Generational Growth with Austin Johnson

Small business cash flow, business reserves, and tax planning can become more important as revenue grows. CPA Mark Stiles breaks down how business owners can protect cash, build operating reserves, plan for taxes, and turn business profit into future investment capacity.

Mark’s path is unusual: he played professional basketball before building a career in accounting and advising small businesses. We talk about what athletes and entrepreneurs have in common, the financial discipline that keeps people from outspending their income, and why staying power matters when business revenue becomes unpredictable.

Mark explains his approach to operating reserves, quarterly estimated taxes, finding hidden expenses, meeting proactively with a CPA, and surrounding yourself with professionals who understand the bigger picture.

We also get into profit-first thinking, using one profitable business to help fund future investments, separating opportunity capital from true reserves, and why excitement should never override financial boundaries.

CHAPTERS

0:00 Intro

1:13 From Professional Basketball to CPA

6:56 Balancing Pro Basketball and Accounting

11:14 What Athletes Can Teach Us About Managing Money

15:08 Helping Small Businesses Build Better Financial Systems

19:11 What Happens When a Major Customer Disappears?

21:25 Why Business Owners Need Staying Power

23:29 The Box Method for Growing a Business

26:11 Founder-Led Marketing in the Age of AI

29:19 How Much Cash Should a Business Keep in Reserve?

30:46 Quarterly Estimated Taxes and Tax Planning

34:45 Why Business Owners Need a Financial Team

36:55 How Often Should You Meet With Your CPA?

38:42 Leveraging Experts Instead of Doing Everything Yourself

39:59 Building Business Reserves the Right Way

40:41 Profit-First Thinking for Business Owners

41:25 Using Business Profit to Fund Future Investments

45:14 Building a 3-Month Operating Reserve

46:28 Opportunity Funds vs. Business Reserves

47:53 When Growth Opportunities Cross Your Financial Boundaries

49:42 How to Connect With Mark Stiles

50:31 Why the Right Professionals Are Worth the Investment

NEXT STEPS

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CONNECT WITH MARKLinkedIn:   / stilescpa  

This content is for educational purposes only and is not individualized financial, accounting, tax, legal, insurance, or investment advice. Tax treatment, estimated-payment requirements, appropriate reserve levels, and business-planning strategies depend on individual circumstances, business structure, jurisdiction, and applicable law. Consult qualified professionals before acting.

Military discipline taught us how to work, save, and stay committed. It did not automatically teach us how to structure capital, fund real estate, or build wealth around a larger purpose.

This is a featured podcast appearance originally hosted by Steve "Zeus" Benton. Austin Johnson joined Steve on his podcast for another conversation about military transition, financial education, Infinite Banking, real estate, jiu-jitsu, and the shift from simply saving money to building a more intentional capital strategy. We are republishing the conversation here on the Generational Growth Podcast because it directly reflects the experiences and mission behind the brand.

Austin and Steve discuss what changed after leaving the military, why traditional money advice did not fully match their goals, and how access to capital can create more options for investing, family, community, and service. They also connect financial education to jiu-jitsu: progress comes from repetition, coaching, humility, and learning how the system actually works.

IN THIS FEATURED CONVERSATION

• What military transition revealed about money and identity
• Why disciplined saving alone did not create the flexibility Austin wanted
• How Infinite Banking changed the way Austin and Steve thought about capital
• Why a financial strategy should be built around the goal, not around a default product
• How real estate, liquidity, and access to capital can work together
• What jiu-jitsu teaches about coaching, ownership, and personal growth
• Why building wealth becomes more meaningful when it supports family and community
• How Austin's Generational Growth mission connects wealth building with giving back

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH STEVE

LinkedIn:   / steven-benton-5986311b4 

 Instagram:   / stevezeusbenton  

DISCLAIMER

This conversation is for general educational and informational purposes only. It does not constitute individualized financial, investment, tax, legal, accounting, real-estate, or insurance advice. Infinite Banking and participating whole life insurance involve product costs, underwriting, policy design, capitalization, loan interest, and individual circumstances. Policy loans and withdrawals may reduce available cash value and death benefits and may create tax consequences if a policy lapses or is surrendered. Real estate and other investments involve risk, and examples or personal experiences discussed are not guarantees of future performance or results. Consult qualified professionals before making financial, insurance, tax, legal, or investment decisions.

Small business health insurance costs keep rising, but employers have more options than a traditional fully insured health plan. Health plan architect Liz Antaya breaks down level-funded health plans, ICHRAs, direct primary care, medical cost sharing, self-funding, and the questions business owners should ask before their next health insurance renewal.

We talk about why employer healthcare costs can increase so quickly, how fully insured and self-funded plans differ, healthcare price transparency, and why the same procedure can cost very different amounts depending on where it is performed.

Liz also explains several options available to smaller employers, including level funding, Individual Coverage HRAs, direct primary care, and medical cost sharing. We discuss how to evaluate those options, what to look for in a benefits advisor, and why employers should revisit their health plan rather than automatically renewing the same structure every year.

The goal is to understand where your healthcare dollars are going and make a more informed decision for both the business and the employees.

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH LIZ  / lizantaya  

CHAPTERS

0:00 Intro: Small Business Health Insurance Options

1:23 Meet Liz Antaya, Health Plan Architect

5:21 Why Health Insurance Renewals Keep Rising

6:29 Fully Insured vs. Self-Funded Health Plans

9:15 Why Healthcare Prices Vary So Much

10:51 Health Plan Options for Small Businesses

12:03 Level-Funded Health Plans for Small Employers

15:08 ICHRA: Giving Employees More Choice

16:55 Direct Primary Care Explained

21:40 Medical Cost Sharing as an Alternative

23:11 Building a Level-Funded Health Plan

26:36 Why 15-Minute Healthcare Became Normal

31:16 How to Choose the Right Health Plan

34:11 How to Find a Good Benefits Advisor

35:34 Employer Fiduciary Responsibilities

37:51 Questions to Ask Your Health Insurance Broker

41:36 Cash-Pay Healthcare and Price Transparency

45:07 Healthcare Transparency Rules

46:42 How Often to Review Your Health Plan

48:40 How to Connect With Liz

This content is for educational purposes only and is not individualized insurance, financial, legal, tax, or employee-benefits advice. Health-plan availability, costs, compliance requirements, tax treatment, eligibility, and suitability depend on the employer, employees, jurisdiction, plan design, and applicable law. Consult qualified professionals before making plan changes.

What happens to your home, accounts, business interests, and family decisions if you die without a will or estate plan? Estate planning attorney Chris Hamm joins Austin Johnson to explain wills, trusts, probate, powers of attorney, and the decisions many families postpone until it is too late. The conversation focuses on a practical question: who should decide what happens to what you own, you or the default rules in your state?

Chris also explains why estate planning is not only for wealthy families, when a trust may or may not fit, how to choose an attorney, and why your legal, tax, insurance, and financial professionals may need to work together.

IN THIS EPISODE

• Why owning a home, account, retirement plan, or business interest means you have an estate
• The two questions at the center of an estate plan
• Why not everyone needs the same trust or document package
• What can happen when a person dies without documenting their wishes
• Milestones that should trigger an estate-plan review
• Questions to ask before hiring an estate planning attorney
• How life insurance and beneficiary designations can interact with an estate plan
• How Austin is thinking about long-term charitable and community giving

CHAPTERS

0:00 Intro

0:51 Meet Chris Hamm

1:20 How Chris became an estate planning attorney

3:06 Why probate changed his career

3:46 Estate planning is not only for the wealthy

5:44 The two questions every plan must answer

7:46 Do you actually need a trust?

9:46 What belongs in an estate plan?

11:46 Why your advisors need to work together

14:46 Where estate plans go wrong

18:27 What happens when family wishes are not documented

23:03 When should you start estate planning?

25:43 How to choose an estate planning attorney

28:32 How life insurance fits into estate planning

30:46 Questions to ask before hiring an attorney

34:42 Austin's long-term giving vision

35:45 Structuring philanthropy that can continue

38:21 If you are unsure, start the process

40:09 Planning cost versus probate cost

40:55 How to connect with Chris

41:58 Closing

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH CHRIS

LinkedIn:   / chammattorney  Chris's firm profile: https://www.danawhitefamilylaw.com/ab...

Law Office of Dana L. White estate planning page: https://www.danawhitefamilylaw.com/es...

DISCLAIMER

This content is for general educational and informational purposes only and does not constitute individualized legal, tax, financial, investment, insurance, or accounting advice. Estate, probate, trust, tax, beneficiary, and power-of-attorney rules vary by state and individual circumstances and may change. Examples discussed are illustrative and do not promise a particular legal, tax, probate, cost, or financial outcome. Consult qualified professionals in your jurisdiction before creating, changing, or relying on an estate plan or financial strategy. Viewing or listening does not create an attorney-client, advisor-client, or other professional relationship.

Jiu-jitsu can change a person's life, but opening a gym takes more than being good on the mat. Larry Shealy, a Rigan Machado black belt and leader in the Mach5 BJJ Union, joins Austin Johnson and Jay Shellhammer to talk about why jiu-jitsu academies need mission, business systems, safety, community, and a real reason to exist.

Larry's story runs through Rickson Gracie, Royce Gracie, Rigan Machado, a sudden cardiac arrest on his own mats, decades of coaching, and the launch of Mach5. Jay brings the perspective of building High Street Jiu Jitsu in Phoenix and explains why authenticity, kids programs, women's programs, family culture, and gym-owner resilience matter just as much as technique.IN THIS EPISODE

• Larry's first jiu-jitsu experience with Rickson Gracie
• How Larry built relationships with Royce Gracie and Rigan Machado
• Why Rigan Machado's Mach5 vision matters for school owners
• The heart event that changed Larry's perspective on life and coaching
• Why Austin sees jiu-jitsu as part of the Generational Growth mission
• What new gym owners underestimate about business, marketing, and retention
• Why authenticity cannot be replaced by a system
• How a gym can become a place that builds families, kids, confidence, and community

CHAPTERS

0:00 Intro

2:57 Giving the gift of jiu-jitsu

4:24 Larry's path from medical device sales to martial arts

6:00 Getting humbled by Rickson Gracie

9:07 Training with Royce Gracie and finding Rigan Machado

13:07 The Rigan Machado relationship

15:33 The health event that changed Larry's life

20:42 How Mach5 started

24:50 Why Larry wants to support gym owners

27:33 Near-death experience and faith

30:20 Coaching with a defibrillator

33:47 Why jiu-jitsu teaches perspective

39:33 Jay's mission at High Street Jiu Jitsu

43:09 Austin's vision to fund and give away jiu-jitsu gyms

44:28 What Mach5 actually provides

46:31 Curriculum, kids programs, and school owner support

48:35 Jiu-jitsu in a box

53:14 Can a system get too big?

55:45 Why authenticity still matters

57:37 The problem with empty affiliations

1:00:51 Building family-centered gyms

1:02:16 Turning parents into safe helpers

1:05:20 The biggest mistakes new gym owners make

1:07:00 Part two and the next conversation

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH LARRY

Hendo BJJ: https://hendobjj.com/

Larry's Instagram:   / larry_shealy  

Mach5 BJJ Union: https://www.mach5union.com/

Rigan Machado Brazilian Jiu-Jitsu Association: https://www.riganbjj.com/

CONNECT WITH JAY

High Street Jiu Jitsu: https://highstreetjiujitsu.com/

DISCLAIMER

This content is for general educational and informational purposes only. It does not constitute individualized financial, investment, tax, legal, medical, health, business, insurance, or safety advice. Martial arts training involves physical risk, and gym ownership involves financial, operational, legal, insurance, staffing, safety, and market risks. Survival, medical, business, student-growth, affiliation, or academy outcomes discussed are personal examples and are not promises of results. Consult qualified medical, legal, tax, insurance, financial, and business professionals before making decisions about training, opening a gym, funding a business, or changing a health or safety plan.

Small business health insurance can become one of the most unpredictable expenses on the balance sheet. Lance Rucks explains when an ICHRA may help an employer control the benefits budget, where it may not fit, and why business owners should start reviewing options before the renewal window gets tight.

Lance is a Regional Sales Manager with zizzl health and has spent 25 years in employee benefits across group insurance, individual insurance, ancillary benefits, voluntary benefits, brokers, and direct sales. In this conversation with Austin Johnson, he breaks down ICHRA, traditional group health plans, level-funded plans, employee choice, health-plan risk, broker selection, HSAs, bronze plans, and the implementation work business owners should understand before making a change.

IN THIS EPISODE

• Why business owners should diagnose the benefits problem before choosing a plan
• How ICHRA differs from a traditional group health plan
• Why defined contribution can give employers more budget control
• When ICHRA may not be the right fit
• Why small-group health risk can change plan strategy
• How to evaluate a benefits broker's service level
• Why implementation timing matters before renewal
• How automation can make ICHRA easier to manage
• 
  

CHAPTERS

0:00 Why small business health plans need a better review

1:26 Why health plans matter for business owners

2:11 Lance Rucks' 25-year path in employee benefits

3:44 How Lance found ICHRA

7:47 Start with the employer's actual problem

10:42 Who can use ICHRA?

13:42 Why ICHRA became an option

17:20 Budget control and employee choice

18:31 What savings threshold gets attention?

20:18 When ICHRA is not a good fit

20:37 When ICHRA can make sense

23:16 Level-funded plans and good-risk groups

24:43 Can employers move between plan types?

27:38 Why business owners need annual benefit reviews

29:06 How to pressure-test your benefits broker

32:00 Service matters when a health-plan problem hits

34:25 How HSAs can pair with individual coverage

36:54 Bronze, silver, gold, and platinum plans

38:48 Why ICHRA needs operational support

40:09 Automation and administration

41:34 Do your homework before renewal

44:00 Connect with Lance

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH LANCE

LinkedIn:   / lance-rucks-06972313  

zizzl health: https://zizzlhealth.com/

zizzl health contact page: https://zizzlhealth.com/contact-us

DISCLAIMER

This content is for general educational purposes only and does not constitute individualized financial, tax, legal, accounting, insurance, healthcare, employee-benefits, HR, ERISA, ACA, or compliance advice. ICHRA, HRA, HSA, group health plan, level-funded plan, premium tax credit, affordability, notice, eligibility, tax, payroll, and plan-design rules depend on employer size, employee class, state, carrier, household circumstances, plan year, and current law. Health insurance costs, savings, underwriting, reimbursement eligibility, employee participation, and plan availability vary and are not guaranteed. Consult qualified benefits, legal, tax, HR, and insurance professionals before changing or implementing a health-benefits strategy.

Whole life insurance can create flexibility, but it cannot repair weak cash flow, consumer debt, or an incomplete financial plan. Scott B. Zuckerman explains when whole life insurance may fit, when term insurance may be more appropriate, and why the plan should come before the product.

Scott is a financial services veteran, fintech founder, and creator of Financial Fitness Passport. He joins Austin Johnson to discuss product-first advice, "buy term and invest the difference," liquidity, real estate, entrepreneurship, financial-planning systems, and whether AI tools such as Penny will replace human advisors.

IN THIS EPISODE

• Why whole life should not be the answer to every financial problem
• What Scott believes should be addressed before permanent insurance
• Why being real-estate rich and cash poor creates risk
• How cash flow, protection, accumulation, distribution, and preservation work together
• The systems Scott used to build an independent practice
• How Financial Fitness Passport and Penny approach financial education
• Why Scott believes AI will change advisors' work rather than eliminate it

CHAPTERS

0:00 Why whole life is not step one

1:11 From financial failure to financial services

4:50 Building a comprehensive planning practice

7:14 When whole life is the wrong answer

11:04 Does buy term and invest the difference work?

12:33 Plug the holes before buying a product

13:08 How Austin found Infinite Banking

15:47 Financial tribes versus personal goals

17:03 Real estate rich and cash poor

19:09 Rejecting commission-first culture

20:49 Building an independent practice

22:29 The phases of financial planning

24:23 Can high earners buy back their time?

25:41 Why high income is not one number

27:35 Four capital buckets

28:48 The calculated risk of entrepreneurship

34:07 Systems that buy back an owner's time

36:13 Finding gaps in financial services

37:39 Why advisor marketing sounds identical

39:16 Financial guidance for underserved consumers

41:07 How Scott built his fintech tools

46:29 Inside Financial Fitness Passport

50:35 Training Penny with 21 years of experience

51:47 Can AI replace financial advisors?

54:56 Will AI shorten the workday?

58:01 Why the AI is named Penny

NEXT STEPS

Want to See If Properly Structured Whole Life Fits Your Capital Strategy?

Book a Generational Growth call here: https://calendly.com/austin-generatio...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together?

Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

CONNECT WITH SCOTT

LinkedIn:   / scottzuckermanwexfordfs  

Financial Fitness Passport: https://www.financialfitnesspassport....

Scott's founder page: https://www.financialfitnesspassport....

DISCLAIMER

This content is for general educational purposes only and does not constitute individualized financial, investment, tax, legal, accounting, insurance, or estate-planning advice. Insurance eligibility, costs, guarantees, and policy performance vary by carrier, product, design, underwriting, funding, and individual circumstances. Dividends are not guaranteed. Outstanding policy loans and interest reduce available surrender value and death benefit and may create tax consequences if a policy lapses or is surrendered. AI tools can produce incomplete or incorrect information and do not replace appropriately licensed professionals. Examples and opinions are illustrative and are not promises of results. Consult qualified professionals before acting.

The biggest first-time homebuyer mistake may happen before you ever make an offer.

Grant Vermeer explains why choosing the house before the team, mortgage budget, and financing preparation can push buyers toward decisions that do not fit their lives.

Grant is a United States Naval Academy graduate, former Navy cryptologic warfare officer, founder of Academy Insider, and real-estate professional serving service academy and military families. He joins Austin Johnson to discuss nearly quitting during Plebe Summer, the mentors who changed his trajectory, four submarine deployments, leaving the Navy, building a business around contribution, and the homebuying order of operations he wishes more buyers understood.

In this episode:

• Why temporary emotion can create permanent consequences
• How military moves changed Grant's business model
• Why buyers should choose their team before the house
• How to reverse-engineer a purchase range from a comfortable payment
• Why high performers still need qualified professionals
• How Grant thinks about reserves, anxiety, and reasonable decisions

CHAPTERS:

0:00 The mistake that starts before the offer

1:25 From wanting out to leading Plebe Summer

3:40 The question that created Academy Insider

8:54 Mentors and temporary emotion

13:37 Navy cyber and four submarine deployments

15:43 Burnout changed what success meant

17:15 Connecting service and real estate

19:46 Military moves forced a new business model

23:13 How Grant's homebuyer consultation works

27:58 Building a business beyond Grant

33:44 The biggest first-time homebuyer mistake

36:58 Reverse-engineer the budget before the search

40:00 Commission over mission

41:59 High performers cannot do every job

46:39 Ego is the enemy

49:23 Why investors scale too fast

52:06 How Grant thinks about reserves

54:10 Reasonable beats spreadsheet optimal

55:01 Connect with Grant

Connect with Grant: Grant Vermeer | LinkedIn

Want to See If Properly Structured Whole Life Fits Your Capital Strategy? Book a Generational Growth call here: Contact Generational Growth | Schedule a Wealth Strategy Call

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together? Start with the Generational Growth Vault here: Generational Growth Vault

Learn more about Generational Growth: https://www.generationalgrowthco.com/

This conversation is educational only and is not individualized financial, real-estate, mortgage, lending, tax, legal, or insurance advice. VA loan eligibility and terms, agency duties, rates, affordability, and reserve needs vary by person, lender, property, and state. Whole life policy performance and access depend on design, underwriting, funding discipline, and loan terms and interest. Consult appropriately licensed professionals before acting.

How do you scale a real estate portfolio when one bad handoff can erase the profit? Jennifer DeJesus shares how a $75,000 seller-financed deal for 13 townhomes helped start her path to roughly 150 doors.

After corporate downsizing, Jennifer entered real estate and eventually built five connected businesses around problems investors kept running into. She and Austin unpack how she matched capital to each deal, why leverage needs an exit plan, and how the right operating team can affect the result.

They also discuss whole life policy access, seller financing, BRRR refinance risk, market selection, and the difference between controlling a process and trying to do every job yourself.

CHAPTERS

0:00 The $75K deal that started it all

1:18 One service gap became five businesses

5:36 The yes that started property management

11:43 The $75K seller-financed portfolio

14:57 Scaling toward passive income

18:05 Where a W-2 investor can start

20:38 Leverage needs an exit plan

23:02 Building the right advisor team

25:50 Austin's capital-access turning point

28:38 From acquisition through exit

32:42 Managing a BRRR from purchase to refinance

34:33 Relationships over transactions

36:24 Frustration built the business model

40:16 Mission over commission

41:32 The biggest risk in a BRRR strategy

43:26 Market selection and the $100K-per-door buy box

47:10 Scaling beyond your own time

48:30 Paying financial education forward

Want to See If Properly Structured Whole Life Fits Your Capital Strategy? Book a Generational Growth call here: Contact Generational Growth | Schedule a Wealth Strategy Call

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together? Start with the Generational Growth Vault here: Generational Growth Vault

Learn more about Generational Growth: https://www.generationalgrowthco.com/

Connect with Jennifer:https://jenniferdejesus.com/

This conversation is educational only and is not individualized financial, investment, tax, legal, lending, securities, real estate, or insurance advice.

Private lending, real estate syndications, passive income, and federal retirement planning all come together in this conversation with Phya Webb.

Phya shares how she went from a federal IT career and maxing out her TSP to exploring real estate, syndications, private money lending, and additional income streams outside of her paycheck.

We talk about becoming an accidental landlord, learning through real estate masterminds, evaluating syndication deals, private lending, due diligence, liquidity, whole life insurance, and why relationships matter when putting capital to work.

Phya also shares what changed after watching people retire and later return to work, along with her long-term goals around affordable housing, financial education, and giving back.

CHAPTERS

0:00 Building Passive Income Beyond a Paycheck

1:03 Meet Phya Webb: Federal IT to Real Estate

2:59 Becoming an Accidental Real Estate Investor

4:09 How a Real Estate Mastermind Changed Her Strategy6:23 “I Wish I Knew This About Money Sooner”

8:10 Why Some Retirees Go Back to Work

10:15 TSP, Roth IRA and Retirement Planning

11:43 Real Estate Syndications and Passive Investing

14:58 Why Your Wealth-Building Network Matters

17:05 Private Lending vs. Real Estate Syndications

21:09 How Private Money Lending Works

25:37 How to Vet Real Estate Deals and Partners

28:51 Why Walking Away From a Bad Deal Builds Trust

30:26 TSP, Liquidity and Reallocating Capital

33:29 Whole Life Insurance and Access to Capital

34:16 Investment Control and Market Volatility

42:36 Mental Health and Finding Purpose

46:43 Estate Planning, Giving and Generational Wealth

51:36 Private Lending, Gap Funding and Affordable Housing

53:40 How to Connect With Phya

Want to See If Properly Structured Whole Life Fits Your Capital Strategy? Book a Generational Growth call here: https://www.generationalgrowthco.com/...

Want to Learn How Privatized Banking, Policy Loans, and Real Estate Can Work Together? Start with the Generational Growth Vault here: https://www.generationalgrowthco.com/...

Learn more about Generational Growth: https://www.generationalgrowthco.com/

Connect with Phya: Tangenik Phya Webb, MBA | LinkedIn

Disclaimer: This content is for educational purposes only and not financial, tax, or legal advice.