Alright, folks—let’s ditch the doom and gloom. 

In this episode, recorded live from Money 2020 with the CEO of Marqeta, Simon Khalaf, we’re breaking down why there’s actually plenty to be optimistic about in the world of fintech as we head into 2025.

Regulators catching up to fintech might seem like a buzzkill, but here’s the twist: it’s a sign the industry has finally made it. 

We dive deep into why regulatory clarity, infrastructure upgrades, and smart AI adoption are setting the stage for the next wave of fintech innovation. 

Plus, Simon shares why now is the perfect time to align incentives and leverage tech for sustainable growth.

If you’re tired of all the negativity around fintech’s future, tune in for a refreshing take on why the best is yet to come.

Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. Integrate end to end credit and payment solutions into your business processes using our modern card issuing platform. Learn more at marqueta.com

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/

And for more exclusive insider content, don’t forget to check out my YouTube page.

Follow Simon:

LinkedIn: https://www.linkedin.com/in/simonkhalaf/

Twitter: https://x.com/simonkhalaf

Follow Alex: 

YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos

LinkedIn: https://www.linkedin.com/in/alexhjohnson

Twitter: https://www.twitter.com/AlexH_Johnson