Being a bank-owned premium financing company means that the economic environment, especially changes in banking, is a major factor in the business landscape, says Ben Rubin, chief risk officer for FIRST Insurance Funding & Wintrust Life Finance. In this podcast, sponsored by First Insurance Funding, Rubin  discusses the particulars of the current financial services environment and how brokers can position premium financing in their conversations with clients. He also explains the different options it provides, how different sized companies might use premium financing in different ways, and more.