Atlanta’s real estate scene continues to move and shift, and in this episode, we’ve got your quick snapshot of what’s been happening over the past seven days—along with my own take on where the market might be headed next. We’ll also take a moment to step outside the city for a bit of local exploration. Today’s “Something You Should Know About Atlanta” is Fort Yargo State Park, a destination with rich history and plenty of outdoor adventure just a short drive away.

Then, we’ll switch gears to a fascinating—and potentially game-changing—proposal: no tax on tips. Imagine keeping every dollar of your hard-earned gratuities. Could a move like this reshape the service industry, influence tipping culture, and maybe even impact how small businesses operate? We’ll break down the latest insights and explore what it might mean for workers and employers alike.

At Go Gaddis Real Estate Radio, our mission is simple—helping listeners go from real estate novice to expert so that buying or selling a home is a confident, stress-free experience. We believe no one should learn something at or after closing that they could have—and should have—known beforehand. And as always, you’ll get all the upside with the tools, knowledge, and resources to make smarter decisions about your home, your neighborhood, and your financial future.

You could be leaving thousands of dollars on the table and not even know it. In this episode of Go Gaddis Real Estate Radio, we’re shining a light on the mortgage programs and insider strategies most buyers never hear about. From VA, FHA, and USDA loans to state and local down payment assistance programs, you’ll learn how to find out what you qualify for and how to use it to your advantage.

Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we’ll uncover how to match the right mortgage program to your needs and avoid costly mistakes along the way. We’ll break down the big missteps that can derail your approval or cost you thousands—like taking on new debt in the middle of the process—and explain why your choice between fixed or adjustable rates, or shorter versus longer terms, can say a lot about your financial style.

We’ll also look at what’s changed for buyers in 2025, from new lending guidelines to the growing influence of AI in the mortgage industry. The tools, opportunities, and potential pitfalls have all evolved, and understanding them now can help you make a smarter, more confident move.

At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life’s biggest investments. Remember, with our programs, you get all the upside and all the options so you can move forward with clarity and peace of mind.

Think you need 20% down to buy a house? Or that your credit score has to be perfect? Not so fast. In this episode of Go Gaddis Real Estate Radio, we’re separating fact from fiction when it comes to getting a mortgage. Whether you’re a first-time buyer, thinking about refinancing, or simply curious about what it takes to qualify, this conversation could change the way you look at home financing.

Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we’ll dig into:

Fact vs. Fiction: The truth about down payment requirements, credit score minimums, and income qualifications. We’ll bust the myths that keep too many buyers sitting on the sidelines.

Market Timing: With interest rates bouncing up and down, is now the right moment to buy or refinance—or should you wait? Matthew shares the data and insight to help you decide.

Step-by-Step Guidance: From pre-approval to keys in hand, we’ll walk through the process so you know exactly what to expect. You’ll also hear the biggest mistakes to avoid along the way.

At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life’s biggest investments. We believe you should never learn something at or after closing that you could have known beforehand. And remember, with our programs, you get all the upside and all the options to make your next move your best one yet.

On this episode of Go Gaddis Real Estate Radio, we’re spotlighting The Preserve in Lawrenceville and diving into the hot topic of contingent offers. If you’ve been wondering whether it’s possible to buy your next home without selling your current one first, this episode is for you.

A listener from Norcross asks, “If we make an offer on a house, can we make it contingent on selling our current home first?” We’ll unpack how contingent offers work, when they’re a smart strategy, and how sellers and buyers can navigate the process without putting themselves at too much risk. I’ll explain the key protections that exist in the contingency system and how to maximize your chances of success in today’s market—even with rising prices and interest rates.

Then, we’ll have a little fun. You’ve probably heard the song “867-5309/Jenny” more times than you can count. But have you ever tried using that number at the grocery store checkout? We’ll explore a viral trend that’s helping some shoppers score discounts—even without a loyalty card.

As always, I’m Cleve Gaddis, and at Go Gaddis Real Estate Radio, we’re here to help you go from real estate novice to expert so buying or selling a home can be done with total confidence—and without the worry that typically comes with life’s biggest investments.

Don’t forget to visit GoGaddisRadio.com to submit your questions, comments, or ideas. Whether you’re curious about neighborhoods, strategies, or quirky real estate facts, we want to hear from you. And remember—with our Upside program, you get all the options and all the advantages.

Atlanta’s real estate market is shifting—but not always in the way the headlines suggest. Are we cooling off, heating up, or just settling into a new normal? In this episode of Go Gaddis Real Estate Radio, I’m joined by Mitchell Palm of Smart Real Estate Data, one of the leading experts on Atlanta housing trends, to break down exactly what’s happening in our market right now.

We’ll start with the big picture, asking Mitchell to sum up the state of the market in one sentence. From there, we’ll explore the single biggest change he’s seen in the last 6 months—and what it means for both buyers and sellers.

We’ll also talk about home prices in Metro Atlanta—are they still climbing, holding steady, or showing early signs of a slowdown? Plus, we’ll dig into how different neighborhoods are performing and the unique factors driving those differences.

Buyer behavior is evolving, too, and Mitchell will share how buyers’ habits, expectations, and priorities have shifted in recent months. And finally, we’ll get the truth on the inventory story—do we actually have more homes available now, or does it just feel that way?

At Go Gaddis Real Estate Radio, we help listeners go from real estate novice to expert so home selling and buying can be done with total confidence—and without the worry typical with life’s biggest investments.

Want to share your thoughts or ask a question for the show? Visit GoGaddisRadio.com to connect, nominate your neighborhood for a spotlight, and subscribe to the podcast.

You get all the upside.

This week on Go Gaddis Real Estate Radio, we’re diving into the numbers, the fun, and a little bit of heartbreak in the Atlanta real estate scene.

First, we kick things off with your Metro Atlanta Real Estate Update for the last 7 days—covering the latest data on new listings, pending sales, and market shifts that could impact your buying or selling decisions. Whether you’re tracking inventory trends or trying to time your move, these weekly numbers give you an insider’s edge.

Then, in Something You Should Know About Atlanta, we turn up the heat—literally—with Cool Things to Do in August in Atlanta. From vibrant festivals to can’t-miss cultural events, August in the city offers something for everyone. If you think the summer slowdown is real, think again—Atlanta knows how to make the most of the dog days.

But not all the news is bright. We’re also talking about the surprise cancellation of HGTV’s hit show “Married to Real Estate”, starring Atlanta’s own Egypt Sherrod and Mike Jackson. Fans are stunned, and we’ll unpack what this means for their brand and for Atlanta’s place in the national real estate spotlight.

At Go Gaddis Real Estate Radio, our goal is simple: help you go from real estate novice to expert, so buying and selling can be done with total confidence—and without the worry typical of life’s biggest investments.

Want to join the conversation? Visit GoGaddisRadio.com to ask questions, share feedback, nominate a neighborhood for our spotlight, and subscribe to the podcast.

You get all the upside.

In this episode of Go Gaddis Real Estate Radio, we start with our Neighborhood Spotlight on Whitlock Heights in Marietta. This charming community offers a unique blend of character, convenience, and curb appeal — and we’ll share what makes it stand out for today’s buyers and homeowners.

Then, we shift gears to talk about a topic that’s been making headlines — Ponzi schemes. You’ve probably heard the term tossed around in the news, but what exactly is a Ponzi scheme, and how can you recognize one before it’s too late?

I’ll walk you through the red flags to watch for, explain how these fraudulent operations work, and share why they’re so dangerous to unsuspecting investors. We’ll also discuss a recent high-profile case right here in Georgia, where a $140 million Ponzi scheme unraveled — a story that’s as alarming as it is important to understand.

This conversation was inspired by a listener question from Alex in Atlanta, who asked: “What is a Ponzi scheme and how does it work? Would I be able to spot one before it’s too late?” My goal is to give you the tools to answer that with confidence, so you can protect your finances from these kinds of scams.

As always, our mission on Go Gaddis Real Estate Radio is to help you go from real estate novice to expert — so buying and selling a home can be done with total confidence and without the worry that often comes with life’s biggest investments. We don’t want you to learn anything at or after closing that you should’ve learned before.

Visit GoGaddisRadio.com to ask a question, share your thoughts, suggest a Neighborhood Spotlight, or subscribe to the podcast.

You get all the upside.

So, the data is in — but what do you actually do with it? Whether you’re buying, selling, or just curious about the value of your home, this episode of Go Gaddis Real Estate Radio could save you time, money, and stress. I’m joined again by Mitchell Palm of Smart Real Estate Data, one of Atlanta’s leading market experts, to share exactly how to play today’s real estate market and avoid the biggest mistakes people are making right now.

For buyers, Mitchell will reveal what he would do differently if he were purchasing a home in Atlanta today compared to just a year ago. For sellers, he’ll share the single most important thing you can do to position your home for top dollar in the current market.

We’ll also bust common market myths—the ones the data proves completely wrong—and explore Mitchell’s outlook for the next 6–12 months. Will prices rise, hold steady, or shift downward? How fierce will competition be?

Mitchell will also flag any early warning signs in the numbers that both buyers and homeowners should be paying attention to now, before they become bigger issues. And to wrap things up, we’ll ask him for his one key takeaway—the advice he thinks everyone in Atlanta real estate needs to hear today.

Atlanta’s real estate market is evolving quickly, and staying informed is your biggest advantage. The key is to think long-term, work with trusted local professionals, and make decisions based on your goals—not just the headlines. We’ll keep tracking the trends so you don’t have to go it alone.

Visit GoGaddisRadio.com to ask questions, share feedback, nominate your neighborhood for a spotlight, and subscribe to the podcast.

You get all the upside.

We’re continuing the conversation on Go Gaddis Real Estate Radio with Expert Advisor Matt Reeves, Exclusive Allstate Agent and Personal Financial Representative, as we dig deeper into the insurance challenges brought on by the growing number of natural disasters.

Host Cleve Gaddis recaps the eye-opening first half of the discussion, then guides listeners through the real-world implications of what homeowners are facing today. From increased premiums and denied claims to policy non-renewals and coverage restrictions, the stakes are rising across Metro Atlanta and beyond.

In this extended segment, Matt explains:

What’s behind the dramatic increase in homeowner insurance rates—even in low-claim areas

Why roof replacement has become a make-or-break issue for coverage approval

How some insurers are exiting entire states or zip codes—and what that means for your renewal

Strategies for comparing policies, bundling coverages, and asking the right questions

How your claims history, deductible level, and credit score can impact your pricing

Cleve invites listeners to share their own experiences with insurance renewals, rate changes, or disaster claims by visiting GoGaddisRadio.com. Have a tip or horror story others can learn from? Let’s talk about it.

CLOSING REMARK:

"As we face more unpredictable weather and natural disasters, understanding how the insurance industry is adapting—and how you can protect yourself—has never been more important. Don’t wait until the next storm is on the radar to find out if your policy really has you covered."

And remember, You Get All the Upside with our team. Whether you’re buying, selling, or just staying put, the Modern Traditions Realty Group is here to help you make confident, informed real estate decisions.

Subscribe to the podcast, drop us a question, or nominate your community for our Neighborhood Spotlight—all at GoGaddisRadio.com.

At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert, so your journey through real estate can be done with total confidence and without the worry typical with life’s biggest investments.

This week on Go Gaddis Real Estate Radio, we’ve got another powerful lineup of insights, updates, and eye-opening stories from around Metro Atlanta—and beyond.

First, we bring you the latest Metro Atlanta Real Estate Update, covering home inventory, pricing trends, buyer activity, and what you need to know if you're considering buying or selling in this shifting market. Whether you're a seasoned homeowner or first-time buyer, Cleve Gaddis gives you the data and interpretation you won’t get anywhere else.

Then, in Something You Should Know About Metro Atlanta, we're comparing two American icons: Stone Mountain vs. Mount Rushmore. What are the differences, the controversies, the scale, and the impact of these monumental works? You may be surprised by how they measure up—and what they represent to the public today.

Finally, we dig into a serious story that hits close to home: a real estate investor in Atlanta sentenced to prison for their role in a wide-ranging fraud scheme. Reported by Capitol Beat News Service on May 22, 2025, this case shines a light on the importance of ethics in real estate—and how investor fraud can damage communities, inflate housing costs, and erode trust in the industry. Cleve shares key takeaways every buyer, seller, and agent should know.

And don’t forget—You Get All the Upside. If you're thinking of selling but overwhelmed by repairs, staging, or the timing of your move, our team offers tailored solutions including instant cash offers, buy-before-you-sell programs, and our exclusive Rehab & Refresh strategy. We make it easier to get top dollar without all the stress.

To submit your questions, share feedback, or suggest a Neighborhood Spotlight, visit GoGaddisRadio.com. Subscribe to the podcast and stay up to date on everything you need to know to go from real estate novice to expert.

At Go Gaddis Real Estate Radio, we don’t want you to learn anything at or after closing that you should’ve learned before.