Generational Growth with Austin Johnson

West Point taught us leadership, discipline, and how to solve hard problems.

It did not teach us how money actually works.

In this conversation, I sat down with my former West Point classmate and current jiu jitsu teammate Baggio, a full time realtor in the Phoenix area, to talk about the financial education we had to pursue on our own after graduation.

We share stories from getting started in investing, lessons learned in real estate, and the ideas that changed how we think about wealth building. One of those intersections for us became privatized banking and using capital more intentionally instead of constantly rebuilding from zero.

I also share how changing the way I structured and stored capital helped me think differently about scaling real estate and long term planning.

This conversation is about more than investing. It is about learning how to think, ask better questions, and build systems that create more freedom and optionality over time.

Welcome to Generational Growth.

00:00 Intro | Meet Baggio — West Point Classmate, Jiu Jitsu Teammate & Phoenix Realtor
00:35 How Baggio Accidentally Got Into Real Estate
02:15 Leaving The Military & Building A New Path
03:30 My Biggest Investing Regret After West Point
04:15 Why Real Estate Feels Like Creating Something From Nothing
06:20 Risk, Growth & Why Real Estate Is Different
06:55 Why Financial Education Is Not Taught
07:50 Military Mentors vs West Point Network
10:20 Learning Wealth Through Environment & Circle
11:45 First Property Lessons Using The VA Loan
13:10 Why Wealth Building Starts In The Mind
14:15 If We Got The West Point Career Starter Loan Again…
16:15 Traditional Advice vs Alternative Thinking
17:25 Saving 50–70% Of Income & Discovering Privatized Banking
18:00 How Family Changed Baggio’s Financial Thinking
19:35 Why Life Insurance Became Important
21:00 Real Estate + Insurance = Better Planning
22:00 Discovering Infinite Banking Through Investing
22:35 Why Trying To Build 3 Businesses Failed
23:15 How Privatized Banking Changed Real Estate Scaling
24:00 Scaling From 1 Property Per Year To Multiple Per Year
24:25 What’s Next | Combining Real Estate + Insurance

🏠 Baggio Website: Real Estate Agent – Baggio Saldivar - Real Broker

📅 Book a Call with Me: Calendly

🎧 Youtube Podcast Episode: Video details - YouTube Studio

Get to your "why" quicker:

🔗 All resources: https://www.generationalgrowthco.com/...

📅 Book a call: https://www.generationalgrowthco.com/...

🏦 Unlock the Vault: https://vault.generationalgrowthco.co...

Educational content only. Not financial, tax, or legal advice.

In this webinar, we break down how investors can combine turnkey real estate with properly structured high cash value whole life insurance to scale more efficiently, improve liquidity, and create flexible leverage.

My West Point classmate and jiu jitsu teammate, Baggio Saldivar, opens the discussion by covering major issues investors are facing in today’s market. Maureen McCann from Spartan Invest then walks through how turnkey real estate can help solve many of the operational headaches investors run into. I close by using my own case study and numbers to show how I combine privatized banking with turnkey real estate to scale.

⏱️Chapters

00:00 Introduction & Purpose of the Webinar

02:10 Turnkey Access to a Wealth Building Team

04:05 Major Issues Facing Real Estate Investors Today

08:42 Interest Rates, Cash Flow & Market Pressure

14:18 Why Turnkey Real Estate Matters

18:47 Spartan Invest Overview & Alabama Market

26:12 Investor Pain Points & Property Management

33:05 Combining Real Estate with High Cash Value Insurance

38:40 Velocity of Money & Flexible Leverage

44:55 Using Policy Loans for Down Payments

51:20 Case Study Using My Own Numbers

58:30 Scaling Real Estate More Efficiently

01:04:12 Long-Term Wealth Building & Liquidity

01:09:08 Final Thoughts & How to Connect

🏠 Spartan Invest Website: Turnkey Real Estate Southeast | Vetted Rental Investments

📧 Spartan Invest Contact: Calendly - Maureen McCann

📅 Book a Call with Me: Select a Date & Time - Calendly

🎧 Youtube Podcast & More: Austin Johnson | Generational Growth - YouTube

We’ve received amazing feedback from these discussions so far. If this episode adds value, feel free to share it or bring a friend into the next webinar.

Stay tuned on my socials for more discussions around real estate, capital structure, tax efficiency, leverage, and building wealth with purpose.

Get to your "why" quicker:

🔗 All resources: Generational Growth | Quick Links & Wealth Resources

🏦 Website: Generational Growth | Infinite Banking & Wealth Strategies

Disclaimer: This content is for educational purposes only and should not be considered financial, tax, or legal advice.

From Army officer to corporate project manager, I did everything the “right” way, saving 50%+ of my income. But I still felt trapped. When I discovered Infinite Banking, I realized the system was designed for me to lose. Generational Growth was born out of my mission to help disciplined wealth builders escape Wall Street, reclaim control, and build a legacy.

00:00 Launching Generational Growth & two-part mission

00:37 Causes that drive me: martial arts & disabled community

01:03 From super saver to traditional investor (S&P, TSP, Roth)

01:36 Hitting the wall with traditional retirement math

02:13 One conversation that changed everything about leverage

03:05 How the Rockefeller method uses whole life as a leverage system

04:22 Guarantees, dividends, and tax-advantaged growth

05:24 Going all in: 30 books and 200+ hours of research

05:52 Validating the strategy with the West Point network

06:39 Putting the policy to work for rental real estate

07:12 Evolving the mission: from ending suffering to “give and grow with abundance”

08:23 Precision philanthropy, legacy, and choosing impact over toys

09:25 From nihilism to action: building a financial shield wall

10:23 Why Generational Growth is different (case study + education, no hype)

11:21 Bottom-up refinement, love of country, and call to decent people

12:05 How to plug into Generational Growth

🔗 All GG resources: https://www.generationalgrowthco.com/...

📅 Book a call: https://www.generationalgrowthco.com/...

🏦 Unlock the Vault: https://vault.generationalgrowthco.com

Disclaimer: This content is for educational purposes only and not financial, tax, or legal advice.