True story: A writer in his late 50's, who hadn't worked in a long, long time, but

who at one point was well-paid and in-demand, found himself facing what

we'll call Typical Hollywood Career Ending Number 3: private school and

college tuitions paid, barely; 401k plan ransacked; home equity tapped;

savings dwindling; cars, one; supermarket, Ralph's; area code 661...