Fintech Quotient

Fintech Quotient

By Fintech QuotientBusinessEntrepreneurship
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Fintech Quotient episodes

  • The Battle Against Fraud: How BeFiSc protects Fintechs

    In this episode of Fintech Quotient's Spotlight series, your host Raunak Dembla dives deep into the world of fraud detection and identity verification with Shobhit Goyal, the founder and CEO of BeFiSc. Shobhit shares his inspiring entrepreneurial journey, the challenges of building a cutting-edge fintech platform, and how AI and machine learning are shaping the future of fraud prevention.

    Hosted by Raunak Dembla:
    Raunak Dembla is the host of Fintech Quotient, a podcast spotlighting the brightest minds and most innovative ideas in the world of fintech. With a knack for exploring the intersection of technology, business, and finance, Raunak ensures every episode is packed with actionable insights and engaging stories.
    Featuring Shobhit Goyal, Founder of BeFiSc:
    Shobhit is a fintech innovator whose platform, BeFiSc, specializes in advanced fraud detection and identity verification using AI/ML technologies.
    What You’ll Learn:
    1. Shobhit's Journey: How he turned challenges into opportunities to build BeFiSc.
    2. Modern Fraud Tactics: Insights into evolving fraud schemes and how businesses can fight back.
    3. AI in Fraud Detection: The role of artificial intelligence and machine learning in transforming fraud prevention.
    4. Market Insights: Shobhit’s unique perspective on fintech trends and strategies for success.
    Whether you're into fintech innovation, AI-driven solutions, or safeguarding businesses from fraud, this episode is for you.
    00:00- Introduction
    3:03 - Shobit’s Journey & what does BeFISC do?
    11:43 - How does modern fraud happen?
    17:07 - What is BeFISc trying to solve?
    24:56 - How to run a company in an industry that the government regulates?
    34:45 - Story of BeFISC & Market analysis.
    45:57- Interesting insights about the market
    48:24- Things that went right and wrong while building BeFISC?
    54:31- What motivates Shobit every day?
    57:43- What does Shobit think about AI?
    1:01:22 - Warp up
    Engage with us on:
    Youtube: / @fintechquotient
    ⁠Twitter⁠: https://x.com/fintechquotient
    ⁠Instagram⁠: / fintechquotient
    ⁠LinkedIn⁠: / fintechquotient
    Raunak's LinkedIn: https://www.linkedin.com/in/raunakdembla
    Shobhit's LinkedIn: https://www.linkedin.com/in/shobhitgo...

    1 hr 3 min
  • Spendvesting vs. Buy Now, Pay Later: How Multipl is Revolutionizing Consumer Finance

    In this episode, Raunak Dembla from Fintech Quotient, sits down with Paddy Raghavan, founder of Multipl, to challenge the traditional "Buy Now, Pay Later" model with his innovative "Save Now, Buy Later" approach. Paddy shares his entrepreneurial journey, offering valuable insights on startup growth, balancing data with intuition, and leveraging AI in business. If you're curious about how consumer finance is evolving and looking for actionable advice on building wealth and scaling startups, this episode is a must-watch!


    Episode Highlights:

    1. Challenging Buy Now, Pay Later & Introducing Save Now, Buy Later: Explore how this new model caters to India's aspirations by offering a fresh take on consumer finance.
    2. Paddy’s Entrepreneurial Journey & Key Lessons: Learn about Paddy's path to building Multipl and the valuable lessons he gathered along the way.
    3. Balancing Data and Intuition & Growth Frameworks: Discover how Paddy balances data with intuition in decision-making and the frameworks he follows for entrepreneurial growth.
    4. The Role of AI in Business Today: Understand how AI is shaping the current business landscape and impacting decision-making processes.


      5. Engage with us on:

      Youtube

      Twitter

      Instagram

      LinkedIn

      33 min
    5. Spotlight S1E4 - Nishchay Nath - Founder of Tap Invest

      Welcome to the fourth episode of "Fintech Quotient," featuring our "Spotlight" series. In this episode, we sit down with Nishchay, the founder and CEO of Tap Invest.


      Nishchay shares his journey from starting with alternative investments to focusing on fixed income products, democratizing access to these investment opportunities for retail India. Here's what we discuss:


      • Difference Between Alternative and Fixed Income Investments: A detailed explanation of what constitutes alternative investments and fixed income products, and why the company shifted its focus.
      • Market Size and Opportunity: Discussion on the enormous market potential in India, comparing SIP and FD accounts and their penetration levels.
      • Target Customer Profile: Insights into their ideal customer - starting with affluent customers and expanding to those exposed to stock markets.
      • Influence of Social Circles on Investment Decisions: The importance of influencers and word-of-mouth in gaining customer trust and interest in new investment products.
      • Supply Side Operations: How Tap Invest sources bonds and evaluates companies for asset leasing and invoice discounting, including their rigorous risk evaluation process.
      • Platform Features: Overview of the investment options available on the platform, including ticket sizes and maturity terms, and how they support investors with a concierge service for better decision-making.


        • Tune in to hear about Nishchay's entrepreneurial journey, the evolution of Tap Invest, and the innovative ways they are transforming the fixed income investment landscape in India.

        52 min
      • Spotlight S1 E3 - Mehul Nath Jindal - Founder of BharatX

        Welcome to the third episode of "Fintech Quotient," featuring our "Spotlight" series. In this episode, we have Mehul Nath Jindal, the founder of BharatX, sharing invaluable insights into the Buy Now Pay Later market in India.


        In this episode:

        • Get to know Mehul Nath Jindal and BharatX, a trailblazer in fintech innovation.
        • Dive into BharatX's product roadmap and understand the supply-demand dynamics shaping their offerings.
        • Discover what market gaps and specific insights inspired the inception of BharatX.
        • Learn from Mehul's entrepreneurial journey, including the mistakes made and lessons learned along the way.
        • Uncover pro tips that have proven successful in building BharatX.
        • Find out what motivates Mehul daily and keeps his passion for fintech alive.
        • Learn about Buy Now Pay Later and how they extend Zero Downpayment Loans.
        • Learn how the Buy Now Pay Later product works.


          • Stay tuned for a deep dive into the entrepreneurial journey and get inspired by Mehul's story.


          Follow us across our socials for more updates and insights:

          • YouTube
          • X (formerly Twitter)
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          • LinkedIn


            • #FintechQuotient #SpotlightSeries #MehulNathJindal #BharatX #Fintech #Entrepreneurship #StartupJourney #ProductRoadmap #MarketDynamics #ProTips #Macroeconomics #FintechInnovations #ZeroDownPayment #Loans

            1 hr 28 min
          • Spotlight S1 E2 - Aditya Mehta - Founder of Harmoney

            Welcome to the second episode of "Fintech Quotient," featuring our "Spotlight" series. We sit down with Aditya Mehta, the founder of Harmoney, a tech infrastructure company to digitise bond markets.


            In this episode:

            • Aditya breaks down complex terminology from the bond market for us. Aditya says that the bond market today is like the equity market of the 90s.
            • Learn about the different market participants in the bond market.
            • What is broken and what is Harmoney doing to solve this problem?
            • Learn from Aditya's entrepreneurial journey, from his mistakes and successes.


              • Do follow us across our socials:

              Youtube: https://www.youtube.com/channel/UCuYpWfKvurjIZckh34Jwe0g

              Twitter: https://x.com/fintechquotient

              Instagram: https://www.instagram.com/fintechquotient

              LinkedIn: https://www.linkedin.com/company/fintechquotient


              Keywords: Fintech Quotient, Spotlight series, Aditya Mehta, Harmoney, Bond Market, Capital Markets, Fintech, Entrepreneurship, Startup Journey, Market Dynamics, Fintech Innovations.

              34 min
            • Spotlight S1 E1 - Movin Jain - Founder of Skydo

              Welcome to the first episode of "Fintech Quotient," featuring our "Spotlight" series. In this premiere episode, we sit down with Movin Jain, the founder of Skydo, a groundbreaking company in the global payment remittances industry.

              Movin Jain shares his inspiring journey into fintech, revealing how he started Skydo and his innovative approach to remittances. We discuss his entrepreneurial path, the challenges and successes he's faced, and the lessons he's learned along the way. Movin provides deep insights into the startup ecosystem, offering valuable advice for aspiring entrepreneurs and fintech enthusiasts.

              Learn about the future of remittances, the impact of regulations, and the market dynamics driving the fintech industry.


              Do follow us across our socials:

              Youtube: https://www.youtube.com/channel/UCuYpWfKvurjIZckh34Jwe0g

              Twitter: https://x.com/fintechquotient

              Instagram: https://www.instagram.com/fintechquotient

              LinkedIn: https://www.linkedin.com/company/fintechquotient


              Keywords: Fintech Quotient, Spotlight series, Movin Jain, Skydo, remittances, fintech, entrepreneurship, startup journey, regulatory challenges, market dynamics, fintech innovations.

              50 min

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