Future Property

Waiting can be a killer.

Waiting for the perfect interest rate, or the perfect time to buy, can lead to you missing out. Most times, the winners are the ones who simply get started.

With that said, sometimes waiting can lead to the perfect purchasing opportunity. Educated risk is the fastest was to future-proof your lifestyle.

0.00 - The cost of inaction

0.17 - Making action on the Sunshine Coast

2.09 - When waiting pays off

2.55 - Breaking the inaction and savings trap

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Blending fresh industry data with the success stories we're seeing from our clients every day, we’ve mapped out the top property predictions for 2026, designed to give you a clear, confident roadmap to finally turning your property goals into a reality.

0.00 - Non-Conventional Buying Trends

1.16 - First Home Guarantee caps

2.15 - Type of housing buyers are drawn to

2.30 - Growth corridors

3.01 - The property upsize

3.55 - The rise of the buyer's agent

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

With Noosa prices almost completely pricing out first home buyers, go a suburb or two back, and you could find an affordable first home.

We're noticing massive growth areas across the Sunshince Coast, inlcuding Tewantin, Sippy Downs, Nambour, Eumundi.

Big changes in the Maroochydore town planning, making it a great purchase place for a first-home or an investment.

For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or 

Buyers agent Chris Guest (Guesty) has worked with all clients, from all different property buying experiences, and budgets.

Guesty believes that a buyers agent has advantages for all types of buyers, and how they can get information from agents which give their clients a competitive edge.

He outlines what trends he is seeing in Melbourne, and how to get into the market or purchase your next investment.

0:00 Intro to Guest

0:35 How buyers agents help all types of buyers

3:43 How to buy well and the competitive advantage of a buyers agent

6:35 How buyers agents work for professional couples and investors

7:31 The process of finding the right property for a client

8:07 How the process differs for wealthy clients

8:58 Areas with high demand for different buyers

10:02 General thoughts on the Melbourne market heading into spring

10:34 What an $800k budget gets you in inner suburbs

11:27 The impact of satellite cities on demand

12:54 The strategy of leveraging equity over time

13:42 The value of "dirt" over apartments

14:14 Key things to look for in a two-bedroom apartment

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

You save up a deposit, it's shy of 20%, and now you're hit with Lenders Mortgage Insurance. But there are ways around paying LMI, depending on your employment, house price, and your lender.

Before you accept paying LMI, fully understand the exceptions and you might be able to avoid paying it.

For any questions about purchasing property, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

We’ve all heard about the housing crisis, but what if the solution isn’t just to "build more houses."

Dr Jane Homewood has worked in urban and regional development, and has been at the forefront of planning our Victorian cities.

Jane deeply believes that the future planning of our cities should revolve around our lives and recreation, not just how we work, or continue to spread further and further onto farming land.

She shares her educated predictions for what our housing will look like in 2040, and if you're looking at buying property right now, what you should be looking for, and the extra research you need to be doing.

This isn't just a conversation about property, it's about the future of how we live, work, and build communities.

0:00 Welcome to Dr Jane Homewood0:43 What is urban planning?2:43 How Covid changed the building industry5:08 The government's 800,000 house target9:03 The infrastructure challenge for new communities10:12 Advice for first home buyers in new estates12:54 The future of satellite cities14:50 Climate change and the future of building15:41 The role of Nightingale and build-to-rent models19:16 Looking ahead to 2040 and the role of AI

For any questions about purchasing property, please visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Recent changes to ATO debt, may affect you if you are a first home buyer, or a business owner.

If you hold a HECS or a HELP debt under $20,000, recent changes at NAB are worth looking into.

For business owners, there are significant changes to ATO debt no longer tax deductible, which is leading many people to explore consolidating that debt into their home loans to manage it more effectively.

For any questions about purchasing property, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

Property insurance is a confusing and expensive necessity, you don't want to get wrong.

Insurance Broker, Peter Bolton shares his firs home-buyer guide to insurance, helping you to avoid common mistakes, and consider areas that may be uninsurable, or come with hefty premiums.

Chapters:

0:00 - The connection between insurance and property, and when to insure

1:58 - Accidental damage versus defined events policies

2:18 - The key advantages of working with an insurance broker

2:43 - A common mistake of insuring the land instead of the house

3:01 - How a broker can help you handle your insurance claims

7:35 - Simple ways to reduce your insurance premium

8:45 - How climate change affects property insurance

12:13 - The future of insurance and the impact of AI

15:07 - When a fixer upper may not be worth the investment

16:50 - Peter’s contact details and final thoughts

For any questions about purchasing property, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected].

We're seeing common properties being purchased in Metro Melbourne. From the type property, age, and price, here's what we're seeing for both couples wanting to start a family, and singles wanting to get into their own home.

For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected]

When it comes to selling your property, first impressions count.

Property styling expert Kylie Espandiar from KE Property Styling has been transforming homes for sale for 14 years, working with major real estate agents across all price points.

Kylie shares her tips to getting buyers "off the couch" to inspect a property, and how to make them to stay to notice the finer details of a property.

Kylie reveals the psychology behind property styling, common mistakes vendors make, and how to create that crucial sense of arrival that gets buyers emotionally invested in your property.

Chapters

00:00 - Introduction to Kylie and KE Property Styling

02:20 - Creating a sense of arrival and cohesive property story

05:38 - Styling differences between entry level and high-end properties

07:16 - Room-by-room styling essentials

12:57 - How buyers should interpret staged properties

14:52 - Styling trends to avoid and keeping clients happy

16:22 - Adapting style for different suburbs and demographics

18:05 - Changing customer expectations in 2025

19:28 - Kylie's favourite properties to transform

For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or [email protected]