Four Horsemen of Real Estate

In this episode Neil D'Souza addresses the topic on everyone's mind—what does the recent Trump Victory effect the International Economy & Investments.

Neil, an experienced investor in private lending, private mortgages, and multifamily acquisitions, breaks down the potential impact on Canadian real estate markets, as well as key investment opportunities in the U.S. With changes on the horizon, understanding these shifts could be the key to smart investing in the coming months.

Connect with Neil

https://linktr.ee/realestate4horsemen

In this episode, Neil dives into the complex relationship between inflation, interest rates, and trade balance. He breaks down why governments aim for a steady 2% inflation rate and what happens when inflation deviates from this target. Neil also explains why countries like Canada need to keep their interest rates in line with major trade partners, especially the U.S., to maintain a balanced economy.

Connect with Neil

https://linktr.ee/realestate4horsemen

https://youtu.be/JEEwWi7qpfo

In this episode, host Neil D'Souza reviews the world of private lending and explores three specific types Private Lending Opportunities to Invest your money for solid returns.

If you’ve ever wondered where to start with private lending or how to evaluate different investment opportunities, this episode is for you.

Connect with Neil

https://linktr.ee/realestate4horsemen

https://youtu.be/JEEwWi7qpfo

In this episode Neil discusses creative financing options for first time Homebuyers to buy their first home with NO money down.

The housing market can seem daunting, but there are flexible strategies that most people are not aware of, especially first time buyers.

- Vendor Takeback

- Rent to own

- Private lending options

Connect with Neil

https://linktr.ee/realestate4horsemen

In this episode Neil addresses some pressing issues impacting the real estate market today, the financial struggles facing sellers right now—many are losing significant amounts of money despite recent investments. Tune in as we break down what’s happening in the real estate market and share insights on how to navigate these turbulent times.

We also explore the recent increase in the insured mortgage limit from $1 million to $1.5 million and how this change is influencing both buyers and the broader economy.

Connect with us!

Neil D'Souza: linktr.ee/realestate4horsemen

Linkedin: linkedin.com/in/neilmortgages

Email: [email protected]

In this episode, Neil analyzes the financial challenges Canadians are facing in 2024 driven by restrictive government policies. Neil presents the numbers on rising consumer debt, increased mortgage pressures, and skyrocketing credit card delinquencies from Q2 2023 to Q2 2024, revealing a significant 4.2% surge in debt levels, with credit cards being the leading contributor.

Discussion Topics

Equifax Article: https://www.consumer.equifax.ca/about-equifax/press-releases/-/intlpress/economic-pressures-could-impact-credit-performance-of-consumers-especially-young-adults/

Connect with us!

Neil D'Souza: linktr.ee/realestate4horsemen

Linkedin: linkedin.com/in/neilmortgages

Email: [email protected]

#CanadianEconomy #RisingDebt #MortgageCrisis #FinancialChallenges #NeilDSouza #Podcast #CreditCardDebt #GovernmentPolicies #EconomicOutlook #Q32024

In this episode, Neil discusses the growing issue of economic instability within the Canadian middle class. Nearly 4000 Canadians per month are going bankrupt and Neil addresses how has inflation, housing affordability, and government policies impacted the ability of this group to thrive.

Connect with us!

Neil D'Souza:

Linkedin: linkedin.com/in/neilmortgages

Email: [email protected]

In this episode, Neil dives into one of the most pressing issues impacting Canada's economy today: the relationship between rising immigration numbers, the country's undersupplied real estate market, and the strain on citizens' purchasing power.

With Canada's immigration policies welcoming record numbers of newcomers, Neil explores how this surge is affecting housing availability, affordability, and the overall economic landscape. As more people enter the country, real estate supply struggles to keep up, pushing prices higher and creating challenges for Canadians trying to secure homes.

Neil also touches on the broader economic implications of this rapid population growth, analyzing how immigration is reshaping the workforce, consumption patterns, and the average Canadian's cost of living. While the long-term effects of these policies are still unknown, the daily impact is already being felt by many Canadians, particularly when it comes to affording a home and maintaining purchasing power.

Connect with us!

Neil D'Souza:

Linkedin: linkedin.com/in/neilmortgages

Email: [email protected]

In this episode Neil discusses his area if expertise, private lending in real estate. Private Mortgages can be a confusing topic and you will learn who are the people that need a private mortgage, who are the lenders, and why they choose this investment over others.

Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages

Youtube: https://youtu.be/Q79pRrSN7vk

In this episode, Neil and his guest, Shane Unruh from XS Asset Management dive deep into the strategies and mindset needed to build a $70 million real estate portfolio from scratch. In this episode you will learn the key factors that drive growth in this market, and how you can replicate these strategies in your own investments.

--

Connect with us!

Neil D'Souza:

Linkedin: linkedin.com/in/neilmortgages

Email: [email protected]

Shane Unruh: xsassetmanagement.com