On today's episode of the Find Your Money Path show, we're going to talk about the B word. That's right, the one that people love to hate & hate to love...budget. Have you ever thought about the emotions that arise when you just hear that word mentioned? For some, this can be the beginning of the end for having a budget that works for them.

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Today, Stephen will walk you through how to get started with tracking your money. This is the biggest mistake that people make when budgeting. It's one thing to set a budget, but it's another to see how you are doing compared to it. Hope you enjoy the episode!

Full video here - https://youtu.be/_oj8yA5h3io

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Stephen paid off $55,000 in debt in his 20's & he has a message for those in Generation X, Y & Z. Do you want debt to continue to impact your life for years to come?

Link to Experian report - https://www.experian.com/blogs/ask-experian/state-of-credit/

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

On episode #14 of the Find Your Money Path show, Stephen shows how to plan for big expenses in your budget in 2018. How often do these expenses, like home maintenance, car insurance, Christmas or vet costs catch us off guard? What if there was a better way to plan ahead for these throughout the year?

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Blue Monday is supposed to be the most depressing day of the year. It's the third Monday of the New Year & it's typically when the weather is cold, it's a few weeks from all of the good times had during the holidays & it's the day most of us receive our credit card statements from Christmas.

Use this Blue Monday to get motivated!

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

On this episode, I talk with Doug Gray about his experience with credit cards. I hope you enjoy the first interview on the channel!

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

On episode 11 of the Find Your Money Path show, Stephen talks about one tip to budget better in 2018 & that is to do a unique budget every month in 2018. He talks through one tip, which is setting a calendar reminder for every month to take a look at next month's budget. This should take no more than 15 minutes & should help you achieve a goal to save money in 2018!

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Have you ever stopped to think about how much your subscriptions cost each year? Sure, on a monthly basis what's $10 here & another $8 there, plus $13 here. It adds up fast! Check out episode #10 of the Find Your Money Path show for a simple way to evaluate your subscriptions in the New Year & see which ones might just not be worth the amount you're paying for them.

Here's the full video - https://www.findyourmoneypath.com/single-post/2018/01/03/Subscriptions-Cost-How-Much---Ep-10

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

We always want to know life hacks that can help us achieve a goal that we have, but have struggled with. On today's episode of the Find Your Money Path show, Stephen tells you one way to be 42% more likely to achieve a goal in 2018. What goal do you want to achieve in 2018? Start today!

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Check out episode #8 of the Find Your Money Path show to learn how to find out if you are going to get a raise due to the tax bill in 2018. More important than that though, is if it looks like you are getting a pay raise now is the time to plan to use that to help you stay on track with financial goals in 2018.

Link to CNN calculator: http://www.cnn.com/2017/12/13/politics/calculate-americans-taxes-senate-reform-bill/index.html

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie