Millions of Americans are behind on their retirement savings goals, and nearly 70% of those already retired wish they had started saving earlier. But Gen Z, the latest generation to enter the workforce, is an outlier, with the data showing that they are saving more than millennials and putting new emphasis on planning for the future. What gives?

In this episode of "After the Fact," John Scott, who directs Pew's retirement savings project, explains new ways people can save more and earlier. And Taylor Price, a financial educator, influencer, and entrepreneur known online as Priceless Tay, discusses how she's trying to help close the financial literacy gap for Gen Zers.