Broker John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances,SF North Bay Acct. Manager for HomeGuard, Inc.,  about the Mandatory Transfer Disclosure.

Broker John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc., to explain about a Notice of Property Being Assessed Due To The Clean Energy PACE Program.

Broker John V. Pinto talks to Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc., about the Notice of Supplemental Property Tax Bill.

Broker John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc.,  "Can I use the same report for a different transaction?"

Broker John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc.,  "Do I Have To Pay For A Report If The Transaction Falls Through?".

Broker John V. Pinto talks with Ted Stephanos, VP-NHD for HomeGuard,  Inc. & Rafael Betances,SF North Bay Acct. Manager for HomeGuard,  Inc., about the Statutory Zones Map.

Realtor John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc.,  how long do reports remain valid?  Do they have an expiration date?

Broker John V. Pinto asks Ted Stephanos, VP-NHD for HomeGuard, Inc.  & Rafael Betances, SF North Bay Acct. Manager for HomeGuard, Inc.,  how long does it take to get a report?

Circa 1958, St. Stephen's Church in Red Hook, Brooklyn. If you look at the artwork photo, my eyes are still a little glassy after the knock-down, drag-out argument that I had with Papa Francesco concerning my displeasure over his choice of an umbertino haircut for me.

Will John, his broom, and baseball bat prevail over a home invasion by a family of raccoons?