This is a topic that questions a lot of people. Many people out there "claim" they can improve their credit scores, simply by clicking an online dispute button or mailing useless templates. Eventually most people give up after finding out these doesn't do much other than claim "the account doesn't belong" to the person, which gets verified each and every time. The credit repair process is a much more detailed process, as there are multiple methods any professional credit repair company can use to improve their client's credit scores.

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