FinTech @ IU

FinTech @ IU

By Eric Wong, Elijah Stein, Tim Nguyen (formerly James Demircioglu)Kids & FamilyEducation for Kids
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FinTech @ IU episodes

  • Episode 10: Nick Chandi, ForwardAI
    Nick Chandi is the CEO and Co-Founder of ForwardAI, a trailblazer in instant business payments. With two decades in accounting technology and finance, Nick not only leads ForwardAI but also co-chairs the BC Tech CEO Scale C-Council and contributes to the Forbes Finance Council.0:00-5:00: Introduction and Forward AI 5:00-10:00: Importance of Cash Flow in Business and why businesses choose different payment platforms 10:00-15:00: The Emergence of FEDNOW and Traditional Banks  15:00-20:00: Canada V.S. America Fintech Ecosystem 20:00-25:00: The Next Big Wave After the Ai Boom 25:00-30:00: The Threats of Fraud and AI 30:00-35:00: Challenges of Operating a Remote Team 35:00-40:00: Advice to someone Leading A Remote Team 40:00-45:00: Recommendation to Collage Students and Conclusion
    46 min
  • Episode 9: Gautham Sastri, We4c.ai

    Gautham Sastri is the President and CEO of We4C.ai, a company that deploys Artificial Intelligence to detect spam bots and extract foresight from social media. He is a seasoned technology entrepreneur, innovator, and investor, having previously founded iSentium, Terrascale Technologies, and Maximum Throughput, acquired by Avid Technology. In this episode, we discuss the impact of social sentiment on stock market dynamics, the GameStop and AMC meme stock saga, the growing influence of generative AI in the digital age, the need for AI regulation, and the challenges of distinguishing between human and AI-generated content. 00:00 to 00:01: Introduction 00:01 to 00:02: Background and career. 00:02 to 00:03: Insights from social media  00:03 to 00:04: Using Twitter for financial analysis  00:04 to 00:05: The role of social media in predicting market trends. 00:05 to 00:06:  GameStop and AMC 00:06 to 00:07: The Robin Hood phenomenon. 00:07 to 00:08: Order flow data and its role as a form of sentiment. 00:08 to 00:09: AI Regulation 00:09 to 00:10: Addressing spam bots 00:10 to 00:11: Prevalence of bot-generated content on the internet. 00:11 to 00:12: Financial impact of advertising on social media platforms. 00:12 to 00:13: Potential regulation of the internet 00:13 to 00:14: The online words effects on human interaction  00:14 to 00:15: challenges of living in a digital age 00:15 to 00:16: technology 00:16 to 00:17: AI's role in content creation and manipulation 00:17 to 00:18: potential impact of AI and the need for regulation 00:18 to 00:19:  Changing dynamics of the world 00:19 to 00:20: Influence of continuous news coverage and distinguishing truth from falsehood. 00:20 to 00:21: Importance of human interaction 00:21 to 00:22: Potential for a revolt among young people? 00:22 to 00:23: The need for individual action and problem-solving 00:23 to 00:24: Impact of generative AI on communication and relationships 00:24 to 00:25:  The potential for a paradigm shift in society 00:25 to 00:26: The Miami effect and its influence on social media trends. 00:26 to 00:27: AI impact on advertising. 00:27 to 00:28: The role of AI in advertising and the importance of trust in social media platforms. 00:28 to 00:29: The importance of separating bots from actual human perception. 00:29 to 00:30: The need fordetecting AI-generated content. 00:30 to 00:31: Taking action, problem-solving, and utilizing available skills. 00:31 to 00:32: Opportunity for students to address specific problems and use their knowledge to make a difference. 00:32 to 00:33: The role of AI in financial engineering 00:33 to 00:34: The impact of bots on human behavior 00:34 to 00:35: The impact of bots on human behavior continued  00:35 to 00:36: The importance of brand and the influence of advertising in the digital age. 00:36 to 00:37: The challenges of distinguishing between AI-generated content and human-generated content. 00:37 to 00:38: Significance of detecting bots and understanding their influence. 00:38 to 00:39: The role of AI in trading and financial decision-making. 00:39 to 00:40: The importance of regulating AI and addressing its impact on society. 00:40 to 00:41: Maintaining trust and transparency in advertising. 00:41 to 00:42: The importance of acting and not being afraid to explore and solve problems. 00:42 to 00:43: The need for constant self-assessment and correction in pursuing goals and solving problems. 00:43 to 00:44: The importance of not being paralyzed by fear and taking steps to make a difference. 00:44 to 00:45: The potential for young individuals to explore their interests and make a positive impact on the world. 00:45 to 00:46: The Importance of taking daily steps toward one's goals.


    47 min
  • Episode 8: Sarah Welch, Curinos
    Sarah Welch is a Managing Director at Curinos, a company that helps financial institutions make data-driven decisions to improve efficiency and profitability. She completed her undergraduate degree in international business and French at Georgetown University and serves as a Chairperson for the Maryknoll Lay Missioners.
    44 min
  • Episode 7: Caribou Honig, SemperViren Ventures
    Caribou Honig is a partner at SemperViren Ventures, a VC firm that specializes in investing in workforce, healthcare, and financial technologies. In this episode, we discuss quitting jobs, taking risks, Insurance, and Venture capital in 2023. 0-1: Intro1-5: Stupid Career Decisions5-8: InsureTech 8-10: How will younger people become interested in insurance?10-11: Opportunities at CapitalOne 11-13: Hierarchy of technology 13-16: Insurance API’s16-18: What Caribou Invests In 18-21: What do you look for in a founder?21-23: Dilution in Venture Capital  23-27: Investing in companies in 2023 27-32: Should Venture Capital be democratized?32-34: How to find business opportunities 34-35: InsureTech Niche35-40: The math behind Insurance40-42: Assessing Risk 43-47: Advice to college students
    47 min
  • Episode 5: Jonathan Katz, Amount
    In this episode, we talk about how many banks are failing to realize the opportunity of BaaS, how big giants like Goldman and JP Morgan started taking action, how FinTech is starting to merge in the lending sector, the current macro environment and the compliance aspect of new data.
    57 min
  • Episode 4: Jonah Crane, Klaros Group
    In this episode, we talk with Jonah Crane, one of the partners at the widely-known Klaros Group. We talk about the growing number of M&A deals the FinTech industry has seen in 2023, which is mostly attributed to the venture slowdown and practically dead IPO and SPAC markets that we saw last year. We get his takes on international FinTech markets exploding with growth, especially in Brazil. Finally, we get in-depth on regulations, the Sam Bankman-Fried Trial/FTX crash, and BAAS. Min 0-2: Early career  Min 2-3: 2008 finacial crisis  Min 3-9: Now vs. 2008  Min 9-10: Latin American markets  Min 10-13: Younger generation and Fintech  Min 13-16: Regulators and fiscal policy  Min 16-19: Working with Plaid  Min 19-21: Understanding regulations  Min 21-24: Crypto regulations and the new frontier  Min 24-28: State-by-state crypto approach  Min 29-35: Banking as a Service Regulations  Min 35-37: Choosing a bank as a Fintech  Min 37-38: Fintech user Information security  Min 38-40: Best advice for someone entering the Fintech space  Min 40-41: Is it worth entering the fintech space?  Min 41-44: Apple x Goldman Sachs  Min 44-45: Sponsored banking boom Min 45-47: CFI lending  Min 47-50: Advice to college students
    52 min
  • Episode 3: Gerry Hays, Doriot Venture Labs
    In this episode, we talk with Professor Gerry Hays from the Indiana University Kelley School of Business. He runs a VC called Doriot Venture Labs, teaching investors how to identify the characteristics of high-potential investors, how to financially engineer win/win venture investments, how to avoid the most common "trapdoors" that drive negative outcomes, and how to increase overall confidence navigating venture complexities. We discuss his take on what current VC investors should do regarding either full-on consumption to generate quick returns or instead letting these startups take their time and innovate. We go in-depth on crowdfunding, tokenization of assets, and the rise of angel investors. And finally... we talk about how the wealthiest families dominate VC. Timestamps:0:00-1:00 (Intro) 2:00-3:00 (Time as a lobbyist)3:00-5:00  (First startup)5:00-6:00 (Second startup to now)6:00-7:00  (Hometown) 7:00-8:00 (Teaching at IU )8:00-10:00 (What is venture and private capital) 10:00-11:00 (Angel Investors)11:00-15:00 (Who controls the venture market, and the problem with fundraising?) 15:00-16:00 (What prerequisites should a VC have?) 16:00-17:00 (Private capital investing strategy) 17:00-18:00 (Creating a VC exam and government intervention)  18:00-20:00 (Who do you want to fund your company?)20:00-23:00 (What founders you should invest in)23:00-25:00 (The two C’s)25:00-27:00 (The ups and downs of investing)  28:00-30:00 (Being purpose-driven and fintech at IU) 30:00-32:00 (Don’t focus on what others think) 32:00-34:00 (Being a consumer)  34:00-36:00 (Working vs. owning) 36:00-39:00 (Is money everything?)39:00-43:00 (US debt and assets) 43:00-44:00 (US status and spending)44:00-46:00 (Lobbying and politics) 46:00-48:00 (Taking action)
    48 min
  • Episode 2: Alex Johnson, FinTech Takes
    In this episode, we talk to Alex Johnson, creator of the FinTech Takes newsletter and one of the most widely regarded figures in the industry. He also runs his own podcast "FinTech Takes" where he talks BAAS, investment advice, innovative business models, emerging players and upcoming trends. We talk FinTech specifically in 2021 and his take on what will happen to the industry within the next decade, how AI will change FinTech and the #1 tips he has for college students who want to land FinTech roles. Timestamps:0:00-1:00 (Intro) 1:00-4:00 (Early life and career)  4:00-5:00 (Jumping from Zoot to FICO) 5:00-7:00 (The shift from manual to automated underwriting)  7:00- 9:00 (FICO Scores and Lending)  9:00-10:00 (Misuse of FICO scores) 10:00-15:00 (Fintech boom in 2021) 15:00-16:00 (AI in Fintech) 16:00-18:00 (The obsession with AI) 18:00-22:00 (Revoluntanry = boring)22:00-23:00 (Starting the Fintech Club)23:00-24:00 (Having the right motivation) 24:00-27:00 (Starting the newsletter)  27:00-29:00 (Building foundations)  29:00-31:00 (Constantly learning)31:00-34:00 (Become obsessed with something) 34:00-35:00 (Getting started in Fintech)35:00-39:00 (Fixed Income and Securities)  39:00-43:00 (Customer point of view ) 43:00-47:00 (The Next Steps in Fintech) 47:00-48:00 (Old systems and new technologies)  48:00 -49:00 (Advice to college students)
    49 min
  • Episode 1: Rob Krugman, Broadridge
    In our first official episode, we sit down with Rob Krugman, the Chief Digital Officer at Broadridge. He talks about entrepreneurship, his foresight on what will happen in Generative AI within the next decade, big players like Goldman and JP Morgan creating services similar to FinTech firms, and building this innovative mentality within teams. Timestamps: 0:00-1:00 (Intro) 1:00-3:00 (Early career) 3:00-4:00 (Working for startups) 4:00-5:00 (Current career) 5:00-7:00 (Old financial technologies and upcoming financial technologies/Web3) 7:00-9:00 (FinTech vs. Institutional Banks) 9:00-11:00 (Gamifying companies) 11:00-12:00 (Delivering value to users) 12:00-14:00 (protecting crypto investors) 14:00-18:00 (Financial literacy problem and solutions) 18:00-19:00 (new participants in crypto and its future) 19:00-20:00 (the stigma in crypto) 20:00-22:00 (401k investing) 22:00-24:00 (Financial literacy for retirement) 24:00-end (new generational thinking)
    26 min

About FinTech @ IU

From the publisher's feed

A podcast about all things FinTech tailored for college students. Our guests are the leading Founders, Professors, and Influencers heading some of the most innovative startups in the industry.