Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Revolut teases a new “Ultra” paid tier — but will people pay for it?

* Chime is getting state licenses in a sign it may start lending soon

* Robinhood is launching a media business

* Capital One eliminates its “agile” job family, lays off 1,100 technologists

* and what Alex & Jason just can’t let go of!

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