It feels like there's a growing disconnect between established players in the stop loss industry and the new entrants who crop up annually. 

Long-term industry experts point to warning signs that the market may be hardening. 

Yet every year, new players enter the market, attracted by the undeniable year-over-year growth. 

So what are they seeing on both sides of this equation that creates this disconnect between the insurance markets and the capital markets? And where are we all going to end up? 

In this episode, we bring in three pros to sort it all out: Theresa Galizia from Berkley Accident and Health, Tara Krauss from QBE North America, and Alexis Neu from Guy Carpenter.

Additionally, they'll discuss why it's so rare to see an all-female panel in our industry, and what can be done about that. 

And then, why one panelist predicts the stop loss industry will eclipse $50 billion next year!

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 
🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 
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You can't fully understand the stop loss and reinsurance industry without considering the impact that its myriad consultants have on both insurers and underwriters. 

These consultants bring decades of experience to bear on behalf of their clients, and offer up a unique perspective on what's happening behind the scenes in our business. 

So in this episode of Firm & Final, we'll introduce you to three of the industry's foremost experts from the consulting side—Laurie Horan LeBlanc from Marsh McLennan, Andrew Peel from Mercer, and Carol Adams from Guy Carpenter. 

We'll discuss the current market dynamics, the challenges faced by stop loss carriers, and the appeal of the market to new entrants. As consultants in the industry, Laurie, Andrew and Carol will also share how they evaluate new providers and make recommendations to their clients, claims management issues, and the growing role of captives in the market. 

Finally, each participant in the conversation will offer advice for clients as they prepare for the 2026 renewals season.

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 
🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 
🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 
☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 
🦸 Recommend a Legend – [email protected]

It’s summer time—normally the calm before the storm for the stop loss and reinsurance industries. 

But many experts will tell you the industry feels more “unsettled” than usual. 
It’s a time of churn, as some carriers exit but other new players enter. Some stop loss carriers are struggling to find margin, while some brokers feel like they’re in a strong position. 

So in this episode, we want to chart a path for meeting the needs of the stop loss and reinsurance industries amid this market uncertainty.

We’re talking to three experts from the front lines: Tanya Arrowsmith from Crum & Forster, Bob Black from Aon Benfield, and Raj Gulati from Risk Strategies Company.   

They’ll explore the dynamics of capacity and profitability, the impact of market cycles, the influx of new entrants, and the ongoing trends of consolidation within the industry.

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 
🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 
🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 
☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 
🦸 Recommend a Legend – [email protected]

Gene therapy offers a powerful tool for treating or curing debilitating diseases that have vexed medical science for years.

Patients battling conditions like hemophilia B, sickle cell anemia, beta thalassemia, Duchenne muscular dystrophy and other ailments now have new options to consider in their treatment plans.

But let's be blunt. Gene therapy is also... at least for now... really, REALLY expensive.

And so, as these incredible treatments and technologies are unveiled, those of us in the stop loss and reinsurance industries have to stay informed about new developments in gene therapy, the implications of insurance for gene therapy, and the greater economic and social forces in play.

To help us explore these topics, we're bringing in expertise from Ashley Hume, President of Emerging Therapy Solutions; Brooks Wildasin, Chief Product and Innovation Officer at Havarti Risk; and Kelly Munger, Head of US Health at PartnerRe. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/
🎧 Listen on Spotify – https://spoti.fi/3U7rYuq
🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg
☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/
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Artificial intelligence has landed in the world of stop loss and reinsurance, and this innovative set of tools has the potential to unlock new insights and data sets. 

But how will AI providers filter out the noise and incorporate their models into this established $35 billion industry? 

We’re going straight to the source with three key leaders in this space: Jason Oswald from Gradient, Ian Pietz from Prealize, and Ali Panjwani from Merit Medicine.

Together, we’ll explore the evolving landscape of predictive analytics in the stop loss and reinsurance sectors, including how artificial intelligence tools stand to redefine underwriting practices and their relationship with data access.

Ali will explain his “3-V” value proposition that AI can unlock in underwriting—visibility, variability, and value. 

And all of our expert guests will lay out their visions for future broader adoptions of predictive analytics across the various carrier types. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 

🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 

🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 

☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 

🦸 Recommend a Legend – [email protected]

We’re back with season 3 of Firm and Final, and it’s a full house! 

It’s already been an eventful year in the stoploss and reinsurance industry. 
So we have lots to cover with Ben Dewar, SVP of Business Development at SBR; Vince Lewis, chief of sales and marketing officer at UME; and Jonathan Socko, the president of ECU.

We’ll put forward some theories about the underperformance we’ve seen in the market so far, discuss what it means for a few big carriers to exit the reinsurance space, and explore the growth of self-insurance and captives. We’ll also discuss the value of some new AI tools in the industry and make a few bold predictions for the future of the market. 

And finally, Ben will reveal to the world why Mehb is no fun at cocktail parties. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 
🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 
🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 
☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 
🦸 Recommend a Legend – [email protected]

The Firm & Final Season 2 Finale is HERE, with a twist!
 
We’ve brought back some friendly faces to revisit self-funding topics in our very first group podcast session. Mehb serves as moderator for this wide-ranging discussion with Andrew Trupiano of ATS Underwriting, Dan Davey of Alliant Insurance Services, and James Donnelly of Lockton Re. Listen in to hear about the industry’s opportunities and challenges, career training gaps, and finding a path forward.
 
PLUS – stick around to the end for an exclusive update on Firm & Final Season 3!

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 

🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 

🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 

📱 Watch on YouTube – https://bit.ly/42lnrsi

☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 

🦸 Recommend a Legend – [email protected]

Join Mehb and Mike Kroupa, Benefits Advisor for Connor & Gallagher OneSource for the next episode of Firm & Final! Mehb and Mike will talk about finding passion in what you do, the parallels between home remodeling and the insurance industry, and the fear of change that is holding many employers back. Plus, Mike shares his tips for transitioning to self-funding or level-funding arrangements, with some client examples along the way.

Don’t miss your chance to hear from leaders in the Stop Loss and Reinsurance industries. Subscribe today at https://bcsf.com/firmandfinalpodcast/. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 

🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 

🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 

📱 Watch on YouTube – https://bit.ly/42lnrsi

☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 

🦸 Recommend a Legend – [email protected]

This episode features our first actuarial guest of Season 2! Welcome Dave Rowbottom, Founder and CEO of Reinsurance Actuarial Solutions to Firm & Final.
 
Listen in to hear Mehb and Dave discuss career paths, changes in the reinsurance industry, and an honest discussion about the risks and rewards of starting your own business. Actuaries, reinsurance brokers, and anyone interested in entrepreneurship – you’ll want to save this one!

Don’t miss your chance to hear from leaders in the Stop Loss and Reinsurance industries. Subscribe today at https://bcsf.com/firmandfinalpodcast/. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 

🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 

🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 

📱 Watch on YouTube – https://bit.ly/42lnrsi

☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 

🦸 Recommend a Legend – [email protected]

Episode 9’s guest is Laura Morrison, Vice President, National Healthcare Practice, Risk Strategies. Laura shares her career experience, why she decided to get into the insurance business, and the path she’s forging for other women in the industry through women’s networking groups. Mehb and Laura also discuss the risks and opportunities facing the industry, and lots more. Listen in and learn!

Don’t miss your chance to hear from leaders in the Stop Loss and Reinsurance industries. Subscribe today at https://bcsf.com/firmandfinalpodcast/. 

🖥️ Play on BCS website – https://bcsf.com/firmandfinalpodcast/ 

🎧 Listen on Spotify – https://spoti.fi/3U7rYuq 

🍎 Listen on Apple Podcasts – https://apple.co/3Kvdlhg 

📱 Watch on YouTube – https://bit.ly/42lnrsi

☑️ Sign up to subscribe – https://bcsf.com/firmandfinalpodcast/ 

🦸 Recommend a Legend – [email protected]