“Money is not separate from us. It’s a relationship that reflects how we learned to feel safe in the world.”
In this episode of The Zen Den, Maggie Calder sits with financial therapist and money coach Brenda St. Louis to explore the quieter patterns beneath our financial lives. Brenda explains how behaviors like scarcity, control, avoidance, overspending, or over-giving are often learned early, shaped by family, culture, and the body’s need for safety.
Together, Maggie and Brenda reflect on how these patterns form, how the body responds when money comes into focus, and how awareness begins to create space for something new. Brenda shares her intention to shift the way we relate to money, allowing it to support connection instead of stress.
This conversation offers a gentle invitation to notice your own patterns with curiosity, rather than judgment, and to consider what a healthier relationship with money might feel like in your life.
In this episode, you’ll explore:
• Why money patterns develop and how they quietly shape our financial lives
• The role the body plays in signaling stress, safety, or discomfort around finances
• Why awareness and curiosity are more supportive than shame or judgment
Timestamps:
(00:00:00) Episode Snippet
(00:01:49) Welcoming our guest, Brenda St. Louis
(00:02:26) Money is a conduit for connection
(00:04:10) Understanding our personal money relationship
(00:08:26) Patterns show up in the body
(00:11:14) Why logic alone does not change patterns
(00:12:44) Shame blocks change
(00:15:28) Learning in supportive spaces
(00:18:21) Stress brings old money habits back
(00:19:14) Intergenerational money patterns
(00:20:07) Five common patterns: scarcity, control, avoidance, overspending, over-giving
(00:24:17) Every pattern has another side
(00:26:06) Rethinking our relationship with money
(00:28:13) Money is a long-term learning journey
(00:28:57) Connect with Brenda St. Louis
(00:30:11) Closing breath and reflection
Key Takeaways:
- Money is not only about earning and spending, it is a relationship shaped over time.
- Our money habits often come from early family patterns and a need for safety.
- The body reveals a lot about our financial stress through tension, breath, and emotion.
- Shame and judgment do not create change, awareness and safety do.
- Each money pattern has a useful side that can guide healthier choices.
- Reflecting on money with curiosity can open space for new patterns to form.
About Brenda St. Louis
Brenda St. Louis is an Accredited Financial Counselor, Financial Therapist, Certified Money Coach, and Trauma of Money Facilitator with over 25 years of experience in personal development and business. She focuses on financial and emotional literacy, helping people understand their money patterns and build confidence. Brenda is the founder of REWIRE, a speaker, and a published author based in Vancouver, BC.
Connect with me:
Website: https://www.brendastlouis.com/; https://www.moneyanddesire.com/
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/brenda-st-louis-6b39b014/
FB: https://www.facebook.com/brendastlouis
YT: https://www.youtube.com/@brendastlouis7
About Maggie Calder:
Maggie Calder is a former Buddhist nun and spiritual guide who has traveled the world with Eckhart Tolle and led a healing retreat center in Chicago. She helps listeners find their Zen state, a place of calm and presence, by sharing her wisdom on mindfulness and inner peace.
Connect with me:
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/maggiecalder
The Zen Den is a welcoming space for everyone, no matter your background or beliefs, where real conversations happen about how to find peace in a chaotic world. Each episode will explore a challenge or difficulty and guide you toward your own natural Zen state: calm, centered, and clear. Join Maggie in this conscious movement to awaken higher consciousness, live in harmony, and let your authentic truth shine.
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