So let's go back to verses eight through ten. It says, for by grace you have been saved through faith, and that not of yourselves it is the gift of God.So we are.

Our salvation is by a gift. You don't have to earn it. You don't have to deserve it, and it's just given to you. And that not of yourselves. It is the gift of God. Even your faith in the Lord is a gift to you. If you believe in trust in Jesus Christ, it's not something that you have created or manufactured.