Cyber crime is on the rise. How can you keep your money safe? James Lyne, global head of security research at the security firm Sophos, explains how to protect yourself and your money against the malicious codes that hackers create every day. Discover:

• Why individual investors are targeted more often than banks and large companies
• The most common tactics that cyber criminals use
• What could happen if a scammer steals your email login and password

What should you do at the end of the fiscal year? There are a few financial steps you should take at the end of 2016. Doug Goldstein, CFP®, explains what tax-loss harvesting is and why it's often done before the New Year. How should you get your financial plan ready for January? What specific items do you need to review? Follow James Lyne on Twitter @jameslyne and watch his TED talk here.

It is possible to achieve financial freedom after a string of failures. Nearly every successful entrepreneur and investor has a "failure story" to tell. John Lee Dumas, host of the Entrepreneur on Fire podcast, explains the difference between using failure to make a comeback and giving into despair. Learn how to persevere and use your failures to build success. Listen to get guidance on how to handle business partnerships and your marriage when money problems strike. How to handle your money when you move abroad What happens to your investments when you move overseas? How do you access your funds? Doug Goldstein, CFP®, discusses the importance of using a brokerage company that is comfortable with overseas clients. It is vital to stay on top of your finances even from a distance. For more information on managing your money from abroad, download the Profile Toolkit at: www.Profile-Financial.com/toolkit Follow John Lee Dumas on https://thefreedomjournal.com/ and on Twitter @johnleedumas

Is being frugal the best way to ensure financial stability? Steve and Annette Economides, authors of America's Cheapest Family Gets You Right on the Money, show how frugality can be fun, and why avoiding debt is the best tactic for financial stability. Discover how the Economides family became known as "America's Cheapest Family." How to create a solid financial foundation for your family Building a financially secure home is a family matter. Show host Doug Goldstein, CFP ® and his wife, BatSheva, discuss how they manage their family finances. Get a glimpse into how they make financial decisions and how they teach their children to manage their spending and saving. Follow Steve and Annette Economides at http://www.moneysmartfamily.com and @SteveEconomides.

Economist Arthur Laffer, creator of the "Laffer Curve" and author of Return to Prosperity: How America Can Regain Its Economic Superpower Status, explains why high taxes don't necessarily produce more income for the government. Find out why the next U.S. government should consult with the Laffer Curve in order to create prosperity and growth. How should you invest to increase income? Governments can increase income through taxation, but individual investors need to think about others ways to generate wealth. Douglas Goldstein, CFP®, discusses how to invest when markets hit rock bottom and describes investing strategies in order to achieve long-term goals. Don't forget to sign up here for the upcoming free webinar on how the U.S. elections may affect your retirement savings. Send your questions to Arthur Laffer at: [email protected]

Teaching teens to be financially responsible is one of the most important jobs a parent can do. How can you present budgeting, saving, and other financial concepts in a way that teenagers can relate to? Tamsen Butler, author of The Complete Guide to Personal Finance for Teenagers, explains why it's important to talk to your children about money from an early age and how giving teens an allowance helps them learn basic financial concepts. Should a volatile market worry investors? Should a volatile market be cause for concern? On today's financial podcast, Doug Goldstein, CFP®, talks about the importance of accepting the ups and downs of the market if you are a long-term investor. Follow Tamsen Butler at http://www.tamsenbutler.com/ and on Twitter @TamsenButler.

Behavioral finance, or the psychology of investing, explains how and why people make money decisions. John R. Nofsinger, professor of finance at the University of Alaska and author of The Psychology of Investing, describes the biases that can cause investment failure and gives tips on how to avoid making investment mistakes. Why does emotion play a role in financial decision making, and why is it so important to keep track of the bigger picture?www.profile-financial.com/webinar. Follow John Nofsinger at: http://www.financeesp.biz

Modern Portfolio Theory is important strategy that many financial advisors use to minimize risk and maximize returns for their clients. Today's guest on The Goldstein on Gelt show is Dr. Harry Markowitz, winner of the 1990 Nobel Prize for Economics, who invented Modern Portfolio Theory. Find out what Modern Portfolio Theory is and why it is has become the cornerstone of financial planning. Dr. Markowitz advises how to navigate today's turbulent markets. How does Modern Portfolio Theory compare as an investment strategy to asset allocation? Find out what the differences are between strategic asset allocation and tactical asset allocation, and which may be best for you. For more information about asset allocation, listen to this episode of another of Doug Goldstein's financial podcasts, Rich As A King. Follow Dr. Markowitz and his work on http://hmarkowitz.com

What should you think about when making an investment decision?

David Stein, host of the Money for the Rest of Us financial podcast, explains what you need to consider when making decisions about your money. Learn how to measure an investment's performance, and find out how you should react to a volatile market.

What makes stock values rise and fall, and how should these influence your investment decisions? Doug Goldstein, CFP® explains the influences behind the stock market, and how to respond to them.

Follow David Stein at http://moneyfortherestofus.net and on Twitter: @jdstein

Kiplinger's columnist Jane Bennett Clark explains why your retirement plan should include doing a "test retirement" to see whether your retirement goals are feasible. Make sure to include practical issues, such as where you will live, what you will do, and what your sources of income will be, in planning for retirement. Should you invest in the stock market when you retire? Doug Goldstein CFP® explains the nature of investing in the stock market and why trying to double your money at a casino is riskier than investing in stocks. Also, don't forget to sign up for Doug's upcoming webinar on the effect of the U.S. elections on retirement planning. Follow Jane Bennett Clark at http://www.kiplinger.com and on Twitter @JaneBClark

Coach Todd Tresidder shares how he retired at the age of 35. He discusses effective retirement investing strategies and compares owning a piece of real estate to investing in REITs. Although past performance is not a guarantee for future returns, there are useful financial lessons that you can learn from looking at how people have handled certain market situations in the past. Doug Goldstein, CFP® talks about the most common investing mistakes, and how to avoid them. Follow Todd Tresidder at http://financialmentor.com and on Twitter @Financialmentor.