In this episode of the Fun Money Podcast Josh & Ross talk about the essential thoughts of the why, when, and who of evaluating your business.  For any small business, this is critical to the success of your financial planning, and we hope you give this episode a listen and contact us if you have any questions. 

 
To connect with Josh visit joshhargrove.com

To connect with Ross visit rosspowellcpa.com

Currently Listening: 

Ross – Dolly Parton - https://open.spotify.com/artist/32vWCbZh0xZ4o9gkz4PsEU?si=PIZnq9hbSmK1gmrMMn0IKw

Josh – Pirate Songs - https://open.spotify.com/track/65dzaZqMOZadoKteEzzkuE?si=7d35ddc040f8494a

Ross and Josh review 10 questions suggested to potential buyers of financial advice.  They work through the list giving their answers as well as evaluating why each question is important.

See the article here: https://www.nerdwallet.com/article/investing/10-questions-ask-financial-advisor 

Currently Listening: 
Josh's Playlist - Jock Jams  (Kris Kross, POD, Nirvana, Muse, etc.)
Chill Covers - https://open.spotify.com/playlist/37i9dQZF1DWXnscMH24yOc 

Connect with Josh via: joshhargrove.com
Connect with Ross via: rosspowellcpa.com 

Josh and Ross take this episode to talk about what NUA's are, why they matter, and how to get the most benefit available if you have these specific types of assets.

Currently Listening
Superman Soundtrack - https://open.spotify.com/album/7Hlfql6zSPcQGyZZ6TY5jO

The Beatles - https://open.spotify.com/playlist/37i9dQZF1DXdLtD0qszB1w 

To connect with Josh please visit: joshhargrove.com 
To connect with Ross please visit: rosspowellcpa.com 

Have you ever had a sneaking suspicion that you did something wrong with your 401k?  Probably, because you probably did.  Never fear!  Josh and Ross are here!  People make mistakes with their 401k ALL THE TIME!  On today's episode, our hosts discuss the five most common mistakes they see, from investment selection to account type and more. 

Currently Listening:

• Josh - Latin Playlist (Artists include:  Gente de Zona, Marc Anthony, Enrique Iglesias, and more)
  
  
• Ross - 90s Ballads (Artists include:  Celine Dion, Seal, R.E.M., Savage Garden, and more)

Click here to connect with Josh

Click here to connect with Ross

Everyone is feeling the sting of inflation.  From groceries to gas, prices have gone up dramatically.  It affects each family differently, but one question on the front of many people's minds is how do I get my income to match the rising cost of living?  Asking for a raise involves both good timing and good rationale.  On today's episode, Josh and Ross share some insight on broaching this discussion with your employer.

Currently Listening:

• Josh - Enya
  
  
• Ross - Dune Playlist (Hans Zimmer)

Click here to connect with Josh: 

Click here to connect with Ross

There is a new law in the works that has some interesting financial effects.  Josh and Ross unpack a few of these including student loan payment 401(k) match, automatic enrollment, automatic increased contributions, updated Required Minimum Distributions, and several other provisions included in the bill.

If you would like, you can read more about it here: https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2 

Currently Listening:
Josh - His kids.
Ross - Deadmau5 - https://open.spotify.com/album/0jIGcf2ycn8eLfXhD3J5Ny 

Special Guest Robert Daniels, pastor of Christ Freedom Church, joins Ross and Josh on the podcast this week to talk about money and the Bible.  A bit of a longer episode this week, but a great conversation on making financial decisions with peace.

Currently Listening : 
Robert - H.E.R. - https://open.spotify.com/artist/3Y7RZ31TRPVadSFVy1o8os 
Josh - John Lucas - https://open.spotify.com/artist/7iEy8zKFtlYIINaxxLIyBk 
Ross - Prince - Nothing Compares to You - https://open.spotify.com/album/3aUBbb6wNmvd4HOHhasOaf?highlight=spotify:track:70Ukvwcp6LkgfRiuUhGV7l

Join us this week as we talk about an interesting behavior that can make a difference in your investment success… checking your investment account.  We discuss how checking too often or not often enough can lead you to having too narrow a view of your strategy or not rebalancing when you should.

Currently Listening:
Josh - Ghost
Ross - Yakety Sax

It's tax season, and guess what's on everyone's mind.  Taxes!  Wait...ok, that was obvious.   Leveraging his experience as a CPA, host Ross Powell comes at you with some common tax mistakes people make and how to avoid them.  

Articles and links referenced in this episode: 

• https://quickbooks.intuit.com

 To connect with Josh visit joshhargrove.com

To connect with Ross visit rosspowellcpa.com

Currently Listening: 

Ross – Linkin Park, "Hybrid Theory"

Josh – Various metal artists (White Zombie, Korn, Marilyn Manson, Metallica...)

Why does the typical investOR significantly OUTPERFORM their investMENTS?  Whoa...that was a lot of all-caps.  Anyway, Josh and Ross discuss the Dalbar study and Magellan fund in explaining why people's "bad behavior" leads to underperformance and what to do about it.  

Articles and links referenced in this episode: 

• How Investors are Costing Themselves Money: https://www.forbes.com/sites/forbesfinancecouncil/2021/06/02/how-investors-are-costing-themselves-money/?sh=7e805a8f5e30
• Why the Average Investor's Investment Return is So Low:  https://www.forbes.com/sites/advisor/2014/04/24/why-the-average-investors-investment-return-is-so-low/?sh=261bb06f111a
• www.Dalbar.com

 To connect with Josh visit joshhargrove.com

To connect with Ross visit rosspowellcpa.com

Currently Listening: 

Ross – Lady Gaga, "The Fame Monster" - https://open.spotify.com/album/6rePArBMb5nLWEaY9aQqL4?si=UGcraC1OTLK_2zCuaQVxQQ

Josh – Apple Music Playlist, "Acoustic Chill"  - https://music.apple.com/us/playlist/acoustic-chill/pl.b5e8dbe8a706496496e1292466839207