🎙️ Today on Financial Revelations with David Szafranski 🎙️

What an extraordinary 30, 60, and 90 days it has been! The world is shifting before our eyes, and America's power and might are on full display. Our enemies are taking notice—and it's about time.

In a move few believed would ever happen, the U.S. successfully carried out a surprise attack that took out Iran's nuclear site using a decoy operation. The result? A dramatic turn of events across the Middle East. Hamas has lost its support network, Iran's proxy system has been dismantled, and Israeli hostages have been released in powerful reunions that have touched hearts around the world.

Could this be the beginning of peace in the Middle East? With rebuilding already underway in the Gaza Strip, hope is on the horizon.

President Trump has accomplished more in this term than many leaders do in four or eight years—but there's no time to relax. The U.S. remains the greatest superpower, and maintaining that strength requires vigilance, leadership, and purpose.

Back home, I still believe we'll see two more rate cuts before the end of the year. I'm focused on risk assets and staying fully invested. It's a time for strategic growth, not fear.

My new book, The Sin of Retirement, is available now at sinofretirement.com and on Amazon in softcover, eBook, and audiobook formats. It's a message about purpose, legacy, and redefining what it means to "retire."

Our next missions trip to the Brazilian Rainforest is set for March 2026. If you're interested in learning more or joining us, visit nativosusa.org. You can also support our Amazon Well Project through GoFundMe — just search David Szafranski.

📩 Questions for the show? Email: [email protected]

🐦 Follow David on X (Twitter): @skibucks1

🎙️ Today on Financial Revelations with David Szafranski 🎙️

🔥 The Sin of Retirement is OUT NOW! David's new book The Sin of Retirement is available at sinofretirement.com and on Amazon in softcover, eBook, and audiobook formats. Don't miss this powerful message about purpose, legacy, and redefining retirement.

🌍 Next Missions Trip: March 2026 Join us on our next journey! A missions trip is scheduled for March 2026 — if you're interested in going or learning more about the kind of work we do, visit nativosusa.org.

📉 Fed Talk & Market Outlook October rate cut? It's practically in the bag. David is buying risk assets and staying fully invested, keeping very little in cash. While the government shutdown has caused a minor market drag, there's no significant concern at this time.

📈 Year-End Strategy David's approach going into the end of 2025: Put all the money to work. Many advisors manage money to avoid losses, but that often limits gains. David is managing with a growth mindset — focusing on building wealth, not just protecting it.

💬 Listener Q&A: Why is it so hard to get inflation back to 2%? David breaks it down and offers some insight into why this target remains elusive despite ongoing efforts.

📩 Have a question for the show? Email Kory: [email protected] 🐦 Follow David on Twitter: @skibucks1

💧 Support the Amazon Well Project Learn more and donate to help bring clean water to communities in need: 🌐 nativosusa.org 🔍 GoFundMe – Search: David Szafranski

I'm Back! Welcome to Financial Revelations!

A huge thank-you to everyone who came out to the signing for The Sin of Retirement! If you couldn't make it, don't worry—you can still order your copy. The book is now available in hardcover, ebook, and Audible. Visit www.sinofretirement.com for details.

Market Update Wednesday marked a big shift in Federal Reserve policy—the start of rate cuts. Chair Powell announced a 25 basis point reduction, and I expect cuts to continue until his term ends in May.

My take? The Fed was late. They should have begun cutting back in April. Unfortunately, politics have crept into monetary policy, and Powell doesn't want to leave office remembered as the next Arthur Burns.

Looking ahead, I believe we'll see 30-year mortgage rates drop to 5% or below by April/May 2026. That will spark refinancing activity and push markets upward.

Listener Questions This week, a listener asked:

• When should I contribute to a Roth versus a tax-deferred account?

• What's the best strategy for retiring early?

Great questions! Keep them coming.

Stay Connected 💬 Email your financial questions to [email protected] 🐦 Twitter (X): @skibucks1

🌍 Learn more about the Amazon well drill project here:

• Nativos USA

• GoFundMe – Search: David Szafranski

Welcome to Financial Revelations with David Szafranski!

You're Invited! After decades of guiding clients toward a life of purpose and impact, Dave Szafranski—Founder & President of Edgewater Investment Group—has distilled his life's work into a bold new book: The Sin of Retirement.

This is not just another financial guide. It's a wake-up call to rethink what "retirement" means and how to live your later years with passion, contribution, and purpose.

📖 Book Launch Party

• Date: September 4, 2025 at 6:30pm

• Location: The Grind Coffee Bar, 124 N Court St, Medina, OH 44256

• RSVP: https://www.eventbrite.com/e/sin-of-retirement-launch-party-tickets-1591593792879?aff=oddtdtcreator

Meet the author, enjoy light refreshments, and discover why stepping away from meaningful work might be the biggest mistake you can make. Space is limited—reserve today!

Economic News The Jackson Hole Economic Summit kicks off this week with top policymakers in attendance—including Fed Chair Jerome Powell. All eyes will be on his Friday press conference to see if he sends shockwaves through the markets.

Keys to Financial Success

• Create and stick to a budget

• Avoid piling up credit card debt—use credit wisely

• Build a financial plan with clear goals

• Always think long term

💬 Have a financial question? Email [email protected] 🐦 Follow Dave on Twitter: @skibucks1

🌎 Want to support the Amazon well drill project? Learn more here:

• Nativos USA

• GoFundMe – Search: David Szafranski

Today David and his wife celebrate 33 years of marriage—how she's managed it, we may never know! 🎉

On the book front, The Sin of Retirement is available now at www.sinofretirement.com. You can grab the ebook, check out some merchandise, and keep an eye out—it will be on Amazon soon. An audiobook is also in the works.

Financially speaking, the PPI inflation numbers came in a bit hot, cooling off the idea of aggressive rate cuts. A .50% cut was never really in the cards, but a .25% cut is still likely. Looking ahead, we're preparing for a weak September. David doesn't want to be fully uninvested but does plan to raise a little more cash in portfolios—around 10–12%.

Got financial questions? Send them to [email protected]. Follow along on Twitter(X): @skibucks1.

Finally, if you'd like to support the Amazon well drill project, you can learn more or contribute here:

• nativosusa.org

• GoFundMe – Search: David Szafranski

Big news—The Sin of Retirement is now live! You can now purchase the softcover or ebook through our website: www.sinofretirement.com. This book has been a long time in the making, and it's rooted in a simple truth: there is a greater purpose than leisure in retirement.

Retirement shouldn't be about slowing down to do nothing. In Genesis 2, we're reminded that work is a gift from God—and that truth doesn't end when your career does. Whether it's mentoring, serving, or using your time for eternal purpose, The Sin of Retirement is a call to action.

On Mission Our next mission trip to Brazil is set for March 2026. If you're interested in joining, please let us know. You don't have to travel with us, but we encourage you to find a way to live with greater purpose—right where you are.

Fed Meeting Recap Last week's Fed meeting held no surprises—Chairman Powell kept rates unchanged. That said, I still believe we'll see three rate cuts before the end of the year.

To Powell's credit, the data he had was questionable. The Bureau of Labor Statistics revised previous jobless claims and economic data, which changed the outlook considerably. The updated numbers show a weakening economy, declining inflation, and falling energy costs. And as I always say—everything starts with energy prices.

The Fed, as usual, is late to the game.

📩 Got questions? Email your financial questions to: [email protected] Follow on Twitter (X): @skibucks1

💧 Support the Amazon Well Project To learn more or contribute: 🌐 nativosusa.org 🔍 GoFundMe - Search: David Szafranski

Big News, Rate Rants, and Powell's Final Stretch Financial Revelations with David Szafranski

Great news! My new book The Sin of Retirement is officially live! You can grab your copy today at sinofretirement.com or Lulu.com. It's a deep dive into retiring with mission, calling, and purpose—not just coasting to the finish line.

Now onto the hot topic of the week...

A sharp listener called me out recently: "You said interest rates would be down by now!" You're right—I did. And they're not.

So what happened?

Two words: Chairman Powell. He's playing it safe, likely trying to protect the Fed from accusations of election interference. Is it a smart move? Maybe. Is it a political stunt? Maybe that too. But the truth is, inflation data is cooling, and I still believe we'll see rates move down—likely to around 4.75%.

He only has a few months left on his term. So should he be replaced now? It's a fair question. At this stage, the damage is likely already done (or baked in), and replacing him could inject more chaos than confidence into the markets. But it's worth having the conversation.

Got a financial question for the show? Email me at [email protected] Follow along on Twitter(X): @skibucks1

We're supporting a clean water mission in the Amazon. Two ways to learn more and support:

• NativosUSA.org

• GoFundMe – Search "David Szafranski"

Clean water changes lives. Let's make it happen.

🇺🇸 Happy 249th Birthday, America!

In this explosive Independence Day episode of Financial Revelations, I address a listener question:

"Is your name Nostradamski? Because you've been absurdly right about everything lately."

How does that happen? It's not magic—it's research, the right people, economic training, and yes... intuition.

🔥 This episode includes:

• 🔮 Behind-the-scenes on forecasting and intuition

• 💥 Independence Day reflections

📘 Sin of Retirement will be out end of July – preorders are open at www.sinofretirement.com

💡 Have a financial question? 📩 Email Us at [email protected]

📍 Follow on X (Twitter): @skibucks1

🌎 Help fund clean water in the Amazon:

https://nativosusa.org

https://www.gofundme.com Search: David Szafranski

We're glad you're here! Got questions? I'd love to hear from you—reach out anytime at [email protected].

My book, The Sin of Retirement, will officially release at the end of July! This project has been years in the making, and it's more than just a book—it's a calling. The Sin of Retirement challenges the conventional mindset of "retire and relax," and instead explores how to retire with mission, calling, and purpose.

You can preorder now or check out the latest merch at: www.sinofretirement.com

Since our last update, Israel dropped a bomb on Iran, effectively taking out key nuclear facilities. In response, Iran came to the table for talks—an unexpected turn, depending on your perspective.

There are a few theories circulating:

1. (My view): Israel fully destroyed the facilities, leaving Iran unable to refine more uranium.

2. The strike was mostly successful, and Iran is negotiating to preserve what uranium remains.

3. While the facilities were destroyed, Iran managed to relocate the uranium before intelligence picked it up.

So, what did this do to the U.S. markets?

Surprisingly—nothing major.

In fact, oil prices dropped, and as of today, we're flirting with an all-time market high. Why? Because when significant events happen overseas and don't directly involve the U.S., Wall Street often shrugs them off. It's a good reminder that not every global shock translates into market panic.

Once again, Chair Jerome Powell left interest rates unchanged, and I have to say—he's proving to be an economic disappointment. His continued inaction raises the question: what exactly is he waiting for?

Despite this pause, I'm still calling it: two rate cuts are coming before year-end. The data will eventually force his hand.

We're gearing up for an exciting missions trip to Brazil in March 2026, and we'd love for you to be a part of it. If you're interested in joining us or just want to learn more, visit www.nativosusa.org.

Today on Financial Revelations – June 12, 2025

First off, style check: my shirt today is from Collar & Co. I'm not affiliated with them—I just really like their stuff. If you're into comfortable, dressy polo-style shirts, check them out: collarsandco.com.

We're planning another missions trip to the Amazon in March 2026. Our goal: support the ongoing well restoration projects and offer help wherever it's needed. This work truly changes lives, and we'd love for you to be a part of it—either by joining us or donating. Learn more and support the mission at:

• nativosusa.org

• GoFundMe – David Szafranski (search: David Szafranski)

A few financial headlines worth your attention this week:

Inflation reports are in, and once again, economists missed the mark. There's still no meaningful evidence that tariffs are driving up inflation. I don't expect that to change. We may even see rate cuts later this year, as hinted by Fed Chair Jerome Powell.

The markets are down this week following the catastrophic crash of a Boeing 787 in India. Tragically, there were no survivors. Please keep the victims and their families in your prayers during this heartbreaking time.

• Ukraine continues to destabilize the region. This week, they successfully used drones to destroy Russian bombs—impressive, but it also highlights how close we are to broader conflict. Markets could react violently if the situation escalates.

• Iran remains a major wildcard. Diplomatic efforts to halt their nuclear program are likely to fall short. If the U.S. or Israel takes military action, expect energy prices to spike and markets to get rocky.

Let's pray for the diplomats trying to hold the line—but also prepare for potential conflict. In uncertain times, both vigilance and readiness are key.

Stay Connected

Have a financial question? Reach out directly: [email protected] Follow along on Twitter (X): @skibucks1