Girl on FIRE

🎙 In the final episode of my 3-part deep dive series, we’re talking about my favourite budgeting method — budget by paycheck. It’s the method that I personally used to grow my net worth to 6-figures by the time I was 23. Not only that, but it’s the only budget method I recommend if you’re paid multiple times per month, earning an irregular income or trying to break free from the paycheck to paycheck cycle. Are you ready for it? 🤔

This episode discusses topics like:

🌟 Why the paycheck budget is the best method for breaking the cycle of living paycheck to paycheck;

🌟 Why the PMC budgeting method is so different to what other financial experts will tell you; and

🌟 The method I used to build a 6-figure net worth by 23, and the 5 types of people can change their lives with a paycheck budget. 

Links from this episode:

Paycheck Budget workbook

Free 7-day online budgeting course

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 In part 2 of my 3-part deep dive series, we’re taking a close look at the percentage based budget method, particularly the one recommended by Dave Ramsey. It’s a super popular method of budgeting household income because it’s quick and simple, and Ramsey himself is really popular. But it isn’t perfect, in fact it has some pretty big holes. So are your dreams worth gambling on this method? 🤔

This episode discusses topics like:

🌟 Why Dave Ramsey’s percentage based budget won’t make sense for you (and why he isn’t always right);

🌟 How to create a percentage based budget that actually works for your unique circumstances; and

🌟 Which 5 types of people who should avoid percentage based budgets altogether. 

Links from this episode:

Dave Ramsey’s Every Dollar Budget Percentages

Percentage Based Budget Spreadsheet - My Shop

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 In part 1 of my 3-part deep dive series, we’re taking a close look at the 50 / 30 / 20 budget method. It’s super popular because it’s quick, it’s easy and it’s simple. But does that mean it’s good enough for you and the life you’re trying to build? 🤔

This episode discusses topics like:

🌟 How to budget (the right way) using the 50 / 30 / 20 rule;

🌟 Who the 50 / 30 / 20 budget is good for and who it isn’t a perfect fit for; and

🌟 Why the 50 / 30 / 20 budget rule is dangerous for building wealth, getting control of your finances and building the life you were meant to live. 

Links from this episode:

50 / 30 / 20 Budget spreadsheet

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Budgets can have a bit of a bad reputation, but the truth is that your budget is the solid foundation you need to have in place if you want any kind of financial freedom or retirement. But what type of budget is the best one to use? 🤔

This episode discusses topics like:

🌟 Why budgeting is a necessity if you want any form of financial independence, FIRE or retirement

🌟 How to choose the best budget for your needs and your goals

🌟 How to make your budget work for you, no matter what budgeting method you use

Links from this episode:

Budget Breakthrough free 7-day course

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 There are a lot of opinions out there on how much you need to save up for emergencies. What if most of those financial experts are wrong? But then how much do you really need? The answer might shock you! 🤔

This episode discusses topics like:

🌟 Why most financial experts are wrong when they recommend how much you should save for emergencies;

🌟 The right way to determine how much you really need (including if you’re with a partner); and

🌟 What you should do with your emergency savings.

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Having well defined investment goals will give you tons of clarity on your path to building wealth and financial freedom. But investment goals aren’t like all other goals. And they’re not the same as savings or debt payoff goals. There’s a lot that goes into setting investment goals the right way. But how? 🤔

This episode discusses topics like:

🌟 The 4 key things you need to consider when setting your investment goals

🌟 Why investment goals are crucial to wealth building and financial independence

🌟 What makes investment goals so different to other financial goals

Links from this episode:

• 30-Year Annual Average ROI

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 How much does it cost to invest in the stock market? Once you know the answer to that question, you can see how much you REALLY need to start investing in stocks. Hint: it’s not what you’d think! 🤔

This episode discusses topics like:

🌟 CHESS sponsorship and what it means

🌟 The different costs associated with popular brokers in Australia

🌟 Why cheaper doesn’t always mean better

Links from this episode:

CommSec

SelfWealth - Referral Link

Superhero

Raiz 

Superhero uses its’ own HIN

Clearing House Electronic Subregister System (CHESS)

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 When it comes to stock market investing, one of the first things you need to do is choose a broker. But how? And what do you need to look for? 🤔

This episode discusses topics like:

🌟 What a broker is and why you need one

🌟 The different types of brokers you can choose from

🌟 The 7 key things you need to look for when choosing a broker

Links from this episode:

SelfWealth

CommSec

Superhero

Raiz

Superhero uses its own HIN

Clearing House Electronic Subregister System (CHESS)

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Investing isn’t just for rich, older white men. It’s for everyone, and it’s super important for women in particular - but why? 🤔

This episode discusses topics like:

🌟 How investing shapes your retirement (whether you retire early or at 65)

🌟 Why inflation is so dangerous for your wealth and your retirement plans

🌟 The 3 key (and shocking) reasons why investing is super important for women.

Links from this episode:

The facts about women and Super - Women in Super

How much Super should I have - Q Super

The Gender Pay Gap - WEGA

Gender equality and your Super - Australian Super

The future face of poverty is female - Australian Super

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 FIRE 🔥 (Financial Independence Retire Early) is a hot topic among millennials. But what does it really mean? And is it even possible? 🤔

This episode discusses topics like:

🌟 What FIRE means and how you achieve it.

🌟 What financial independence means for your future.

🌟 Retiring early - lazy or an ideal life?

🌟 My personal goals for FIRE and why I'm crazy enough to try.

Remember to:

Join our exclusive community by becoming a Patron - Patreon

🤩 Subscribe so you don’t miss any future episodes.

🏆 Rate and review the show on Apple Podcasts: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!

💖 I'd be super grateful for your help in making financial education available to everyone.

The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

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