Fintech Chatter: Conversations with Fintech Leaders

In episode 175 Dexter is joined by a returning guest, Patrick Coghlan of CreditorWatch, a leading Australian data and technology company offering a complete suite of credit reporting products and data insights covering the entire customer lifecycle.

About Patrick Coghlan

Patrick is the CEO of CreditorWatch. In 2010, he became one of the three founding employees of CreditorWatch. He was appointed CEO in December 2018.

Patrick is a specialist commentator on issues in the credit industry and regularly appears in the media as well as presenting to corporate and government stakeholders. He has played an integral role in transforming the approach to the management of B2B credit risk in Australia.

Patrick has led the development of CreditorWatch’s values and team-spirited culture, as well as driving the company to considerable growth. He has a Bachelor of Arts from Sydney University and is a graduate of the Australian Institute of Company Directors.

About CreditorWatch

https://creditorwatch.com.au/

CreditorWatch is a leading Australian data and technology company that provides businesses with access to unique data and innovative products. By using our platform, our customers can confidently manage their commercial relationships, improve productivity and reduce financial risk.
 
As a commercial credit reporting bureau, CreditorWatch offers a complete suite of credit reporting products and data insights covering the entire customer lifecycle, from customer onboarding and credit decision automation to credit risk management and automated collections.

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Dexter Cousins is joined by Sharon Nouh, Founder and CEO  of Prospend in episode 175 of Fintech Chatter.

Prospend automates and digitises all of the business spend processes for businesses.  They build next-generation finance tools that empower businesses to make proactive financial decisions while also enabling their people to be more productive.

Sharon pioneered the expense management market in Australia by developing and launching the first locally built expense management platform. At that time, expense management technology was in its infancy.

Although the original version was simple, it provided a powerful alternative to businesses managing their processes manually.

However, Sharon didn't stop at automating expenses. She foresaw a desire among businesses to automate all their spending processes within a unified platform. Two years later, she incorporated accounts payable automation into the platform, establishing herself as a global pioneer in this technology, not just in Australia.

Sharon, who has a deep understanding of the intricacies of financial technology, has been able to leverage and develop technology that addresses real business problems, as opposed to merely following trends.

Throughout ProSpend's journey, Sharon has maintained a laser focus on solving challenges for mid to larger businesses and has competed with global players. ProSpend is now recognized as a world-class solution with more than 600 customers, reflecting Sharon’s understanding of customer needs and her ability to provide solutions that address real problems.

About Sharon Nouh

Sharon's journey as a female entrepreneur in the predominantly male fintech sector has had its challenges. In the early days, she faced difficulties securing venture capital funding due to a lack of confidence and role models for female tech entrepreneurs. The company's growth is a testament to her unwavering belief in her vision and her dedication to success. She is passionate about fostering diversity in the fintech sector and hopes her story will inspire and encourage more women to pursue fintech careers.

Sharon's leadership has been pivotal in guiding ProSpend's growth and development. She has displayed her ability to inspire and lead a team, navigate challenges, foster a positive work culture, and adapt to changes in the fast-paced fintech landscape.

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Julian Fayad is the founder & CEO of LoanOptions.ai.  Australia's first AI powered loan marketplace.

It uses AI to match borrowers with the best loan options from over 75+ major banks and lenders to save them thousands of dollars and heaps of time with its one simple application form that does not impact the borrowers credit score. 

Julian represents the next generation of Fintech founder. He's a pioneer of artificial intelligence in the asset finance finance space. His love for technology  started from a very young age and he built many projects including an app that was deployed onto the apple app store at just 18 years old. 

Dexter and Julian talk about his experience as a first time founder, leadership lessons and how he has grown LoanOptions from a self funded Covid business to a profitbale Fintech scaleup now employing 40+ people.

Find out more https://loanoptions.ai

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Dexter Cousins is joined by Police Bank CEO, Greg McKenna on this weeks Fintech Chatter Podcast.

Dexter and Greg talk through the mutual banking model, the synergies with Fintech and the BIG opportunity for the next wave of Aussie startups like Constantinople.

Check out the episode featuring Constantinople - https://tieronepeople.com/2023/05/19/constantinople-macgregor-duncan/

Greg also shares Police Banks own digital transformation journey and how leveraging the talent and the tech from Fintech's like 86 400 is helping mutual banks compete.

About Police Bank - Police Bank is run by members for members. That means we'll do more than any other bank to support you and those you care about. There are no external shareholders to influence the course of our activities. Profits are returned to Members in the form of better interest rates, products and services. 

https://www.policebank.com.au/

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Lendi Group Co-founders David Hyman and Sebastian Watkins join Dexter Cousins for this special episode of Fintech Chatter Podcast.

Celebrating the 10 year anniversary of Lendi, David and Sebastian share their incredible journey of meeting after Uni and becoming serial entrepreneurs.

Lendi is Australia's fifth largest distributor of mortgages and processes an astonishing $30bn of home loans each year!

From meeting each other in their first job out of uni, borrowing money from their parents to start their first business together, to a successful exit with Living Social and then taking on Australia's Big 4 Banks in the housing market, this is a remarkable story.

David and Sebastian are two of the smartest, humblest and likeable Fintech founders you will ever meet! They intentionally keep a low profile so we are delighted to bring you this exclusive interview and glimpse into their amazing journey together.

David and Sebastian share their insights and tips on bootstrapping, raising capital and blitz scaling!

You can find out more about Lendi - https://lendigroup.com.au/

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Lendi Group Co-founders David Hyman and Sebastian Watkins join Dexter Cousins for this special episode of Fintech Chatter Podcast.

Celebrating the 10 year anniversary of Lendi, David and Sebastian share their incredible journey of meeting after Uni and becoming serial entrepreneurs.

Make sure to follow us on your podcast player for access to the full episode!

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Welcome to part three of our three part Fintech Chatter series recorded live from the British Consulate in Sydney. 

Back in 2018 I began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.

Each year a UK Fintech Mission heads down under as part of Intersekt week.

It’s a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.

So over this 3 part series I’m bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.

In part 3 I chat two UK companies who have already launched in Australia.

Nick Briscoe, Australia Country Manager for Currency Cloud and Robbie McDiarmid Country Manager of CMSPI share the challenges, opportunities and their tips.

Thanks for tuning in. As always you can follow me on Linkedin and Twitter. If you’re coming back thanks for supporting the show. 

If you’re coming back thanks for your support

And if you’re new, hit the follow button in your podcast player, we release new episodes every week.

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In this special episode Dexter Cousins chats with Jenny Li and Giles Bourne of Scalare Partners.

With Investment in Australian Fintech industry back to 2018 figures, there's no doubt that the no1 challenge facing founders is finding capital.

We are seeing a rapidly growing gap in the technology capital eco-system, abandoning early-stage founders exactly when they need access to funding the most. Scalare Partners aims to bridge this gap, helping ensure the best tech innovators can change the world. ​

Giles and Jenny share their expertise sharing insights on what investors are looking for when assessing opportunities. They also share top tips and advice on how to run lean and increase revenue.

About Scalare Partners
We fund exceptional game-changers from diverse backgrounds who are preparing to disrupt globally to enable a smarter, cleaner, more connected future.
https://www.scalarepartners.com/

About Giles Bourne:
Giles is an experienced ASX and private company Director & Executive, passionate about bringing disruptive technology IP to the world.
Recognised as a commercial leader in technology start-ups and scaleups, he brings more than thirteen years’ experience as Managing Director of a unique ASX-listed entity in the hi-tech semiconductor field, developing breakthrough solutions for laser diodes, LEDs and microLEDs. Operating in bleeding-edge technology arenas has enabled Giles to work with a range of global market leaders - from the brightest scientists to global tech companies, high net worth and institutional investors, advisors, and entrepreneurs.   

About Jenny Li:
Jenny is a strategy-focused and results-orientated finance leader, with more than 15 years’ experience in improving financial governance, working in and advising multinational businesses to high-growth start-ups undertaking rapid change and growth. 

During her time with RISQ Group, a local business with less than 20 employees operated in Australia expanded to 6 countries within 8 years hiring more than 250 employees, Jenny as the Finance Director of the company is responsible for establishing and leading the finance function, driving continuous improvement through increasing operational efficiency and growth margin, leveraging financial system for scale, leading new business initiatives, and building long term cross-cultural and professional relationships with key stakeholders internally and externally.

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Welcome to part two of a three part Fintech Chatter special recorded live from the British Consulate in Sydney with your host Dexter Cousins.

Back in 2018 Tier One People began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.

Each year a UK Fintech Mission heads down under as part of Intersekt week.

It’s a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.

So over this 3 part series I’m bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.

In this episode Dexter chats to three Fintechs about to launch in Australia.

Abigail Thornleigh chats about NCC Group. NCC is already established here in Australia as a Cyber solution, they’re about to launch a new business which could help Fintechs and Banks enter into commercial agreements much faster and at a much lower cost. - https://www.nccgroup.com/au/

Know It is the first Scottish Fintech we’ve featured on the show. Founder Lynne Darcey Quigley shares her journey as a business owner to Fintech founder undergoing global expansion. - https://know-it.co.uk/

And Nigel Bridges is the CEO of Veracity Trust Network - an AI and Machine Learning Fintech helping banks beat Fraud and Scams. - https://veracitytrustnetwork.com/

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Welcome to part one of a three part podcast series recorded live from the British Consulate in Sydney.

Back in 2018 I began supporting the work of the UK Department for Business and Trade in their efforts to establish a UK/Australia fintech bridge.

Each year a UK Fintech Mission heads down under as part of Intersekt week.

It’s a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.

So over this 3 part series I’m bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community

Guest one - Michael Ward UK DBT

In this episode I chat to Michael Ward who was the Deputy Trade Commissioner when the Fintech Bridge was established in 2017, Michael now supports the UK DBT in an advisory capacity.

Guests two - Raidiam

I’m then joined by the founders of Raidiam, Ralph Bragg and Barry O'donohoe for what is a very insightful discussion on open banking and CDR. Ralph and Barry chat about their experiences implementing open banking in the UK and Brazil - it’s eye opening stuff!

https://raidiam.com/

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