This month, Alex Johnson and I had the chance to talk about:

* the growing “fintech reckoning,” especially among consumer fintechs, with reports of possible shutdowns, sales, and pivots for companies like HMBradley, Petal, Apple/Goldman Sachs, Mint, Braid, Catch, and many others you probably haven’t even heard of

* Alex’s favorite topic, credit builder products: including Tomo’s perplexing offering, Region’s partnership with Self, and the wider product space

* as well as a quick discussion of the Fed’s proposed lowering of the Durbin interchange cap and Plaid’s decision to create a consumer reporting agency subsidiary

* and, like every month, what Alex and Jason just can’t let go of

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe