01.35 – Using employer super contributions and rental income to service the loan.

01.57 – Using your existing super balance as a property deposit. 02.43 – The essential professionals you need: Accountants and Financial Advisors.

03.22 – Why a broker cannot act without financial advisor sign-off.

03.45 – Episode wrap-up and final advice.

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Congratulations! Your home loan is formally approved! But what actually happens between celebrating that approval and getting the keys to your new front door?

We break down the final leg of the property-buying journey, to make settlement run smoothly!

0.00 - Intro

0.34 - Digital documents and reading the fine print

1.56 - Pre-settlement property check

2.19 - Placing your funds and setting up your bank account

3.31 - Settlement day logistics

4.57 - Summary

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Selling one house, purchasing another, and seamlessly moving in, is an unattainable dream for most.

Bridging is the most convenient option... until it isn't. It came quickly become costly, and can have huge effects if things don't go to plan. But there are other options you can use.

0.20 - What is a bridging loan?

0.40 - The risks of a bridging loan

1.43 - When bridging doesn't work for you

2.04 - Temporary accommodation alternative

2.34 - Simultaneous settlement alternative

3.19 - When bridging works

3.45 - Summary

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Why are century old homes in the UK, more sustainable and better built than Australian homes? That was the question that ignited a career mission in Simon Clark.

Since that thought, he has founded Sustainable Homes Melbourne, and sits on the board of Sustainable Builders Alliance, and built and designed countless sustainable homes in Australia.

The sustainable build isn't just better for environmental factors, it can save you, even help you profit off a sustainable built.

To get in touch with Simon, visit sustainablehomesmelbourne.com.au.

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

0.00 - Introduction to Simon Clark and Sustainable Homes Melbourne.

2.50 - The Big Three: Insulation, hydronic heating, and the importance of air sealing.

6.43 – The State of the Market: Construction costs and trade availability in 2026.

8. 44 Carbon Negative Homes: Making $800 a year from your electricity bill.

10.56 - Volume Builders: Metricon’s shift from 1,600 to 600 designs for efficiency.

16.43 – Design Trends to look out for and sustainable upgrades

23.02 - The 20-Year Outlook: Mainstreaming low-carbon living. .

As we navigate a rising rate market in 2026, it is essential to be proactive and well-prepared, and there are options for you and your household to relieve some mortgage stress.

The first call you should make is to your bank, after shopping around for different rates, and negotiating with them to match the rate. The next step could be fixing your rate, abut getting personalised advice before you take any drastic measures, collating credit card debts and potentially selling any other assets to free up some cash.

We can't stop the rate rises, but there are little strategies we can implement to relieve some of that stress.

0.00 - Intro

0.20 - Negotiate with your bank

0.59 - Switch to interest only repayments for short-term relief

1.43 - Fixing your rates

2.43 - Extending your loan term

3.40 - Selling assets to pay down debt

4.03 - Consolidate high-interested credit card debt

4.48 - Summary

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

As the Australian property landscape evolves, many young professionals find themselves torn between the inner-city lifestyle they love and the desire to enter the property market.

There is the option to stay within your community, maintain your current lifestyle and not have a painful commute, all while entering the property market; rentvesting.

Whether you are a single professional not ready to put your roots down, or you're not willing to sacrifice your lifestyle, rentvesting might be for you.

0.00 - What is rentvesting

0.33 - The benefits

2.15 - Risks and considerations

2.59 - The incentive trade-off

3.46 - Who rentvesting works for

4.48 - Summary

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

You may have to think outside the box in order to buy your dream home in 2026.

We're seeing a huge rise in non-conventional buying trends, in order to get a foot into the property market.

Have you considered teaming up with a friend or family member to buy a home? NAB has reported a 33% increase in co-purchasing.

Other home owners, are making the strategic decision to add granny flats to their homes to increase housing in their areas, and add extra financing to pay their mortgages.

0.00 - Introduction to 2026 non-conventional buying trends.

00.20 - Co-purchasing trend

2.10 - The Granny Flat trend

3.50 - Final thoughts

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Serial entrepreneur and urban futurist, Lucinda Hartley wants to challenge the idea of home as the white picket fence.

As a founder of tech platform 'neighbourlytics' she understands the human data that drives property value, and our ideals of home.

Lucinda explains how you can pick growth areas, through social behaviour, lifestyle, and neighbourhood character.

She provides a roadmap for finding a home that fits the life you actually want to live.

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

0.00 - Lucinda's property experience

3.16 - predicting gentrification

4.17 - Zeroo home loans

10.45 - State of the market

16.38 - Satellite cities and remote work

18.21 - The trade-off lense

20.16 - Finding home

The RBA's cash rate hike is never a welcome change.

But before you jump to panicking or refinancing, there are a few options for you.

0.20 - Don't panic

0.38 - Speak to the bank

1.38 - Don't rush into refinancing

2.38 - Maximise your redraw and offset accounts

2.55 - Credit card strategy

3.28 - Make a considered decision about a fixed rate

4.08 - Remain calm

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].