It’s almost too easy to purchase items these days. Need dinner? A ride? Groceries? A last-minute outfit? All of these items are just a click away with a credit card that’s saved online or in a mobile app. We speak with money expert, Ashley Feinstein Gerstley from The Fiscal Femme to find out why most Americans - at any age - barely have any savings in the bank and how to start becoming more fiscally responsible through small, simple steps.

Learn more about your ad choices. Visit megaphone.fm/adchoices