FinTech Futures

In this episode of the What the Fintech? podcast, we’re joined by Kevin Levitt, head of financial services and global industry business development at Nvidia.

In our News in Numbers section, Kevin discusses how US banks have closed a record number of retail branches in 2021. This is against a backdrop of increasingly mobile and digital-first banking, on both sides of the Atlantic, as the twin forces of digitisation and Covid-19 have led more people to bank online.

For the main discussion, Kevin and FinTech Futures reporter Alex Pugh discuss how AI fights fraud, the ways in which employees interact with conversational AI in a remote-first world, how fintechs are using AI for portfolio optimisation and the ways in which institutions are weeding out bias in AI. Kevin also discusses some of the findings in Nvidia's research report, The State of AI in Financial Services.

For the FinTech Jail segment, Kevin makes the case to liberate “Artificial Intelligence / AI” from jail. Despite the hype surrounding this particular buzzword, it's a strong case!

In this episode of the What the Fintech? podcast, we’re joined by Wayne Scott, regulatory compliance solutions lead at NCC Group.

In our News in Numbers section, Wayne discusses the recent announcement that HSBC UK is to close 69 branches across the country as more customers continue to switch to mobile and online banking, and what the future of banking might look like.

For the main discussion, Wayne and FinTech Futures editor Paul Hindle discuss risk mitigation, particularly software resilience and software escrow in relation to the PRA regulations around outsourcing and third-party risk management coming into effect on Thursday 31 March. We also find out more about the work NCC is doing in this field and the evolving regulatory landscape for financial institutions.

And finally, we find out what fintech buzzword Wayne wants to cast into our Fintech Jail!

In this episode of the What the Fintech? podcast, we’re joined by Bill Verhelle, CEO and founder of QuickFi.

In our News in Numbers section, Bill discusses the importance of APIs and their key role in digital banking after a new Cornerstone Advisors report revealed around 40% of banks currently don’t have an API strategy.

For the main discussion, Bill and FinTech Futures editor Paul Hindle discuss some of the main issues with current financing/lending models and the challenges small and medium-sized businesses (SMBs) face when it comes to borrowing. We also find out more about the work QuickFi is doing in this field to tackle these challenges and the company’s technical development journey.

And finally, we find out what fintech buzzword Bill wants to cast into our Fintech Jail!

In this episode of the What the Fintech? podcast, we’re joined by Tony Coleman, chief technology officer at cloud banking platform Temenos.

In our News in Numbers section, Tony discusses the importance of collaboration following the news that TSB and banking technology platform provider BankiFi have teamed up to launch a new app to enable small businesses to receive quicker payments and to better manage their business finances. We also chat more about the burgeoning digital banking space after D360 became the third digital bank in Saudi Arabia to receive a licence from the central bank.

For the main discussion, Tony and FinTech Futures editor Paul Hindle discuss the advances in Temenos' open, composable banking platform and the partner ecosystem built around it. We also find out more about Tony’s work at Temenos and discuss how banking tech may evolve in the near future to keep driving the industry forward.

And finally, we find out what fintech buzzword Tony wants to cast into our Fintech Jail!

Welcome to the brand-new season of the What the Fintech? podcast! To kick off season three, we’re joined by John Natalizia, co-founder and CEO of Snoop, a smart money mobile app powered by open banking.

In our News in Numbers section, John talks to us about the growth of buy now, pay later (BNPL) and its extension into grocery shopping. We also discuss JP Morgan’s plans to spend $12 billion on technology over 2022 and the rise of tech spending as a whole across the banking industry.

For the main discussion, John and Paul discuss the role of money management apps in light of the cost of living crisis in the UK as well as the current state of affairs and trends in regards to open banking. We also find out more about John’s work at Snoop and how the firm is utilising open banking as it looks to help people spend, save and live smarter.

And finally, we find out what fintech buzzword John wants to cast into our Fintech Jail!

Annerie Vreugdenhil, chief innovation officer at ING, joins us for the latest episode of What the Fintech?

Annerie, who is also head of ING Neo, talks to us about the rise and rise of buy now, pay later (BNPL) firms and her opinion of how the budding industry sector is attracting the high customer numbers it is. We'll also talk about the CEO of M1 Finance and his purchase of a US regional bank.

For the main discussion Annerie and Alex focus on innovation in the industry. How does consolidating innovation help a bank grow? How does disseminating it across an institutions affect things? What about the integration of new fintechs? All this answered and more.

Don't forget to wait until the end to see what fintech buzzword the ING CIO wants thrown into our Fintech Jail!

Marina Goche, chief executive officer at Sentifi, joins us on this week's episode of the What the Fintech? podcast.

She's brought stats about the 2028, when the alternative data market is expected to reach a value of $69.3 billion. For the news in numbers we also chat about the 80% of securities Deutsche Bank plans to have digitised in 2023.

For the main discussion section we take on the world of alternative data. We chat about how it is underpinning a change across retail and institutional investment alike, and what its growth prospects look like.

As always, check out the Fintech Jail at the end of the show to hear what buzzword Marina may want to shut in the slammer, or rescue from their confinement!

Michel Breeuwer, general manager for the Benelux and Baltics at Mambu, joins us on this week's episode of the What the FinTech? podcast.

For the news in numbers segment of the show we discuss Google dropping its development of its Plex banking project, and the increase in operating losses for UK aggregation service Curve.

In our main discussion, Michel and Alex take on the subject of cloud banking and the deployment of outsourced technologies in the industry. We check in on where adoption has got to in the sector, what concerns are still coming up for clients, and what strategies FIs can use to ensure their projects are a success.

As always, check out the Fintech Jail at the end of the show to hear what buzzword Michel may want to shut in the slammer, or rescue from their confinement!

Suraya Randawa, head of omnichannel experience at Curinos, and Sarah Welch, managing director at Curinos, join us on this week's episode of the What the FinTech? podcast.

For the news in numbers we discuss the fact that 63% of Gen Z users trust large companies, and those who don't feel they behave without integrity. We also discuss the stat that trust in banks and digital banks has increased by 26% since the start of the pandemic.

Finally, we also take on the fact properly targeted email campaigns can increase click-through rates by 122%.

For our main discussion section we weigh in on the next generation of bankers. What are their needs? What features will really capture their attention, and are banks attempting the right strategies?

As always, check out our Fintech Jail at the end to hear what buzzwoods Suraya and Sarah want to put away!

Henrik Rosvall, CEO and founder of Scandinavian digital bank Dreams, joins us on What the FinTech? for this week's episode.

For our numbers-based stories this week we talked about the acquisition of buy now, pay later (BNPL) GreenSky by Goldman Sachs and how the European Banking Authority plans to improve its supervisory coverage of platform-based business models in Europe.

In the main discussion we talk to Henrik about the future of digital banking, what customers are looking for from their finance-focused mobile applications, and how Big Tech may be disrupting the way we bank in the future.

Stay tuned to the end to find out what Henrik wants to lock away in our buzzword prison, the Fintech Jail!