According to a major government survey, more than 70% of young people in Malaysia are in debt. Officials say shopping addiction is the number one reason why.

Social media feeds that addiction by promoting “flex culture” — the desire to flash your wealth in person and online. Leeloo Larcombe, a fashion and lifestyle influencer, tells us about Malaysia’s shopping culture and her complicated relationship with it. Bryan Chen, the co-founder of Malaysia's biggest streetwear convention, Sneaker-LAH, explains how his shoe addiction has at times left him in debt.

The rise of buy now, pay later (BNPL) schemes also encourages people to live beyond their means. Doris Lieu, an economist at the IDEAS Malaysia think tank, explains how these schemes grew in popularity during the pandemic and why young people are attracted to them.

Finally, Pete Yong, the financial literacy expert behind the popular Mr Money TV YouTube channel, offers some practical tips to help people pull themselves out of debt.

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