Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

By Richard RabyEducationSelf-Improvement
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Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly! episodes

  • Ep. 47 - “Southern Laughs & Arena Magic”

    In this heartwarming episode, Richard and Amanda takelisteners behind the scenes of one of their favorite “frugal” entertainment havens—Akins Ford Arena in Athens, Georgia. Known for its electric atmosphere and intimate charm, the arena sets the stage for unforgettable nights, and nonemore so than their recent outing to see the unstoppable Leanne Morgan.

    The couple recounts their evening at Morgan’s Just GettingStarted tour, where the Southern comedy queen lit up the stage with her signature blend of sass, storytelling, and relatable hilarity. From tales of menopause to motherhood, Leanne’s performance had the crowd roaring, and Richard and Amanda laughing until their sides hurt. They reflect on how Morgan’s rise—from small-town Tennessee to Netflix stardom and sold-out arenas—mirrors the kind of grit and grace they admire.

    Between bites of local Athens fare, like Redstone Market andButcher, and the buzz of a packed house, this episode captures the joy of shared laughter, the magic of live performance, and why Akins Ford Arena remains their go-to spot for a night out that feels like home.

    Akins Ford Arena

    Frugalocity

    Instagram sites Snoophoggyhawg and Frugalocity2

    Drink Choffy, use Richard15

    The Cancer Foundation

    Redstone Market and ButcherLeanne Morgan

    14 min
  • Ep. 46 - Frozen Turkeys aren't just for bowling (and Sim cards can fly, if not frozen)

    Welcome to the "Frozen" Frugalocity podcast, where the hosts dive into a fun, frugal conversation about saving money and living a "cool" lifestyle without breaking the bank.


    This episode targets budget-conscious listeners interested in saving money, side hustles, and practical tips.


    The podcast highlights the need to celebrate people who save money and invest for the future, rather than those who chase after flashy, expensive trends. The host shares examples of people who achieved financial stability through smart investments and budgeting, allowing them to retire early or live comfortably without being a "Kardashian or Wall Street Bigwig".


    The episode also introduces a new segment idea called "Frugalocity’s Real Men of Cheapness," which celebrates simple ways to save money. This week's focus is on being a "Mr. Frozen Turkey Enthusiast". The host explains thata frozen turkey purchased after Thanksgiving for a low price is significantly cheaper than store-bought deli meat. He calculates that cooking your own turkey can be 85% to 90% cheaper than the store brand and 92% cheaper than Boar's Head deli meat. Even when factoring in the cost of a stick of butter, olive oil, and the weight lost to bone, the savings are still substantial, around 68% when buying at current Walmart prices. The host also addresses commoncounterarguments, such as having to eat turkey sandwiches for multiple days and not eating dark meat, which his co-host Amanda brought up.


    Another important topic covered is SIM swapping, a type of identity theft where criminals trick your cell phone provider into transferring your number to a new SIM card. This allows them to intercept two-factor authentication codes andaccess your financial accounts. The podcast emphasizes that most people are vulnerable and unaware of this threat. The solution is to lock your SIM card, a simple step offered by every major cell phone provider, which prevents unauthorized number transfers and protects your digital accounts.

    The episode finishes off with their "Fun, Frugal and Fabulous" section, where they recommend the Billy Joel documentary "And So it goes" for its humor and stories behind the music. The episode concludes by reinforcing the message that frugality is not about deprivation but about empowerment, whether through cooking your own turkey or securing your SIM card.


    Please support those who support us: Frugalocity

    Instagram sites Snoophoggyhawg and Frugalocity2

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    The Cancer Foundation

    HBOMax

    32 min
  • Episode 45: Over the Top — The Wild Art of Overacting

    Where saving money meets dramatic flair — this week, we go “over the top,” and not just with our frugality.

    In this theatrical detour from budget-savvy tips, the hosts deliver a riotous breakdown of Hollywood's mostflamboyant performers. From actors who dramatically overdo it — cue David Caruso’s sunglasses pause and Beth Dutton’s verbal thunder — to those who elevate exaggeration into pure art like Al Pacino and Nicolas Cage, this episode is equal parts roast and reverence.

    What’s Inside:

     Segment 1 – When Extra Goes Off the Rails: A sarcastic celebration of those whose intensity spirals into unintentional comedy. Think: Shatner’s underwater soliloquies and Titus Welliver’s chair-sitting philosophy.

     Segment 2 – Go Big or Go Home: A tribute to the icons who make drama delicious — Walken’s haiku-like pauses, Cage’s Southern-fried declarations, and Farley’s hurricane energy.

    Frugalocity’s Signature Touch:

    A charming detour from the usual frugality, showing that once you save enough money you can sit around and make fun of goofy actors given your stress-reduced lifestyle. Who says being Frugal can’t be fun?

    Link to the best/worst David Caruso one-liners, as promised:

    Caruso on Youtube

    Please support those who support us:

    Frugalocity

    Instagram sites Snoophoggyhawg and Frugalocity2

    Drink Choffy, use Richard15 for discounts!

    29 min
  • Healing Hands at Encourage Wellness and Performance

    In this heartfelt and illuminating conversation, Richard sits down with Lyndzey, a bodywork practitioner who turned personal pain into professional purpose. From the moment she shares how injury led her to explore the depths of physical and emotional healing, listeners are drawn into a world where massage therapy isn’t just about muscle relief—it’s about transformation.

    Lyndzey opens up about the intuitive techniques she uses—like scraping, cupping, and neurokinetic therapy—and how each method serves not only the body but the psyche. With a deep respect for the mind-body connection, she unpacks how understanding a client’s stress, anxiety, or trauma is integral to truly helping them heal.

    Beyond the table, Lyndzey champions education for fellow therapists through certified courses that fill gaps in traditional training. She’s candid about the challenges of running a values-driven wellness business, and how she balances growth with staying grounded in care.

    Whether you’re a curious client, a wellness professional, or just someone who believes healing is more than skin deep, this episode will leave you inspired, informed, and renewed.

    Please support those that support us:

    Drink Choffy use Richard15.

    The Cancer Foundation of NEGA's Sip 'N Shuck

    Snoophoggyhawg and Frugalocity2 on Instagram.

    Spotify Playlists: What he had said, #snoophoggyhawg and Frugalocity Favorite Podcasts

    Website: Frugalocity.org


    1 hr 1 min
  • Real Estate, Real Talk: Robert Byrd on Service Over Sales- Ep 43

    In this episode of Frugalocity, we sit down with Robert Byrd, a Georgia-based real estate pro who’s flipping the script on what it means to be a Realtor. Forget AI and Digital Disruptors--Robert is all about service, trust, and showing up for his clients long after the closing papers are signed.

    With over 14 years in the industry, Robert shares how he’s built a business on relationships, not transactions. From helping single moms with home repairs to navigating a market flooded with corporate buyers and digital disruptors, he offers a refreshingly human take on real estate in a tech-heavy world.

    We dig into:

    • Why the housing market in GA isn't following the national doom and gloom narrative.
    • How Robert competes with big firms and AI-powered platforms by being radically personal.
    • What buyers need to know about today’s market—and why skipping an agent could cost you more than you think.
    • The surprising reason he hasn’t changed his process in a year—and why that’s a good thing.

    Whether you’re buying, selling, or just curious about how real estate is evolving, this episode is packed with insights, honesty, and a whole lot of heart.

    Drink Choffy and use code Richard15.

    Chapman Hall and Robert Byrd.

    1 hr 10 min
  • The Land of Waterfalls - Episode 42

    Join us for a breezy and heartfelt journey through NorthCarolina’s lush mountain charm, as we swap the typical beach vacation for a frugal adventure full of natural beauty, historical intrigue, and unexpected gems. From the opulent halls of the Biltmore Estate to a misty mountainhop into Pisgah National Forest and Dupont State Park, thisepisode takes listeners through a refreshingly real family road trip that balanced affordability with unforgettable experiences.

    • Biltmore Estate
      • A deep dive into Gilded Age grandeur, sustainable land practices, and remarkable female leadership
      • Takeaways on frugality and vision from Edith and Cornelia Vanderbilt’s legacy
      • Wine tasting and stable café eats—not cheap, but worth the splurge
    • Hiking Highlights

    Quick stops at Moore’s Cove and Looking Glass Falls
    • A triumphant trek to High Falls, Triple Falls, and Hooker Falls (featured in Last of the Mohicans)
    • Family swim spots, scenic views, and movie-worthy moments

    • Where We Stayed
      • Rustic lakeside VRBO in Hendersonville
      • Downtown surprises, including lunch at Mike’s Sandwich Shop
      • Frugal feasts and fast-food fun with shoutouts to Pizza Hut and Binion’s
    • Bonus Stops &Local Flavor
      • Fireworks and sunset from Jump-off Rock
      • Sierra Nevada Brewery—great food, live music, and relaxed vibes
      • Community spirit and local chats that shaped their itinerary
    • Fun, Frugal & Fabulous Finale
      • Fourth of July playlist nods
      • Reflections on travel, simplicity, and the beauty of small-town adventure
      • A celebration of memory-making that doesn’t break the bank.


    Whether you're into history, hiking, or hopping from onequirky stop to the next, this episode wraps it all in a cozy, humorous, and down-to-earth tone. Ideal for anyone seeking a budget-friendly mountain escape—with a little splash of personality and a lot of love for the Carolinas.

    Drink Choffy... use Richard15.

    Snoophoggyhawg and Frugalocity2 on Instagram.

    Spotify playlists What he had said, #snoophoggyhawg, and Frugalocity Favorite Podcasts.

    47 min
  • A little extra credit? Where smart habits meet savvy credit moves... Episode 41

    A Little Extra Credit Work?
    Where smart habits meet savvy credit moves...

    Welcome back to Frugalocity, where today we roll upour sleeves for a little “extra credit” work—financially speaking. In thisepisode, we break down what makes up your credit score, why it matters, and howsmall, consistent actions can make a big impact over time.

    In Credit 101, we compare your credit score to afinancial GPA, explore the role of payment history and credit utilization, andtackle the age-old debate: Are credit cards friend or foe? (Spoiler: They'retools—powerful, but only if used wisely.)

    Then in Smart Habits for Strong Credit, we talkpractical tips—keeping balances low, spacing out applications, checking reportsregularly, and standing your ground against unfair medical billing.

    Finally, in Credit Defense Mode, we look ahead to2025's best protective tools: freezing your credit, opting out of preapprovedoffers, and layering in security with ChexSystems and smart alerts.

    We wrap things up with some fun in the “Frugal and Fabulous”lane—touching on mystery shows, hidden gems in Georgia like Dahlonega andSautee Nacoochee, and how to make small-town escapes feel like big wins.

    It’s all about empowering listeners to stay curious, stayprotected, and enjoy the journey—without breaking the bank!

    ⁠Drink Choffy... use Richard15 for a discount.

    ⁠Snoophoggyhawg⁠ and ⁠Frugalocity2⁠ on Instagram.

    Spotify playlists: ⁠What He Had Said⁠ and ⁠Frugalocity Favorite Podcasts⁠ and ⁠#Snoophoggyhawg⁠


    31 min
  • Get the Funk out with Shampoochie

    Welcome back, Frugalocity fam! Today we’re lathering up some good clean fun with two special guests—Adam and Megan Reed, the owners behind Shampoochie, the all-natural, dog-loving, budget-friendly shampoo line your pups didn’t know they needed. We first met the Reed's at the Cornelia Apple Festival and haven’t looked back since—because our muddy mutts, Snoophoggyhawg and Poppi, are living their best, freshest lives thanks to Shampoochie.

    But here’s the twist: Shampoochie isn’t just for the furry ones. Their larger brand, From the Reedhive, brings handmade soaps and soothing salves to people too. We’ll dig into their origin story, talk about what sets their products apart (hint: no sulfates, dyes, or fake fragrances), and how they’re making wellness affordable for pets and people. Stick around for a behind-the-scenes peek in our “Fun, Frugal and Fabulous” segment—complete with hiking tips, book recs, and possibly a “What He Had Said” surprise.

    Stay fresh, stay frugal, and let’s get into it.

    As always please support our friends and share our podcast with others if you like it.

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    Shampoochie

    Fromthereedhive

    Snoophoggyhawg and Frugalocity2 on Instagram.

    Spotify playlists: What He Had Said and Frugalocity Favorite Podcasts and #Snoophoggyhawg

    49 min
  • Beyond the Battle Brunch with The Cancer Foundation

    Step into an inspiring conversation with Amanda and Richard as they relive the highlights of The Cancer Foundation’s second-annual Beyond the Battle Brunch—a heartfelt gathering for cancer patients, their families, caregivers, and the community. They’ll take you behind the scenes of this special event, sharing the impact of charitable giving, the power of community, and what makes The Cancer Foundation truly stand out.

    But that’s not all! They’ll shine a spotlight on the incredible vendors and sponsors who made the brunch possible and invite listeners to share their expertise on elder care. And to wrap things up, they’ll dish on their latest must-watch shows and favorite activities.

    Join the journey and be part of the conversation!


    Please follow us on instagram at Frugalocity and Snoophoggyhawg.

    Please check out our website, Frugalocity.org.

    Drink choffy at our affiliate link and use Richard15 for a discount.

    Support The Cancer Foundation

    25 min
  • Wealthy, Healthy and Wise - Millionaire Next Door?

    Welcome to another insightful episode of Frugalocity!

    This week, we’re diving into The Millionaire Next Door,a classic book that reveals surprising truths about how everyday individuals build lasting wealth.

    We break down the seven key habits of self-made millionaires—ranging from living below their means tostrategically choosing the right occupation. Plus, we add a 8th valuable insight from Charlie Munger: selecting a supportive spouse plays a bigger role in financial success than you might think.

    But that’s not all—our “Fun, Frugal, and Fabulous” segment introduces two standout businesses that can save you money while enhancing your life:
    ✨ GetRiddy.com—A smart, budget-friendly approach to DIY pest control
    ✨ EncourageWellness & Performance—Customized massage therapy to keep you active and pain-free.

    And of course, we close things out with "What He Had Said", featuring a head-to-head match with Conner andRichard.

    Stay frugal, stay fabulous,and don’t forget to follow us at Frugalocity.org and on Instagram at @snoophoggyhawg and @frugalocity2. And support our affiliates like Choffy.com (use Richard15) for a discount.


    42 min

About Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

From the publisher's feed

Community gathering of fellow savers trying to have fun and save money at the same time. Our mission is to encourage frugal behavior in individuals so they can build momentum towards financial freedom…