FinTech @ IU

FinTech @ IU

By Eric Wong, Elijah Stein, Tim Nguyen (formerly James Demircioglu)Kids & FamilyEducation for Kids
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FinTech @ IU episodes

  • Episode 30: Tarang Gupta, BCG (former Wharton FinTech Host)

    Tarang Gupta, current associate at BCG and former Wharton FinTech podcast co-host discusses fintech development comparisons in countries like the US and India, emphasizing regulatory disparities and consumer profiles. The conversation also touches on the evolution of the fintech industry, particularly in response to Federal Reserve interest rate changes, and the potential role of AI in improving efficiency while highlighting associated risks and the need for regulatory frameworks. We provide insights into the dynamic landscape of fintech and the potential impact of AI integration in the financial sector. Listen to learn more!

    27 min
  • Episode 29: Yan Wu, embedded.dev and Bond Financial Technologies

    Yan Wu, co-founder of Embedded.dev and Bond Financial Technologies as well as former VP Head of Data at SoFi shares his journey from engineering to fintech. We talk all things BNPL, how these innovations are transforming Black Friday shopping as well as what went into building Bond, which he sold in June 2023. Yan delves into Bond's mission to streamline financial services for developers through modern APIs, shedding light on their role in facilitating transactions and compliance. Furthermore, he addresses the challenges of merging antiquated banking technology with modern innovations and offers valuable insights into the future of banking and blockchain technology. Listen to learn more!

    41 min
  • Episode 28: Matt West, Xenios

    Matt West, founder of Zenios discusses the challenges and opportunities in the fintech industry. They delve into the complexities of regulatory compliance, particularly in the context of partnerships between fintech firms and banks, amidst a crackdown on fintech-bank relationships. The conversation touches on market trends, potential recession impacts, and the evolving landscape of buy now, pay later (BNPL) services. Matt emphasizes the importance of adaptability and continuous learning, offering advice for individuals navigating the dynamic fintech ecosystem.

    35 min
  • Episode 27: Greg Palmer, Finovate
    Greg Palmer is the host of the Finovate Podcast and head strategist for the Finovate conference series. With years of experience in the fintech space, Greg has worked with thousands of people on how to best market their companies to a wide variety of audiences, including Venture Capitalists, Bankers, and Analysts. In this episode, Greg shares his insights on BNPL, the future of Fintech, bank failures, and what makes a great startup.   0-1: Intro  1-2: Difference between the Finovate conference and others 2-4: Top Finovate Innovations  4-6: Credit Scores Innovations 6-8: FICO 8-10: Buy Now Pay Later  10-11: Buy Now Pay Later Technologie/Providers 11-14: Buy Now Pay Later Risk 14-16: Buy Now Pay Later Cons  16-19: National Debt  19-22:  Banking Industry and Innovation 22-24: Does Banking Regulation Work  24-30: SVB Failure 30-32: Bad Corporate Actors 32-38: Differentiator between successful companies and others  38-40: Ego in venture capital  40-44:  Key things founders should pitch  44-46: What makes a good pitch? 46-48: what is the best pitch you have seen? 48-50: Can students attend Finovate events? 50-52: Different ways to be successful in Fintech  52-54: Opportunities in difficult times  54-58: Upcoming innovative countries 58-: Advice to college students
    1 hr 4 min
  • Episode 26: Pranav Barthwal, MyFinFi World Private Limited
    In this Episode, Pranav Barthwal shares insights into his experiences at American Express, the evolution of the card industry in India, and the challenges and opportunities in the financial services sector. The discussion also delves into the intricacies of Earned Wage Access, workforce management, and the impact of economic factors on India's market, providing a comprehensive overview of the dynamic landscape in fintech and beyond. 00:00-00:01: Introduction00:01-00:05: Sudha Organization and Chadha's role at American Express00:05-00:10: Challenges and evolution in the card industry00:10-00:15: Banking sector overview and licenses in India00:15-00:20: Partnerships, tech challenges, and workforce management00:20-00:25: Earned Wage Access (EWA) model, market dynamics00:25-00:30: Financing student loans, SME lending, platform strategy00:30-00:35: Future plans, economic challenges, employee welfare00:35-00:40: Opportunities in India, global economic impact00:40-00:45: Return of Indians, education challenges, consistency00:45-00:47: Acknowledgments and Conclusion
    47 min
  • Episode 25: Ohad Samet, TrueML Products
    Ohad Samet is the co-founder of TrueML Products, a company that specializes in building intelligent communications platforms. Ohad obtained his undergraduate degree in biology and philosophy from Tel Aviv University. In this episode, Ohad discusses the evolution of artificial intelligence, its impact on decision-making, and the nuances of data cleansing, providing valuable insights for both fintech enthusiasts and those exploring the world of AI. 00:00-00:05: Introduction, AI's venture into non-traditional realms 00:05-00:10: Machine learning in nuanced decision-making, impact on job markets 00:10-00:15: Data challenges in ML, economic heuristics in purchasing 00:15-00:20: Ethical AI, Apple-Goldman Sachs partnership 00:20-00:25: Exponential growth in computing power, AI in risk assessment 00:25-00:30: AI in weather forecasting, genomic sequencing, and Tremell's origin 00:30-00:35: Buy now pay later vs. credit cards, challenges in the industry 00:35-00:40: Business culture clashes, profitability challenges, career advice
    40 min
  • Episode 24: Ras Asan, Heal Thy Hustle
    Ras Asan is a founder and fintech pioneer, who, despite being featured in top-tier media like CNN, New York Times, and Inc. magazine, faced burnout at the pinnacle of their career. They're the founder of "Heal Thy Hustle," a holistic wellness brand dedicated to empowering professionals to achieve equilibrium through self-help resources, life coaching, and wellness workshops, with a current focus on enhancing productivity, morale, and personal development in small businesses and corporations. 00:00 to 00:05: Introduction and personal investments, discussing health challenges for entrepreneurs. 00:05 to 00:10: Entrepreneurial role in Cleveland, highlighting health struggles for business owners. 00:10 to 00:15: Motivation behind contributing to a book on health and entrepreneurship. 00:15 to 00:20: Exploration of the eight forms of capital model and community building. 00:20 to 00:25: Blockchain applications in healthcare, voting, and music, addressing cryptocurrency stigmatization. 00:25 to 00:30: Growing interest in AI, societal impact, and challenges in distinguishing marketing from health benefits. 00:30 to 00:35: Discussion on dietary choices, societal influences, and challenges in maintaining community connections. 00:35 to 00:40: Exploration of holistic wellness, brain health, and the connection between neurotransmitters and gut health. 00:40 to 00:50: Advice for college students on financial planning, healthcare, and learning about investments.
    50 min
  • Episode 23: Gary Hoberman, Unqork

    Gary Hoberman, CEO and founder of Unqork, recounts his transition from a 25-year career on Wall Street to entrepreneurship with Unqork in 2017. Reflecting on his experience in capital markets and trading systems, Holderman highlights the inefficiencies of traditional software development, where a significant budget is consumed by maintaining legacy systems. He emphasizes the need for software that evolves and improves over time, rather than contributing to legacy burdens. Holderman discusses Unquork's focus on regulated industries like financial services and healthcare, detailing their success with major clients like CVS and federal compliance certification. He underscores Unqork’s strategy of addressing complex challenges first to pave the way for broader adoption, contrasting it with traditional technology companies.

    37 min
  • Episode 22: Phin Upham, Haymaker Ventures

    In this episode of the Fintech at IU podcast, Phin Upham, founding partner at Haymaker Ventures, discusses his venture capital experience and insights into investing in young founders. He explores the fintech space, focusing on the impact of market fluctuations and the evolution of BNPL services. Phin highlights the significance of AI in financial decision-making and the necessity of offering consumers better choices through technology. Concluding with advice for college students, he stresses the importance of long-term planning and systematic execution for success. 

    42 min
  • Episode 21: Jan Smith, H2O Capital Innovation

    In this episode of the Fintech at IU podcast, Jan Smith, a strategic advisor at H2O Capital Innovation, shares his extensive experience in fintech, strategy consulting, and M&A advisory. He discusses the importance of mentorship, early entrepreneurship, and the unique challenges and opportunities within the Latin American fintech landscape, highlighting differences in regulatory environments and innovation trends. The episode also discusses Jan's critical views on "Buy Now, Pay Later" practices, questioning their impact on financial inclusion and the authenticity of fintech companies' world-changing claims. 

     

    00:00 to 00:04: Jan Smith, a strategic advisor at H2O Capital Innovation, discusses his experience in fintech, including strategy consulting and M&A advisory, and highlights his team's global operations in Latin America, the US, Dubai, Singapore, Brazil, Colombia, and Mexico. 

    00:04 to 00:08: Jan shares insights on entrepreneurship, emphasizing the importance of starting early, taking risks, having a supportive team, and his journey with American Express influencing his career in financial services. 

    00:08 to 00:12: The discussion focuses on the significance of mentors for young entrepreneurs and the role of compliance and regulation in the Latin American fintech landscape, particularly in anti-money laundering and cross-border payments. 

    00:12 to 00:16: The conversation explores the challenges and opportunities in Latin American fintech, comparing Brazil's progressive approach to Mexico's conservative stance due to regulatory uncertainties and different investment cultures. 

    00:16 to 00:20: Jan elaborates on fintech development in Latin America, noting Brazil's advanced banking system, Mexico's regulatory challenges, and the rising innovation in countries like Colombia. 

    00:20 to 00:24: The discussion shifts to "Buy Now, Pay Later" practices in Latin America, with Jan critiquing their impact on financial inclusion and consumer behavior and questioning fintech companies' claims about world-changing impacts. 

     

    23 min

About FinTech @ IU

From the publisher's feed

A podcast about all things FinTech tailored for college students. Our guests are the leading Founders, Professors, and Influencers heading some of the most innovative startups in the industry.