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On this episode of The Get Ready Money Podcast, I spoke with Matt Goren, a leader in developing industry leading financial education about changing the way we think about financial planning education.

In this episode we discussed:

• How psychology applies to financial planning. 
• There are the same number of financial planners today as there was 10 years ago.
• How education accelerates a career in financial planning.
• How AI will improve financial planning education.
• Know your own value to whoever is going to be paying you. 
• You should be paid for the value that you’re bringing.

Connect with Matt Goren, PhD CFP®:  

• LinkedIn (here) 

Referenced on the show:

• Compensation: Salary.com and Glassdoor.com 
• Morgan Housel (here)
• Michael Kitces (here)
• The American College - CFP, ChFC and other designations -  (here)

Bio: 

Matt J. Goren, PhD CFP® designs and delivers industry-leading financial planning education - at scale. His approach combines lessons from his own teaching experience with best practices in online education, artificial intelligence, and organizational psychology. He is an Investment News “40 under 40” and his courses and programs have won national awards from ThinkAdvisor, Investopedia, Yahoo! Finance, and the AFCPE. 

Matt is the Chief Strategy Officer for the Brett Danko Education Center, which helps thousands of current and future financial planners pass the CFP exam. Collectively, those folks go on to provide financial advice and planning to millions of people.

Matt co-founded the Global Financial Planning Institute to promote competency in the cross-border financial planning space. In addition, he is a FinServ mentor and serves with the FPA and the AFS to advance financial planning education in higher education and to career changers around the world.

Previously, Matt ran Dalton Education as VP of Financial Planning Education at CeriFi from 2023 to 2025. From 2022 to 2023, Matt worked at CFP Board as Director of Knowledge for Practice. From 2018 to 2022, he worked in a series of roles at The American College of Financial Services, culminating as the director of their CFP® and ChFC programs. From 2016 to 2018, he was a professor of personal finance at the University of Georgia. And, from 2016 to 2020, he created and produced the lighthearted personal finance show Nothing Funny About Money on NPR. Before switching careers to financial planning, Matt ran the psychology research consulting firm Beyond Berkeley and taught psychology and statistics courses at UC Berkeley and the University of Georgia.

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Jessica Moorhouse, author, money expert and podcast host about changing the way we think about money and happiness.

In this episode we discussed:

• How money and happiness are interrelated.
• Personal finance isn’t just about the money, it’s about the story. 
• Everyone can be good with money. 
• Things happen when they’re supposed to.
• Always a solution out there, we have to find it. 
• Be kind to yourself about money. 
• Money is not the point, you need to find your purpose. 

Connect with Jessica Moorhouse:

• Website (here) 
• LinkedIn (here)
• Facebook (here)
  Instagram (here)
• Threads (here)
• YouTube (here)

Books:

• Book: Everything but Money : The Hidden Barriers Between You and Financial Freedom (Bookshop) 

Podcast:

• Podcast: More Money Podcast (here)  

Resources mentioned:

• Canadian Revenue Agency (here)
• Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam (Bookshop)
• Wealth Simple TLDR newsletter (here)

Bio:

Jessica Moorhouse is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 13 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom came out December 31, 2024 (HarperCollins Canada) and instantly became Indigo’s Non-Fiction Staff Pick of the Month and a Globe and Mail Bestseller.

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On the latest episode of The Get Ready Money Podcast, I spoke with Shelby Nicholl, Founder of the Muriel Network and host of the Kick It Open Podcast about changing the way we think about money and women.

In this episode we discussed:

• We have to enable women to do it their way.
• It’s okay to talk about money, we need to have conversations about money. 
• It’s important to take agency over our lives. 
• Advisors should own their practice.
• Love what you, do what you love. 
• If you’re a female client, find an advisor you feel comfortable with. 

Connect with Shelby Nicholl:

• Muriel Network Website (here)
• Muriel Consulting Website (here) 
• LinkedIn (here) 

Podcast:

• Kick It Open Podcast (here)

Resources mentioned:

• Muriel Siebert (National Women’s History Museum bio)
• The Soul of Money: Transforming Your Relationship with Money and Life by Lynne Twist (Bookshop)
• Think Like a Breadwinner: A Manifesto to Help Women Make the Most of their Money by Jennifer Barrett (Amazon) 

Bio: 

Shelby Nicholl is the founder of Muriel Consulting, a consulting and recruiting company that helps financial advisors transform their businesses by moving firms, adding team members and sourcing capital. Her consulting clients rely on her as an expert negotiator, business coach, client experience expert, and skilled marketer. Shelby blends the analytical and creative to problem solve for her clients and for the industry. In 2023 she founded Muriel Network, a digital community centered on accelerating the success of women in wealth management. In 2024, she started the Kick It Open podcast. Both Muriel Network and Kick It Open are named in honor of Muriel Siebert, the first woman member of the NYSE.

A 25-year corporate veteran turned entrepreneur, Shelby previously served as Senior Vice President at LPL Financial and Director at Edward Jones. Shelby has spent her career consulting with advisors and investors, and building solutions and capabilities that meet advisor and client needs. Shelby has an MBA from Washington University, earned her Series 7 and 66, and is a certified PROSCI change management practitioner. She is also a Certified Exit Planning Advisor (CEPA).

Shelby serves on the Advisory Board for Easterseals Midwest and is a member of the Easterseals Women’s Giving Collective. She’s also a founding board member of the St. Louis-based Women Leaders in Finance.

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On the latest episode of The Get Ready Money Podcast, I spoke with Cary Carbonaro, financial advisor, speaker, author and female advocate about changing the way we think about women and wealth.

In this episode we discussed:

• Women can do money. 
• How women can feel comfortable with money.
• Why are there so few women in financial services (only 24% of CFP’s are women).
• Women should look for someone who’s going to guide and teach.  
• It doesn’t matter what you make, it’s how much you keep.
• Money is amorphous, it’s what you do with you do with your money that counts. 

Connect with Cary Carbonaro:

• Website (here)
• LinkedIn (here)
• Facebook (here)
• Instagram (here)
• X (here)

Books:

• The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear (Bookshop)
• Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune (Bookshop)

Resources mentioned:

• The One Thing: The Surprisingly Simple Truth about Extraordinary Results by Gary Keller (Bookshop) 
• Think and Grow Rich by Napoleon Hill (Bookshop)
• Bloomberg (here)
• Wall Street Journal (here)

Bio: 

Cary Carbonaro is an award-winning Certified Financial Planner™ professional with over 25 years of experience, and currently serves as Managing Wealth Advisor and Women and Wealth Ambassador for Ashton Thomas. She leads a multimillion-dollar financial planning practice, specializing in empowering women to overcome financial challenges and increase their financial literacy.

Cary’s extensive career includes leadership roles at ACM Wealth, Goldman Sachs where she was Vice President and Head of Office, and United Capital where she founded and led the Women’s Leadership division. At United Capital, she earned titles such as Diamond Office Winner, Managing Director, Partner, Voice of Women, FinLife Coach, and MVP.

Cary is the author of the bestselling book The Money Queen’s Guide: For Women Who Want to Build Wealth and Banish Fear,  Morgan James, Oct 2015. Cary’s second book.  Women and Wealth: A Playbook To Empower Clients and Unlock Their Fortune,  published by Wiley April 29, 2025.  

She serves as a CFP® Board Ambassador, representing the financial industry in the media, and has been honored six times on Investopedia’s Top 100 Financial Advisors list. In 2016, she was awarded the prestigious Investment News Women to Watch recognition. In 2024, Cary was appointed as the sole female member of the Nasdaq Advisor Council. She has also endowed a scholarship at the State University of New York at Cortland for Women in Business, where she was the founding president of Sigma Delta Tau sorority. 

Cary is the founding president of the Women’s Giving Alliance, a giving circle in the South Lake Community Foundation, and a member of the Benefactors Circle at the Center for Financial Planning, where she advocates for advancing women in the financial industry.

Cary’s knowledge and expertise are highly sought after, and she frequently appears as a commentator on local and national television news channels. She has spoken around the world 

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, Michael Gandara, the Founder of Nurse Michael Travels joined me to talk about changing the way we think about money and unlocking opportunities with travel reward cards.

In this episode we discussed:

• Be intentional with your actions and your money. 
• Smart strategies help unlock opportunities.
• How do travel reward credit cards work. 
• Details are critical to maximize value.
• Flexibility is the key as there can be changes.
• Your points may have more value than cash. 

Connect with Michael Gandara:

Website (here)

LinkedIn (here) 

YouTube (here)

Resources mentioned:

• Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear (Bookshop)
• Credit Cards: Chase Sapphire & Capital One Venture X (this is not an endorsement or recommendation)
• Personal Finance Club (Instagram)

Bio: 

Michael Gandara is a triage nurse and award travel educator who helps everyday people maximize their travel experiences through the strategic use of credit card rewards. After discovering how to leverage points and miles to fund his own travel ambitions, he built Nurse Michael Travels into a trusted educational platform while maintaining his nursing career. 

Through his YouTube channel, weekly newsletter, and coaching services, Michael breaks down sophisticated points strategies into actionable steps, helping working professionals unlock luxury travel experiences they never thought possible - from business class flights to bucket list destinations. His practical, no-nonsense approach comes from balancing both nursing and award travel education, proving you don't need to be wealthy or retired to explore the world.

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Dr. Preston Cherry, financial harmony expert, educator, and author about changing the way we think about money and finding balance. 

In this episode we discussed:

• Give yourself permission to prosper.
• Is your life design aligned with your money?
• All financial plans are life plans.
• We are all unique with our visions of success.
• Understanding the difference between wealth and wellbeing.
• Release yourself from money shame. 

Connect with Dr. Preston Cherry: 

• Dr. Cherry - LinkedIn
• Dr. Cherry - Instagram
• Dr. Cherry - Twitter
• Dr. Cherry - TikTok
• Dr. Cherry - Threads
• Dr. Cherry - CNBC
• Dr. Cherry - Speaker & Personal Brand Page
• Life Money Balance® Blog
• Concurrent Wealth Management - Website
• Concurrent Wealth Management - Instagram
• Concurrent Wealth Management - Facebook
• Concurrent Wealth Management - LinkedIn
• Concurrent Wealth Management - Twitter

Book:

• Wealth in the Key of Life: Finding Your Financial Harmony (Bookshop)

Podcast:

Life Money Balace

Mentioned on the show:

• Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing (Bookshop)
• Music: Stevie Wonder; Michael Jackson; Earth, Wind & Fire; Marvin Gaye, Gap Band, Lakeside, Quincy Jones, Green Day and more!

Bio: 

Dr. Preston D. Cherry is a financial harmony expert, educator, and author of Wealth in the Key of Life. As Founder and CEO of Concurrent Wealth Management and Director of the Financial Planning Program at UW–Green Bay, he uses over 18 years of expertise to help people align their wealth strategies and well-being aspirations to achieve their life design. A nationally recognized speaker and media personality, Preston’s insights have graced platforms like The New York Times, Forbes, CNBC, and Nasdaq.

Named a Top 10 Investopedia Financial Advisor and a WealthManagement.com "Ten to Watch," a member of the CNBC and Investopedia Advisor Councils—Dr. Cherry, a financial therapist and planner with a Ph.D. in personal financial planning, blends emotional and financial strategies into transformative life planning. When not shaping lives through wealth and financial wellness insights, he’s enjoying vinyl records or family tim

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Tokiso “TKay” Nthebe author, speaker and podcast host about changing the way we think about money and changing the script on our relationship with money. 

In this episode we discussed:

• It’s important to forgive yourself for your money mistakes.
• Financial well -being is 80 % behavior and 20 % knowledge.
• Financial advice is the best gift anybody can give themselves.
• Money is for everybody and helps you live the life you want to live.
• Financial planning is accessible to everybody.
• Be responsible and discerning with financial advice on money.

Connect with Tokiso “TKay” Nthebe:

• Tokiso “TKay” Nthebe website (here)
• TKO Financial Wellness website (here) 
• LinkedIn (here)
• YouTube (here)

Book:

• Book: Let’s Change the Script: Chelete Ha Se Parcel! (Amazon) 

Podcasts:

• My Money Adventures Academy (here)
• Podcast: Escapes with TKay (Spotify) 

Resources mentioned:

• Fincon (here) 

Bio: 

Tokiso TKay Nthebe, also known as The Finance Traveller is a multipotentialite, author, speaker, financial wellness coach and avid content creator who is passionate about financial planning, financial wellness and traveling. TKay uses his platforms to educate, empower and inspire his community of trailblazers to have open, honest conversations about money, improve their relationship with money and achieve financial prosperity. 

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Alissa Maizes, Julie Pinkerton and Maxwell Schmitz about building your financial dream team. 

In this episode we discussed:

• How to build your financial dream team.
• What is a financial dream team and how can it help you?
• How advisors can start to feel comfortable with collaborating.
• Going beyond your expertise can cost your clients significantly, you can’t be an expert in all things.
• Teaming up with other experts helps you uncover unknown unknowns. 
• Advisors need to communicate and work together to find solutions for the clients. 

Connect with Alissa Maizes:

• Amplify My Wealth Website
• LinkedIn
• Instagram

Connect with Julie Pinkerton: 

• ClientFirst Website
•  LinkedIn

Connect with Maxwell Schmitz:

• LinkedIn
• Dingo Technologies website
• Yetworth website

Alissa Maizes is an award-winning financial literacy content creator, is a licensed attorney and registered investment advisor who provides women and young adults with financial advice and a plan to embrace the life they want. Whether sharing financial literacy content or advising clients of Savvy Ladies with pro bono advice or clients of her firm, Alissa meets you wherever you are on your journey, whether living paycheck-to-paycheck and striving to eliminate high-interest debt or are already a millionaire. Alissa's approach eliminates the traditional "waiting game" for clients who cannot afford to have a fiduciary financial advisor putting their needs first, providing trusted financial and investment advice and guidance to implement their plan to ensure they achieve the life they want sooner than you imagine.

Julie Pinkerton is the CEO and Managing Member of Evozen LLC. ClientFirst™ is a fully diverse online community that enables financial professionals to truly put their client's needs first, assists mature financial advisors to exit the industry gracefully and positions women and minorities to achieve the necessary gravitas to succeed early in their career. Julie has held executive and consulting positions nationally in financial services since 1998.  Julie is a contributing writer for U.S. News covering financial planning, risk management and advisor selection topics.

Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist.  He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency.  He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Derek Notman, Adam Holt and Dick Weber about changing the way we think about life insurance agent training, retention and compensation. 

In this episode we discussed:

• Why life insurance agents struggle to succeed.
• The compensation structure is at the heart of the issue and needs to be revamped. 
• Very few agents are taught to sell, rather than to service.
• Consumers need a fiduciary advisor to tell them what insurance they have.
• Advisors need to facilitate the conversation.
• We are in a people business and we need technology that facilitates great human connection.

Connect with Adam Holt:

• Websites: (Asset Map) (Rubin Goldman and Associates) 
• LinkedIn: (here) 

Connect with Derek Notman:

• LinkedIn:(here)
• Couplr.ai: (here) 

Connect with Dick Weber:

• Website (here)
• LinkedIn (here)  

Podcast: 

• ReThink. Financial Advice podcast with Adam Holt and Derek Notman (here) (YouTube)

Bios: 

H. Adam Holt, CFP, ChFC is the CEO and Founder of Asset Map. Adam has been a financial advisor for over 25 years, during which time he has helped build and manage his wealth management firm to over $1.2B in assets under management. Adam is known for his early adoption of technology to build trend-setting client experiences. This mindset led him to found Asset-Map, a financial technology firm dedicated to creating engaging visual communication tools used throughout the customer and advisor journey and now used by thousands of advisors worldwide and over 1M consumers. Adam is also the co-host of Rethink the Financial Advisor Podcast

Derek Notman is a the Founder & CEO of Couplr AI. Using data science and flip-flop-inspired thinking, we're tackling client acquisition & orphan client problems in the investment and insurance industries. Derek is the co-host of Rethink Financial Advice Podcast: We question everything about financial advice, because sometimes the best way to fix things is to laugh at them first.

Richard M. Weber, MBA, CLU®, AEP® (Distinguished) is an Insurance Fiduciary® providing fee-only life insurance expertise to individuals, families and businesses seeking to make smart decisions about buying and managing their life insurance assets. Dick was the 2012-2013 President of the Society of FSP. A 58-year veteran of the life insurance industry, he has been a successful agent, an insurance company executive, and now is one of just a handful of fee-only insurance experts in the U.S.  Author of more than 350 articles encompassing products, sales practices, and the due diligence necessary to buy and place insurance and annuities.  Dick currently serves as a Consumer Representative to the NAIC and is a member of the Standards Resource Commission of the CFP Board.

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer. 

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On this episode of The Get Ready Money Podcast, I spoke with Bryan Jepson, Author, Financial Advisor and Emergency Medicine Physician about changing the way we think about special needs planning.

In this episode we discussed:

• How a Chartered Special Needs Consultant can help clients who have family members with special needs. 
• How an ABLE Account can help with Special Needs Planning. 
• Financial planning is not just about picking investments.
• The true value of money is that it helps you buy back your time. 
• If you're truly wealthy, you work because you want to, not because you have to. Your assets work for you, not you for them.
• Look for opportunities, look for skills and be curious.

Connect with Bryan Jepson MD, MSF, ChSNC, CFP:

• LinkedIn
• Facebook
• X
• Targeted Wealth Solutions
• Physician Finance Academy (Website) (YouTube)

Books:

• The Physician's Path to True Wealth: 12 steps to gaining control over your money and your time
•  The Record Player
• Changing the Course of Autism: A Scientific Approach for Parents and Physicians by Bryan Jepson and Jane Johnson

Bio: 

Dr. Bryan Jepson graduated from the University of Utah School of Medicine, completed a residency in Grand Rapids, Michigan and is a board certified emergency medicine physician with 30 years of clinical experience.  More recently, he completed a masters degree in finance and risk management at the University of Colorado-Denver and the Certified Financial Planner education through the Boston Institute of Finance at Bryant University.  In addition to the CFP credentials, he holds the Chartered Special Needs Planner certification from the American College of Financial Services.  

Bryan's interest in  finance stemmed from a long history of self-study and personal investing.  After a long and successful career in medicine, he decided to explore this interest further as an  "encore" career in financial planning and works for Targeted Wealth Solutions, an independent RIA with a focus on health care providers.  His interest in special needs planning comes from his personal experience as the father of two sons with autism. Bryan spent a portion of his medical career  treating children with autism and other neurodevelopmental disorders and is the author of a book called "Changing the Course of Autism" that was published in 2006.  Now, as a financial planner, Bryan  focuses part of his time serving the special needs community by helping families navigate the financial nuances of caring for adult children with disabilities for their lifetimes. 

Bryan is motivated to improve general financial education for others, particularly physicians.  He has created a series of free youtube videos on important financial principles that you can find on his website, The Physician Finance Academy (www.physicianfinanceacademy.com).

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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.