The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay, Inc. All financial figures are accurate as of July 10, 2025, at the time of recording. It’s important to remember that FX hedging products are sophisticated and complex, and have pros and cons; they may be suitable if your business can withstand the various risks and potential downsides associated with transacting in FX hedging products.

The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay, Inc. This podcast is designed to provide general information, and is not advice.

Key Takeaways:

• Intraregional trading relationships developed to manage COVID supply chain challenges and geopolitical disruption are positioning African countries for growth
• Rising interest rates make imports more expensive; efforts to reducing reliance on the euro and the US dollar
• Regional trade and currency unions spur more local producing and trade
• Increased digitalization offers access to financial infrastructure, and even more important: education for young and growing population
• Liberalization in monetary policies as some tensions ease
• Leaning toward democracy; new leaders educated abroad returning to Africa
• New investment from corporates in the region  - taking a chance on the promise of growth 

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The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Key Takeaways:

• High dollar debt and increases in interest rates have slowed FDI
• Cultural cohesion amid different stages of development across the region
• Digitalization changes everything: financial inclusion, innovation; education—particularly for the younger generations
• Regional geography means climate issues are more strongly felt, spurring innovation in climate tech and other technologies
• Tech innovation is booming--and differently in different countries: fintech; climate tech, manufacturing tech, ecommerce 

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The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Key Takeaways:

• Political polarization and new leadership policy changes can exacerbate systemic challenges
• Monetary policies differ by country leadership; new leaders taking different approaches
• Proximity to the US and Canada as trading partners offers competitive advantage
• High exposure to the US dollar, dollar-denominated debt and rising inflation can hamper development
• New technologies, new discoveries, new policies spark growth and changing dynamics

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The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.