This week on Finding Certainty, in honor of Thanksgiving Day and Black Friday savings, host Patrick Laing shares the mic with CEO and Founder of Five Diamond Club, Michael Del Toro, discussing how to access deep discount wholesale pricing and benefits on your own personal and business travel. A wholesale travel provider that is changing how people travel all over the world, Michael draws back the curtain on how airline employees and travel agents can afford to go on so many exotic vacations. Following a 20-year exclusive contract with U. S.-based legacy airline employees (from 1998 to 2018), Five Diamond Club has now made these exclusive benefits (and secrets) available to the general public worldwide. Since 1998, FDC has been helping people like yourself all over the world enjoy low-cost luxury vacations through their pre-negotiated exclusive wholesale rates with resorts, hotels, cruise lines, and other providers worldwide. Say goodbye to high service fees, commissions, less-than-stellar stays, and excessive profit margins (whenever you book with online travel agencies/sites, timeshares, travel clubs, and similar companies). Join the most affordable subscription travel option available today that is quickly reinventing travel and rapidly disrupting the industry as we know it. If you’re a business owner or executive of a company, imagine how you can build both client and employee loyalty by offering such exclusive and desired benefits. Michael Del Toro and his team’s commitment is to provide you with the best personalized world-class travel experiences and savings available. Their family brings more than 100 years of travel experience to you and yours. Their main goal? To help you live a more care-free, stress-free, worry-free, and enjoyable life … life (and travel) how they were meant to be. To learn more visit https://fivediamondclub.com/cmgt.


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

This week on Finding Certainty, host Patrick Laing visits with co-founder and president of LifeExec, Mr. Ken York, discussing small business health benefits as a strategy. One of the greatest needs for businesses and their teams these days is affordable health coverage. It's an enormous demand and is generally the # 1 benefit employees are seeking and, as such, one of the most important recruiting and retention tools a business can have. The problem is that many employees simply can't afford the options available to them, even when offered. Only 4% of employees nationally, we've been told, actually accept their employers' plans, if they have to pay for them. Millions of Americans are currently underinsured or totally uninsured, and it's not because they don't want coverage. Certainty Management, in partnership with LifeExec, has a solution to this nationwide epidemic. LifeExec's disruptive LifeExec Advantage programs provide true medical, dental, vision, mental health, and financial protection and savings for as little as $29.95 per plan per month for the entire family! Dozens of benefits are available at a price that anyone can afford, even a single mom, working part-time, on minimum wage, anywhere in the country. Imagine: unlimited telemedicine access with zero wait time and $0 co-pay or deductible; unlimited mental health counseling sessions with $0 co-pay or deductible; dental and vision savings; x-ray, alternative care, hearing aid, and other savings; prescription savings (up to 85% off); Urgent Care Center access (with just a $25 co-pay) and Primary Care Physician visits (in no more than 48 hours with just a $10 co-pay); the list goes on. We are, in short, reinventing medical, mental health, and financial health coverage as we know it. Listeners will be very intrigued to know how. Check out the line-up of benefits at www.certaintybenefits.com. Enroll today for just $30-80 per month at www.certaintysignup.com. Receive a free copy of the extraordinary LifeExec Life Management Solution application at https://app.lifeexec.com/Invitation/L0FHTB7_

This week on Finding Certainty, headliner host Patrick Laing visits with Dr. Mary Lee, Founder and CEO of Neighborhood Commerce Institute, discussing, among other things, the iGames Faith-Based Funding League she owns, a powerful nonprofit fundraiser, working in partnership with The Funding League, EACL, Workforce Development, AmeriCorps / VISTA, HUD, the Department of Education, and more. Through Dr. Lee's iGames Faith-Based Funding League, organized and responsible community members and leaders are utilizing the multi-trillion dollar global eSports industry and the massive interest in video games and video game competition to raise funding for neighborhood grants and development in an innovative and inspiring way. In collaboration with Dr. Lee's own nonprofit, Dreams of our Dead Homies Coalition, they're also working together to help address the black neighborhood gun violence amongst young black males. The project includes an all-inclusive STEM/STEAM project designed to help change the trajectory of 3.6 million youth and their families in underserved communities nationwide. This is a wholistic case management approach to help address the family needs in totality and to bridge need and resources gaps beyond government assistance. To hear a truly impressive story from a truly remarkable business, philanthropic, and community leader, don’t miss this episode of Finding Certainty. To learn more, please visit www.neighborhoodcommerceinstitute.com or reach out to Dr. Lee by text or by phone at (571) 263-0952.

On today's episode of Finding Certainty, headliner host, Patrick Laing, visits with Martin Hess, President of the The American Club Association (a.k.a. ACA) about his personal journey as a professional tennis player and sports marketer initially and, later, the success he and his team have experienced, building one of the premier private business clubs in North America (with additional exclusive access to over 80 clubs in the U.S. and 62 international clubs in 16 different countries as of the time of this write-up). ACA Business Club is a private club dedicated to serving professionals, executives and business owners. They have a passion for helping their members succeed and reach their goals in both their personal and professional life, and believe in the power of relationships to accomplish these objectives. ACA's vision is to help you accomplish YOUR vision, whatever that is. Far more than simply joining an organization, membership in the ACA is a lifestyle. The ACA Business Club provides a warm venue to meet clients and colleagues, connect with fellow members, get some work done, or simply a place to relax between meetings. It’s a friendly environment to build relationships and celebrate life’s journey with fellow members committed to your success. Patrick and Martin chat about ACA and its story as well as the power of relationships, professional development, and marketing, and the inherent value in doing it together with colleagues versus trying to go at it alone. Learn more about ACA at https://www.acanetwork.org.


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

This week’s guests on Finding Certainty are a husband-and-wife team with a mission to help protect the constitutional rights and liberties of faith-based organizations all across America. Tamara and Todd Engwall, co-founders of Destiny 508, together with Finding Certainty host, Patrick Laing, discuss how Destiny 508's mission is making a difference for churches and related entities in significant ways. Most people are familiar with how 501c3 status enables nonprofits to offer tax deductible receipts to their donors but did you know there is a second legal way for churches and ministries that is actually a lot simpler AND BETTER in multiple ways? Christian nonprofit organizations love this discovery since they deal with multiple disadvantages of 501c3s for churches and ministries. Many leaders have seen that the 501c3 rules for churches actually reduce their ability to work powerfully in the mission that God has given them, they are ham stringed, hand-cuffed even, and regulated more than they have. The IRS tax code 508c1a helps return freedom and boldness back to the church. It was established become Congress realized that the 501c3 set-up was unconstitutional. At Destiny 508, Todd and Tamara help Christian ministries, churches, and other outreach organizations establish their church, mission, or ministry under Internal Revenue Code 26 - 508c1A, which keeps their books private, returns important freedoms, and eliminates Federal reporting requirements, and more. The list of benefits is lengthy. If you are ready to start a faith-based not-for-profit of your own, Todd & Tamara can walk you through the process. They also provide ongoing business, marketing, and technological support that can be the difference between failure and success. If you're a new, prospective, or established church who would like greater CERTAINTY and FREEDOM than you currently enjoy, this is an episode you don't want to miss. Join us. For more information visit https://destiny508.com.


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

On today’s episode of Finding Certainty, show host Patrick Laing and Houston-based real estate investor, Huyen Do, discuss Huyen's incredible journey from child immigrant to highly successful business owner and investor. An inspiring story of perseverance, adaptation, and truly accomplishing the American Dream, Huyen and Patrick discuss how she and her husband Donnie Trinh have built DROX Investment Group, LLC into an impressive passive income real estate investment opportunity through which busy professionals and others can participate in apartment investing and more without having the time or expertise normally required. Their fund has grown to include hundreds of millions of dollars of holdings, and the returns they're making are turning a lot of heads. We're pleased to have Huyen with us today and honored to have had her on Finding Certainty. 

Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

On today’s episode of Finding Certainty, show host Patrick Laing had the honor of interviewing Gary Reeves, a meek yet truly accomplished icon in multiple arenas ranging from music to television and entertainment, to social impact, and more. Perhaps best known and respected for his extraordinary examples of service over the last 25+ years, Gary has often been credited with the sensitivity to bring non-traditional partnerships together. He has worked with a ‘Who’s Who’ list of high profile thought leaders and celebrities in building tech centers, playgrounds, medical clinics, and similar projects, and providing lifestyle-enhancing experiences for under-resourced youth. Although Reeves has achieved many successes in his social impact business initiatives, he takes the most pride in his works of service. Reeves was asked to be the spiritual adviser for The Golden State Warriors at the tender age of 19 years old, a role he fulfilled for the next 10 years. This service has been followed by a remarkable career in music, television, entertainment, and philanthropy. Gary advocates for a variety of social concerns including HIV/AIDS, foster youth, youth sports, homeless and women’s shelters, career pathways (STEAM/STEM), veterans, and education. Together, Patrick and Gary discuss the tremendous impact that love, kindness, and service/purpose can have on both our work and personal lives. With an impressive list of roles throughout his life, he speaks from experience and shares a number of unique insights on the topic, and on life in general. We are honored to have had him on Finding Certainty. 


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

On this week's episode, Finding Certainty host Patrick Laing and Michael Peluso, Director of Business Development with Three Summers Creative, discuss the value and impact of strong, expanding relationships in business and in life. Michael refers to a relationship-centric focus as the future of marketing. He speaks from experience. With clients like Home Depot, Carbona, ADP, and Verizon, his family-owned advertising firm has received multiple accolades for their work, up to and including presenting at the United Nations on the SustainRWorld Initiative. The firm has won multiple awards for outstanding leadership in their space of marketing and advertising. Just recently, Michael was recently nominated for and won the award for Outstanding Leadership in Marketing and Advertising, at Marketing 2.0. FROM THEIR WEBSITE (ThreeSummersCreative.com): Three Summers Creative began in 2008 in a small town in central New Jersey. It took three summers of hard work and determination to make Three Summers Creative a full-fledged marketing company. To our employees, our team has come to represent the dedication it takes to make a life-changing decision and see it come to reality. It is an ode to hard work, as well as an embodiment of our company creed; we hope to bring a bit of Summer to every project. JUST A FEW OF THEIR AWARDS: 2019 Graphic Design Award Leading Woman Entrepreneur NJ’s Cream of the Crop Jersey’s Best 35 under 40 Hermes Platinum Hermes Gold Hermes Silver AWWA Platinum AWWA Gold.


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com

This week on Finding Certainty, host Patrick Laing meets with Ben O'Quigley of ercTree®, Inc. ercTree® is an exclusive access site, similar to LendingTree but for Employee Retention Tax Credit providers. ercTree® has vetted and verified a number of accounting firms specialized in tax credits and incentives in the U.S.A. ercTree®-approved firms have been providing tax credit filings for Fortune 500 companies, major manufacturers, and more, for decades. Tax Credits Filings is a specialized accounting area requiring more certification, expertise, and experience. Most local and general accountants do not file Tax Credits for businesses and many incorrectly disqualify businesses in the process, telling owners they do not qualify for ERC Refunds, when in fact they would. ercTree® offers the easiest and most streamlined ERC process in the industry. We collect all of the proper documentation and submit to multiple specialized Tax Credits firms, obtaining multiple ERC refund quotes within 5 to 10 business days. Clients complete only (1) ERC application and submit documents to (1) secure documentation upload portal. ercTree® charges no upfront fees for the services performed. The ercTree® services are included in the ERC Fees to File that are charged by the approved accounting firms. ercTree® clients do not pay a penny for services until the ERC Refund Checks arrive from the US Treasury. No business should ever pay any type of upfront ERC application fee to receive ERC refund quotes. No business should be forced into signing a contract prior to committing to file their ERC Refunds, prohibiting the business from choosing to file with a different accounting firm with perhaps a better quote or lower fees should they desire. Anny ercTree® quotes will be provided by approved firms specializin in Tax Credits Filings. There are three categories with many complicated, underling, qualifying guidelines to recover ERC payroll taxes paid in 2020 and 2021, including additional money due to the Covid19 Pandemic. The three (3) ERC Refund Qualifying Categories include: 1. Gross Receipts/Revenue Reductions, 2. Federal, State and Local Authorities Mandates, and 3. Vendor and Supply Chain Disruptions. A business only needs one qualifying guideline out of the three (3) categories to qualify for a ERC Refund. Our ercTree® approved firms accurately calculate, amend and file requests on our clients' behalf, including IRS Audit Defense Protection built in with each ERC filing. Employers with 500 or few employees can receive up to $26,000 per F/T W2 employee for qualifying quarters of 2020 and 2021. Start-ups after Feb. 15, 2020 do not have the same qualifying guidelines as businesses that have been operating prior to Feb. 15, 2020. To apply, go to https://erctree.com/initial-survey/ to schedule a 10-minute pre-qualification consultation with an ercTree ERC expert. Please enter Finding Certainty into the form when scheduling the call. Want more details? Text ERC to 26786.

No business is an island and no influencer is either. This week on Finding Certainty, we have the extraordinary pleasure of hearing from two icons in the world of business and professional podcasting, with Jason Miller and Phillip Lanos, co-hosts of the top 1.5% podcast worldwide, Strategic Advisor Board - War Room Round Table podcast. During the show, Finding Certainty host, Patrick Laing, discusses with Jason and Phillip their unique history and insights into podcasting in general and what makes for a successful show, and more. We discuss Jason's 25+ years in the U.S. military, Phillip's background with the Entrepreneur and Inc. podcast team/s, and their work with Strategic Advisor Board. Jason and Phillip share how business owners (and, all of us, really) are usually unable to grow beyond our own self-development capacity, willingness to evolve, and ability to leave our ego at the door. They discuss what makes a good podcast and a good business in general, breaking down several of the elements that have made their podcast a leader in the industry and how they have individually and collectively garnered impressive attention with appearances on everything from Good Morning America to Forbes Magazine to Entrepreneur Magazine, and more. If you've ever thought about starting your own podcast or would like to make your current effort stronger, if you'd like to learn how to promote your own business better, join us and enjoy this unique opportunity of learning from two of the best in the business. 


Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.

Listen to Finding Certainty: www.certaintylive.com
Visit Patrick's corp. website: https://www.certaintyteam.com
Follow Patrick on LinkedIn: https://www.linkedin.com/in/patricklaing
Check out Patrick's Vidme social media platform at www.certaintysocial.com
Download Certainty Management's free Cash Back App at www.certaintycash.com