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FYI with JVP🎙🏠 episodes
- How To Use an Home Equity Loan to Finance the Construction of an Accessory Dwelling Unit (ADU) (S5 E25)
Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about How To use a Home Equity Loan to finance the construction of an Accessory Dwelling Unit (ADU) or a Jr.ADU.
12 min - Mortgage Insurance - what are its benefits, options and costs? (S5 E24)
Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about Mortgage Insurance - its benefits, options & costs. When should you avoid it and when should you embrace it?
16 min - Home Loan Costs, or, What Do You Mean I have to Come Up With More Than a Down-Payment??? (S5 E23)
Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services explain what "closing costs" are; the two categories of Recurring and Non-Recurring Closing Costs; and why it's important to see a Net Sheet to determine how much money you'll need to come up with to close your home purchase.
17 min - Mortgage Pre-Qualification vs. Pre-Approval: What’s the difference?(S5 E22)Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about the difference between a Loan Pre-Qualification vs. a Loan Pre-Approval.18 min
- Qualifying for a Home Loan under Post Covid Guidelines (S5 E21)
Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talks about new changes to the home loan qualifying process under post-COVID-19 guidelines.
17 min - Credit Tips - DOs and DON'Ts (S5 E20)
Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services discuss Credit Tips when applying for a home loan. What are the DOs & DON'Ts?
19 min - Francesco Pinto: John & Joseph Pinto reminisce about their Dad.Frank Pinto was born 4/21/1921 & prevailed over Mussolini, The Fascists, Hitler, 2 Nazi Slave Labor Camps, & being on the wrong end of The Mafia Labor Rackets run by Albert & Anthony Anastasia & their murderous crews. Tune-in & listen to John & Joe go down Memory Lane, Red Hook, Brooklyn, talking about their role model & ultimate survivor. He died peacefully on 12/26/2002.43 min
- A winning homebuyer strategy: Focusing on Shopworn or "Coming Soon" listings.(S5 E19)Realtor John V. Pinto and Abel Fregoso, Senior Loan Officer at Homebridge Financial Services, discuss a topic that's extremely important right now - Appraisal Issues. They describe how to anticipate them, avoid them when possible and deal with them when you can't.18 min
- How debt ratios impact your maximum loan amount. (S5 E18)
Realtor John V. Pinto and Abel Fregoso, Senior Loan Officer at Homebridge Financial Services, explain what "debt ratios" are and how they impact your maximum loan amount.
15 min - What does "proof" of funds and "seasoning" of down payment mean? (S5 E17)
Realtor John V. Pinto and Abel Fregoso, Senior Loan Officer at Homebridge Financial Services, discuss what used to be known as "Verification of Deposit & Proof of Funds". What are "seasoned funds"? How are bank account, stock and IRA/401K statements looked at by a lender?
12 min
About FYI with JVP🎙🏠
From the publisher's feed
John V. Pinto, Realtor waxes poetic on real estate, financing, storytelling, fine living, cooking, and life in the San Francisco Bay Area.
https://hihello.me/hi/yourrealestatetimetable
https://anchor.fm/john-pinto2/message