What's the difference, debt is debt right?  Maybe not so.  This week, Victor Lagos from Lagos Financial, a registered mortgage broker and holder of an Australian Credit License joins us to discuss what is good debt and what is bad debt.  Are we stealing from ouselves or are we saving for ourselves.  Great notions to ponder when you are looking at that purchase and deciding whether to wait and save, or buy now pay later?  Is borrowing against your future always the best option.  And what does it take to step up and move into your first home or apartment.