#gotmoney?

This week Elizabeth interviews Ron about retirement and how it can be the start of a new life.  They define what retirement means; why its important to start planning now – as Ron says ‘you can’t plan for the future in the future’; what you need to consider and the risks to be assessed when working out how much money you will need to maintain your lifestyle.  They also discuss how planning for your retirement does not have to mean giving up work but can include transitioning to another career; going part time; working from home and using new technologies to continue earning money and doing what you are passionate about.

This week’s guest Nicholas Giasoumi, Insolvency Practitioner and Director, Dye & Co Pty Ltd helps Elizabeth and Ron demystify bankruptcy and liquidation – and it turns out its not as scary as it sounds. They trio define what bankruptcy and liquidation mean; discuss the roles and responsibilities of individuals, companies, company directors, bankruptcy trustees, the ATO and creditors; how long a bankruptcy lasts; why its a good idea to get reliable professional advice and examples of what can go wrong if you don’t.

Elizabeth and Ron’s guest this week is Dale Gillham, Professional Trader, Chief Investment Analyst at Wealth Within and author of How to Beat the Managed Funds by 20% (Dale Gillham, 2nd Edition, 2013).  The discussion includes taking an active or passive approach to the share market; the predictability of the market; understanding repeatable patterns; how to keep it simple when the industry and media make it sound so complex; how the 80:20 rule applies to stock market investment and the importance of learning how not to drown, before you plunge in.

It’s that taxing time of year again so this week Ron and Elizabeth welcome back #GotMoney regular Joe Seccull, CPA and Business Adviser from Perta Thompson Partners, to talk about preparing your income tax return.  Starting with the basics they discuss a range of topics including what constitutes income tax; why you need to pay it; where it gets complicated; the difference between tax deductions and tax off-sets and why its a good idea to get professional advice.

This week Elizabeth and Robbie talk to Rochelle Gregory, fashion designer and entrepreneur whose fashion label Rocky Rafaela ‘does leather differently’ and since its inception 2 years ago has become a global brand.  Rochelle talks about her journey from troubled teenager to successful 28 yr old business woman; the importance of knowing what you want to achieve; how mentors can help you get there and how to use Instagram, Whats-app and gifting to Bloggers to get your business into the market place and keep it there.

 

#GotMoney regular Dianna Jacobsen, Business Consultant and Lifestyle Planner from Shine at Business is back this week to talk with Ron and Elizabeth about The Wealthy You. They discuss how developing a holistic image of how you want your life to be is a good starting point for accumulating wealth; why its important to focus on what you already have not what you lack; how financial planning aids can tell how you’re travelling but it requires imagination to envisage your destination and, once you know where you’re going, the power of incremental 5 degree shifts to help you get there.

This week Gillian and Ron welcome back Joe Seccull, CPA and Business Adviser from Perta Thompson Partners to talk about superannuation and the changes to be introduced from July 1st. They discuss ways to maximise your super; how to engage with the opportunities available and while the changes being introduced may have a marginal effect on tax outcomes  superannuation will still remain a fantastic tax environment for creating future wealth

Special Radiothon guest this week is Michelle Sheppard, Radio Personality, Workplace Diversity Consultant and Entrepreneur.  Michelle talks to Gillian and Robbie about growing up in the American Midwest; coming to Australia; coming out in a corporate environment; Caitlyn Jenner; being a transgender parent and establishing her business LGBTI – Jobs to start a different conversation about equality in the workplace.

This week Elizabeth is joined by regular guests Cate Bakos (Buyers Advocate and Property Investment Advisor, Cate Bakos Property); Jesse Manunzio (Conveyancer, R.B. Flinders, Private Wealth Lawyers) and Robbie Antonio (Mortgage Broker, Rainbow by Finance House). They discuss from their professional perspectives the latest developments in the property market – including recent legislative and policy changes – and the potential impact of these changes on home buyers, investors, regional markets, property valuations and rents.

Robby Antonio, Senior Finance Consultant at Rainbow by Finance House, returns this week to talk with Ron and Elizabeth about all aspects of insurance and income protection. In a broad ranging discussion they define insurance; look at different types and structures; consider why we don`t like talking about insurance but why we must; identify problems with under insurance and come to the conclusion that while taking out insurance is like buying an umbrella while the sun is shining – it’s still the wisest option – once you’re caught in the rain it’s too late.