On this episode of Go Gaddis Real Estate Radio, we’re covering everything from Marietta charm to digital currency and long-term housing trends—so whether you're a homeowner, a homebuyer, or just a real estate enthusiast, this one’s for you.

Neighborhood Spotlight: We kick things off in Whitlock Heights, a hidden gem in Marietta, Georgia. With its timeless character, established homes, and unbeatable location near the Marietta Square, Whitlock Heights offers a perfect blend of charm and convenience. If you're looking for a community with personality and history, you’ll want to check this one out. Search active listings at SureMLS.com.

Next up—cryptocurrency and mortgages. Listener Thomas from Bethlehem asked: “Is cryptocurrency real money? Can I use it to buy a house?” The short answer? Yes... but it’s complicated. Host Cleve Gaddis breaks down how digital currency is starting to make its way into the real estate world, the challenges with lender and seller acceptance, and what to consider before transferring your Bitcoin into a backyard.

Then, we shift to a question from Steven in Peachtree Corners: “We’re worried about home price declines when we’re ready to sell in a few years. Do you have any stats on price gains or losses over time?”

Cleve introduces the “Five-Year Rule” and shares market data from Keeping Current Matters to put those fears into perspective. Despite short-term market shifts, home prices have shown consistent upward growth over five-year periods in nearly every major market, including right here in Metro Atlanta.

If you’ve been wondering whether now is a smart time to buy, sell, or hold—this segment gives you the data and confidence you need to make informed decisions.

And remember, if you want all your real estate options laid out clearly, including our Upside Program—designed to help you unlock equity and move without stress—head to GoGaddisRadio.com. Submit a question, nominate a neighborhood, or subscribe to the podcast.

At Go Gaddis Real Estate Radio, we help listeners go from real estate novice to expert, so home buying and selling can be done with total confidence and without the worry typical of life’s biggest investments. You get all the upside.

In this episode of Go Gaddis Real Estate Radio, we’re taking a closer look at the growing impact of natural disasters on home insurance with Expert Advisor Matt Reeves, Exclusive Allstate Agent and Personal Financial Representative. As weather events become more frequent and more destructive, insurance companies—and homeowners—are facing tough new challenges.

Cleve Gaddis kicks off the conversation by addressing the big picture: From wildfires to hurricanes to historic flooding, the U.S. has endured an unprecedented series of natural disasters in recent years. But beyond the headlines, what does this mean for your insurance coverage and monthly premiums?

Matt Reeves joins the show to break it all down:

Why premiums are rising across the board—even in areas with relatively few claims

How insurance carriers are tightening requirements and reducing coverage

What homeowners can do to protect their properties and avoid costly gaps in coverage

The role of roof age, property condition, and even your credit score in insurability

Whether major carriers are pulling out of high-risk markets entirely—and how that affects Georgians

If you’ve been shocked by a recent premium hike or had a claim denied, this is a must-listen segment. You'll gain a better understanding of how the market is shifting, what to expect during storm season, and what steps you can take to secure the right policy at the best value.

And remember—You Get All the Upside with our team. If you're thinking of selling or buying a home but are unsure how insurance concerns could impact your transaction, our expert advisors and partners will help you navigate the process with confidence. From roof inspections to disclosure strategies, we’ve got your back every step of the way.

Don’t forget to visit GoGaddisRadio.com to submit questions, nominate your neighborhood for our weekly spotlight, and subscribe to the podcast so you never miss an episode.

At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert—so buying and selling can be done with total confidence and without the worry typical with life’s biggest investments.

On this follow-up segment of Go Gaddis Real Estate Radio, Cleve Gaddis continues his enlightening conversation with Expert Advisor Michael Crew, CEO of Homeowner Management Services, Inc., diving even deeper into the world of HOA reserves and how they impact today’s homebuyers and sellers.

With HOA-related costs becoming more of a concern for buyers, many are asking: “How do I know I won’t get hit with a surprise special assessment after I move in?” In this episode, Cleve and Michael explore how a properly managed reserve fund—and a recent industry shift—can offer a true safety net for buyers.

They discuss:

Why today’s buyers are demanding transparency about HOA reserves before making an offer.

The growing popularity of reserve studies and how they’re becoming a key factor in real estate negotiations.

What questions smart buyers should ask about an HOA’s financial health—and how sellers can proactively prepare.

The reality behind “surprise” costs in communities and how to avoid them altogether.

Cleve also briefly touches on the 2025 Georgia State Legislative session—where, surprisingly, no major laws or changes affecting HOAs were passed. But don’t get too comfortable; there’s always the possibility of new proposals next year.

Whether you’re buying into an HOA community, serving on your neighborhood board, or simply want to avoid being blindsided by future repair bills, this segment provides insight, strategy, and clarity.

To ask a question, share your thoughts, or suggest a neighborhood for our next spotlight, visit GoGaddisRadio.com. You can also subscribe to the podcast to never miss a conversation that could impact your next move. And while you’re there, check out our exclusive “You Get All the Upside” program—offering buyers and sellers every available option in today’s real estate market.

At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert—so you can buy or sell with confidence and avoid the common (and costly) pitfalls that catch so many off guard after closing.

In this episode of Go Gaddis Real Estate Radio, we shine our Neighborhood Spotlight on Amberleigh in Gainesville, a charming and established swim/tennis community perfect for buyers seeking both convenience and community feel. If you're curious about current listings in the area, don’t forget to check out SureMLS.com for the latest homes on the market.

But that’s not all—we’re also answering two key listener questions that could impact your next move, whether you're buying or selling.

First up: Exterior Siding Options.

Listener Timothy from Doraville asked about an unusual siding material made from rice husks—yes, it's real—and how it compares to more familiar options like LP SmartSide and James Hardie (HardiePlank). Cleve breaks down what you need to know about each option, from durability to appearance to resale value. If you’ve ever looked at a home and asked, “What am I even looking at?”—this discussion is for you.

Next: Affordable Improvements for Sellers.

Sylvia and Bruce from Duluth want to sell their home but don’t have the budget for a full renovation. Cleve shares a practical list of low-cost, high-impact updates that help make a strong impression on buyers—without breaking the bank. Think fresh mulch, paint touch-ups, new lighting, and small bathroom/kitchen improvements that pay off big. If you’re preparing your home for market and want to maximize your return, you’ll want to take notes.

As always, Cleve reminds listeners of the You Get All the Upside program—designed to give sellers and buyers every available option in today’s shifting market, including pre-sale improvements, convenience offers, and listing strategies that reduce stress and boost results.

To ask your own question, nominate a neighborhood for our next spotlight, or catch up on past episodes, visit GoGaddisRadio.com. Subscribe to the podcast wherever you listen so you never miss a topic that could save you money, reduce stress, or help you make a smarter real estate move.

At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert—so you can buy or sell with confidence and avoid learning something at or after closing that you should have known before.

On this segment of Go Gaddis Real Estate Radio, we’re joined by expert advisor Michael Crew, CEO of Homeowner Management Services, Inc., to shed light on a topic that impacts every homeowner in a community association—HOA reserves. Whether you live in a condo, townhome, or single-family community with an HOA, understanding how reserve funds work is crucial for protecting your investment and planning for the future.

Cleve Gaddis asks Michael a series of practical questions inspired by real-life curiosity from Anne Daniels’ sister, who wanted to better understand how HOA reserves are managed. Together, they dive into questions like:

How are HOA reserve funds determined, and what exactly is a reserve study?

Why are reserve studies important—and what happens if one hasn’t been completed?

What are the key components included in a thorough reserve study?

How is the amount of funding calculated, and what are reserve funds typically used for?

Is it possible for an HOA to have too much in reserves—or worse, not enough?

From neighborhood roads and pools to roofs and fencing, reserve funds ensure that your community is financially prepared to maintain and replace critical assets. But when reserve planning is ignored, the result can be expensive special assessments or deferred maintenance that tanks property values.

If you’ve ever questioned the health of your HOA’s finances, or you’re a buyer evaluating a new neighborhood, this conversation is a must-listen. Understanding HOA reserves helps you ask the right questions and make smart, informed decisions.

To keep the conversation going, visit GoGaddisRadio.com. We invite you to submit your questions, suggest a neighborhood for a future spotlight, or subscribe to the podcast. And don’t forget to explore our “You Get All the Upside” program—designed to help homeowners make confident, well-informed choices whether buying, selling, or staying put.

At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert so you can buy or sell with total confidence and avoid the surprises that catch too many people off guard after closing.

In this episode of Go Gaddis Real Estate Radio, we’re delivering key updates and insights that every Atlanta homeowner, buyer, or real estate professional should know. First, we break down the Metro Atlanta real estate market performance for the month of June. Whether you're planning to list your home, make a purchase, or just keeping an eye on trends, we’ll cover what changed, what stayed steady, and what to watch for as we head deeper into the summer housing season.

Then, in our “Something You Should Know About Atlanta” segment, we take a look back at the remarkable story of Delta Airlines. Headquartered right here in Atlanta, Delta has become one of the most recognized names in global air travel—but it wasn’t always the powerhouse it is today. We’ll explore how this iconic company started, the role it has played in shaping the city’s economy, and what it continues to mean for Atlanta’s growth and reputation on the world stage.

In our final segment, we turn our attention to a legal development making waves in the real estate world. A recent ruling has reignited lawsuits from landlords against tenants over missed rent during the pandemic. We'll talk about what this means for landlords and renters alike, what rights each side has under Georgia law, and how this could affect investor behavior in Metro Atlanta’s rental market moving forward. If you own rental property or are thinking about investing, this is a must-listen.

Visit GoGaddisRadio.com to submit your questions, suggest a neighborhood for a future spotlight, or just let us know what you think. You can also subscribe to the podcast and stay connected with the latest real estate insights tailored specifically for Atlanta-area listeners.

And if you're looking to explore your homeownership or selling options, don’t forget about our “You Get All the Upside” program. We help you evaluate multiple strategies—from traditional listings to cash offers and pre-sale renovations—so you can make confident decisions with zero regrets.

At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert, so you can make life’s biggest investment decisions without fear or confusion. Because no one should ever learn something at or after closing they should have known before.

In this episode of Go Gaddis Real Estate Radio, we’re putting the spotlight on one of Suwanee’s most desirable neighborhoods—Rivermoore Park. Known for its beautifully maintained homes, green spaces, and access to top-rated North Gwinnett schools, Rivermoore Park is a standout community in Metro Atlanta. We’ll explore what’s currently happening in the real estate market there, based on insights from SureMLS.com, and why buyers and sellers alike are paying attention.

But we’re not stopping with just market stats—this week, we’re also diving into a surprisingly hot topic that’s been making headlines and stirring up debates: gardening etiquette. Inspired by a pair of articles from Better Homes & Gardens, we’re asking the questions many people have likely wondered but never asked out loud: Is it ever okay to pick flowers from someone else’s yard? And is it ever appropriate to trim a neighbor’s bushes, plants, or trees that might be creeping over your property line?

We’ll unpack the social and legal implications of these situations, explore how small actions can lead to big neighborhood conflicts, and share how something as simple as a disagreement over landscaping can affect property values and community harmony. You might be surprised at how strong the opinions are around these issues—and why it matters for homeowners and potential buyers.

Of course, we also invite you to visit GoGaddisRadio.com to join the conversation. Whether you have a question, a comment, or a neighborhood you’d like us to feature, we want to hear from you. You can also subscribe to the podcast so you never miss a segment.

And if you're preparing to sell your home or just want to explore your options, don’t forget to ask us about our exclusive “You Get All the Upside” program. It’s designed to help homeowners make smart decisions with the least amount of stress, offering multiple paths to success—including cash offers, listing enhancements, and home prep solutions.

At Go Gaddis Real Estate Radio, we’re all about helping you go from real estate novice to expert, so you can buy or sell your home with confidence and without the anxiety that often accompanies major financial decisions. Because you should never learn something at or after closing that you should’ve known before.

If you sold your home in Gwinnett County and were shocked to find a property tax bill in your mailbox this year, you’re not alone. On this episode of Go Gaddis Real Estate Radio, we’re diving into the confusion surrounding the new Gwinnett County tax notices and why sellers like Wendy and John are still receiving bills—months after the sale.

🏡 I’m Cleve Gaddis, host of Go Gaddis Real Estate Radio, where we help you go from real estate novice to expert so home buying and selling can be done with total confidence—and without all the unnecessary stress.

🔎 What we’re covering in this segment:

A recent article from 11Alive News explaining what changed in the 2025 Gwinnett County tax billing process and how to appeal errors

Why Georgia’s property tax system delays changing ownership records until January 1 of the following year

Who’s actually responsible for the property tax bill after a home sale

What to do if you receive a bill for a home you no longer own

How property tax prorations at closing typically cover your portion—but can still leave sellers confused

Our advice for appealing incorrect assessments and avoiding future surprises

📣 Listener Question Spotlight:

Wendy and John from Dawsonville wrote in:

“We sold our home, but still got the tax bill! Why does the tax bill in GA not change to the new owner’s name until January of the next year? Are we still responsible for it?”

I’ll explain how Georgia law works, what your closing attorney should’ve provided, and how to check if your taxes were already paid during the transaction.

📍 Whether you live in Gwinnett County or elsewhere in Metro Atlanta, if your property taxes seem confusing, you’re not alone—and we’re here to help.

💻 Visit GoGaddisRadio.com to:

Ask your own question

Request your neighborhood be featured in an upcoming spotlight

Subscribe to the podcast on your favorite platform

Learn more about our “You Get All the Upside” Program, where we give sellers every possible option to succeed

🎙️ Go Gaddis Real Estate Radio is brought to you by Modern Traditions Realty Group, and we don’t want you learning anything at or after closing that you should’ve known before.

Segment Teaser – This week on Go Gaddis Real Estate Radio, we’re bringing you the latest Metro Atlanta real estate update, spotlighting an exciting new driverless transit innovation, and tackling an important listener question: Are HELOCs a hidden fraud risk?

📊 Metro Atlanta Real Estate Market Update – Last 7 Days

Get the facts on what’s really happening in the Metro Atlanta real estate market. Cleve breaks down the past week’s:

New listings

Pending sales

Closings

Average home prices

Whether you’re buying, selling, or just watching the market, this is your one-stop source for real estate clarity.

🚗 Here’s Something You Should Know About Atlanta – All Aboard the Robo-Ride

Driverless cars are no longer just sci-fi—Atlanta’s Robo-Ride Transit System is here! Learn how these autonomous shuttles are being tested in real-time and what it could mean for commuters and real estate values in the years to come.

💸 Listener Question: Are HELOCs a Fraud Risk?

Jeremiah from Monroe asks:

“We are applying for a HELOC and were told by family that there are fraud risks. Is that true?”

Unfortunately, yes, HELOCs (Home Equity Lines of Credit) can be targets for fraud. Cleve explains:

What a HELOC is and how it works

Why HELOC-related fraud is increasing—especially through title theft and fake identities

Red flags to watch for when securing your HELOC

Simple ways to protect your home equity from scammers

From credit freezes to title monitoring, Cleve offers practical tips to keep your most valuable asset safe.

🎯 You Get All the Upside

At Modern Traditions Realty Group, we help homeowners understand all their options—including how to tap into home equity safely. Whether you’re interested in buying, selling, or using your equity to improve or invest, we’ve got strategies that give you the maximum advantage with minimum risk. Ask about our Upside Program or visit GoGaddisRadio.com to learn more.

🎧 Let’s Talk

Have a question or an experience you want to share? Head over to GoGaddisRadio.com where you can:

Submit questions

Request a topic

Nominate your neighborhood

Subscribe to the podcast

🎙 I’m Cleve Gaddis, REALTOR® and host of Go Gaddis Real Estate Radio, helping Atlanta residents go from real estate novice to expert so you can make life’s biggest investments with total confidence and none of the regret.

👀 Don’t miss this week’s insights—you’ll walk away informed, protected,

Segment Teaser – Is Zillow positioning itself to become the next MLS? In today’s segment of Go Gaddis Real Estate Radio, we explore one of the most controversial changes in real estate—Zillow’s New Listing Standard Policy. Could this disrupt how homes are listed and sold nationwide?

🎙️ I’m Cleve Gaddis, your host and local real estate expert, helping Atlanta buyers, sellers, and homeowners move from real estate novice to expert—so you can make confident decisions without the stress that often comes with life’s biggest investments.

💡 Here’s what we’ll discuss in this episode:

What Zillow’s New Listing Standard Policy actually means and why it’s making headlines

The historical role of the MLS (Multiple Listing Service) as the foundation of American real estate

Whether Zillow’s dominance—269+ million monthly visitors and over 1.16 million listings—means it could replace the MLS

Pros and cons for agents, buyers, and sellers if Zillow becomes the primary real estate marketplace

The potential for a real estate monopoly and how that might affect competition, commission structures, and transparency

Why equal access and local data control still matter in an industry shifting toward national platforms

What industry insiders are saying—and why some are pushing back hard against Zillow’s growing influence

🏡 From the article by Houzeo:

Zillow is already the most-used real estate website in the U.S. With 70% of buyers starting their home search on the platform, is it just a matter of time before Zillow takes over what the MLS has done for decades?

⚖️ Could this shift make buying and selling simpler and more affordable—or are we headed into the dangerous territory of a real estate monopoly?

🔗 Let’s talk about it! Head to GoGaddisRadio.com to:

Ask a question

Submit a comment or pushback

Share your ideas or request your neighborhood be featured in an upcoming spotlight

Subscribe to our podcast and catch every new episode

💡 And don’t forget to ask about our “You Get All the Upside” program—where sellers gain access to every option, from cash offers to listing enhancements, rehab & refresh support, and more.

🛑 Go Gaddis Real Estate Radio is here to ensure you never learn something after closing that you should’ve known before.