Getting Money Right

It seems like every item you’re purchasing these days offers an extended warranty. From Amazon to eBay to your local Walmart purchase, you can’t get through a purchase without an offer for an extended warranty. When is an extended warranty needed, and are they worth the value you’re being asked to pay for them? In this episode of GMR, we’re digging into this topic to help you make better decisions and get the best value for your money.

Don’t you wish better financial education was available for your kids, and that it was fun? In this episode of Getting Money Right, our guest, Shivanii Ray, has just what you’ve been wishing for. Shivanii is the Global Community Engagement Champion of Funancialfreedom.com, an online financial education platform that offers financial education for kids and teens, in a fun and interactive way.

Buying a home is something most families have a desire to do. And, with the cost of housing continuing to rise, many people are considering buying sooner rather than later. Buying without a sizable down payment will require private mortgage insurance (PMI). In this episode of Getting Money Right, we discuss what is PMI, what it costs, and whether you should pay for it.

There are almost endless options when it comes to investing. Where should you start? What do you need to know to be a successful investor? In this episode, we talk with Alex Mason, the creator of the Stock Stories podcast, and the stockstoryteller.com website, to learn about the types of asset classes available and understand the benefits and risks that come with each asset type.

Everyone will have to or want to borrow at some point. Having the best credit score will not only allow you to get that loan or credit account, but it will also ensure you pay the lowest interest rate available. In this episode of Getting Money Right, we discuss how long it will take you to build or rebuild your credit score if you’ve had some negative marks against your score, so you can pay less when it’s time to borrow.

The U.S. Government this month (July 2021) has begun sending child tax credits checks for each child 17 years old and under? What will you do with the extra money? In this episode of Getting Money Right, we’re talking about what the changes to the Child Tax Credit are, why they are being offered in advance. We’ll also make some suggestions on how to make it pay off in a big way.

There are certain areas of spending within a household budget that are harder to keep under control than others. Food is definitely one of those. In this episode of GMR, we discuss how you can better budget for this specific expense to keep the rest of your budget healthy.

Higher education is a good thing. But, should you go back to school to obtain a master’s degree or an additional certification? In this episode of GMR, we discuss the benefits and costs associated with higher education so you can determine whether now is the right time to pursue it.

Having the right information at the right time can make a big difference, especially in regard to finances. In this episode of Getting Money Right, we give our best financial advice to young adults who are just starting out.

Passing on your knowledge, experience, and wisdom about money to your children is vital to their happiness and success. In this episode of Getting Money Right, we are answering this important question to help you gain insight into when and how to begin teaching your kids about money.