A family in Ohio takes insurance fraud to shocking levels by faking medical exams. In Florida, an agent allegedly fabricates 746 Aflac policies to rake in over $120K in commissions.

This week on Fraud, Facts & Life Insurance, Betsy and Javaughn break down the Stevenson and Williams cases: how the scams unfolded, the red flags that could’ve stopped them, and why cutting corners always costs more in the end. They also share real-world wins from the field, including how cancer policies and living benefits have provided clients with financial breathing room during life’s toughest battles.

Listen in as they show how the right systems, the right activity, and the right culture can help agents earn six figures (and beyond) the honest way.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

An agent scams seniors out of $1.5 million, then spends it on jewelry, real estate, and a Maserati. Another sets up fraudulent premium finance deals, hides policy info, and leaves one client holding the bag for over $1 million after Hurricane Ian.

This week on Fraud, Facts & Life Insurance, Betsy and Javaughn talk about the cases of Shawn Heffernan and Al-Sweity and what their victims wish they had done differently.

Listen in as they also share wins from the field, like helping a young dad protect his family with living benefits after remembering his own father’s heart attack, and a brand-new agent who's already making waves (and deposits).

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

One agent steals $100K by faking investments and spends it on casino trips. Another writes $5 million in bogus policies using nine stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn go over the stories of Gautam Arora and James Jones, two former agents who turned trust into fraud.

They also share wins from their own agencies, like helping grandparents lock in lifelong protection for their grandkids and watching new agents confidently launch their businesses.

Listen in as they discuss the red flags, the risk to real clients, and why verifying your agent can make all the difference.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

One agent steals two identities to collect $100K in unearned commissions, then scams the government out of another $40K in PPP loans. Another opens a full-blown fake insurance agency and collects $38K in loans using stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn examine the cases of Seneca Birchmore and Francis Okyere, two convicted fraudsters who built their criminal empires on identity theft and lies.

Listen in as they break down the red flags, the ripple effects on real agents, and how verifying your agent could stop fraud before it starts.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

Two agents collect $300K in unearned commissions before they’re even licensed. A broker steals $180K in premiums, mostly from elderly clients, and keeps going even after her license is revoked. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn examine the schemes of Kakande and Lutale’s fake applications and Karen Dondanville’s relentless premium theft.

Listen in as they unpack how cracks in oversight let these schemes grow—and what you can do to stay one step ahead. You’ll learn how these scams spiraled, the red flags everyone missed, and why verifying your agent could protect everything you’ve worked for.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

A trusted agent steals millions. A family fakes a medical exam to cash in on a sick relative’s life insurance. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn dive into a $2M fraud by a trusted advisor and a $2.9M scam involving a fake medical exam and a very unhealthy truth.

Listen in as they expose how these scams got past the system, what could’ve stopped them sooner, and why verifying your agent could save you from major loss. These aren’t just cautionary tales—they’re wake-up calls for anyone with a policy.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

An agent creates fake clients. Another forges documents to steal millions. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn break down two alarming cases: one involving 13 fake applications tied to Globe Life, and another where over $10,000 was stolen through fake policy documents.

Listen in as they explore how these frauds slipped through the cracks, what red flags policyholders should look out for, and how AgentVerified keeps you protected. You'll come away with practical tips to safeguard your policies and avoid becoming the next victim.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

Fake death certificates. Luxury cars. Entire families running life insurance scams as their side hustle. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer uncover the details behind a $26 million fraud case involving 23 people, and another where an agent used stolen identities to write fake policies and collect commissions.

Listen in as they unpack how these scams flew under the radar, what the two-year contestability period really protects you from, and how one family went from 28 years of debt to nearly $1M in savings using Debt-Free Life. It’s a wild mix of crime, cautionary tales, and the real-life power of doing things the right way.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

Some agents fake documents. Others fake entire identities. And sometimes, they just steal straight from grandma’s account. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer address two outrageous fraud cases: one involving stolen agent identities and fake commissions, and another where an agent manipulated elderly clients into handing over their retirement savings.

Listen in as they break down the red flags, the outrageous tactics, and how to avoid getting caught in a scam yourself, especially when it looks like everything checks out. You’ll learn why even the most convincing paperwork isn’t always what it seems—and what to do before it’s too late.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok

When life insurance goes sideways, it’s rarely an accident. Welcome to Fraud, Facts & Life Insurance with AgentVerified, the podcast that shares shocking stories of life insurance gone wrong, as well as what you need to know to avoid getting burned. Expect sharp commentary, a few gasps, and advice that could save your future self from financial disaster.

In this inaugural episode, hosts Betsy Barr and Javaughn Spencer of AgentVerified go through real-life insurance fraud cases where trust was betrayed, documents were forged, and clients were left vulnerable. Listen in to learn red flags to look out for, how to verify an agent, and why ignoring the fine print can cost you more than money.

Go to AgentVerified.com for all episodes and more information.

Resources:

• AgentVerified.com - Find licensed, insured, and verified life insurance agents you can trust.
• Connect with Betsy Barr: Website | LinkedIn | Facebook | Instagram
• Connect with Javaughn Spencer - Website | LinkedIn | Instagram | TikTok