#gotmoney?

Melanie Heffernan, Principal, South East  Lawyers is an expert in Business and Commercial Law. She talks Elizabeth through the legislative changes resulting from Covid 19 in the areas of commercial leasing arrangements, solvency laws and statutory demands and how these impact on small businesses. Melanie also provides an insight into an increase in her services for discrete divorce queries via video calls and drive by will signings in the car park outside her office.

Regular guest Jeanette Large, CEO, Women’s Property Initiatives (WPI) talks with Elizabeth about how Covid19 is impacting on women already facing difficulties in finding affordable permanent homes. WPI houses women from 18-80 who through no fault of their own find themselves without the financial resources to own a home or pay their own rent. WPI is also a social enterprise that manages rental properties for others, with 100% of all profits going to provide more housing for women in need.

Nicki Hutley, Partner Deloitte Access Economics returns to #Got Money for an update on the economics of Covid19. Since Nicki was on the program a month ago the stark economic impact of the virus has become clearer. She talks with Elizabeth about which industries will be the hardest hit, how long it might take to return to a new normal and what positive lessons can be learnt from this unprecedented experience.

#Got Money regular Georgia Ellis Founder, Blue Chip Minds provides powerful leadership, mindset and peak performance programs. She talks to Elizabeth about how she has pivoted her business to develop and provide new on-line products. These create a new group experience to develop future potential by focusing on the positives of the Covid19 restrictions and how to maintain the good practices you’ve developed in isolation when you return to your regular workplace.

 

Elizabeth’s guest this week is Julia Newbould, Editor at Large of Money Magazine and co-author of The Joy of Money, The Australian Women’s Guide to Financial Independence. She and Elizabeth discuss where we’re at with Covid19, what’s happening now and what might be down the track. As well as the genesis for The Joy of Money and how it’s advice to women is more relevant than ever in the Coranavirus era.

 

Job Keepers is a great government initiative to support businesses to keep going and workers to get paid while we ride out Covid19. But how do small businesses and sole traders work out their eligibility and how to claim? Elizabeth called on Amanda Klye, Tax Accountant, Co-Owner, May Klye and Associates and Got Money’s plain talking accountancy expert to unpack the guidelines and walk us through the eligibility and application processes step by step. This is a great listen for sole traders whose business is impacted by the virus but are unsure if or how they should claim.

Elizabeth and Cate Bakos, Independent Property Buyers Advocate are closely monitoring the impact of Covid 19 on the local property market. This week they discuss the latest restrictions on open inspections, their views on the medium to long term impact of the virus, the likelihood of bargains (spoiler alert: not many) and future opportunities beginning to appear on the horizon.

Elizabeth talks to Brendan Condon, environmental activist turned entrepreneur about his Live at the Cape housing estate at Cape Paterson which aims to bring energy resilient housing into the mainstream. Stage 2 of Live at the Cape is already providing housing to an eclectic mix of local residents, retirees, e-changers and urban work at home professionals within a living environment designed to encourage physical activity, incidental social contact and community engagement. Residents pay minimal or no energy bills as each home is designed as a ‘mini-power’ plant responsive to climate and temperature changes. With the support of ethical investors Live at the Cape guidelines and house designs are open sourced to support the spread of affordable, eco-resilient housing estates asap.

The announcement that no residential tenant financially affected by Covid 19 could be evicted for 6 months has created some misunderstandings for tenants, agents and owners. In search of clarity  Elizabeth contacted Hayley Mitchell Director, Geelong Property Management, whose favourite topic is rental legislation, to find out how this was working in Victoria. They discuss the issue from all perspectives and highlight the importance of clear communication to get the best possible outcomes for all concerned.

 

Elizabeth went hunting for financial information relevant to the Covid 19 era and unexpectedly found Moneysmart a subsidiary of the of Australian Securities & Investments Commission (ASIC) and Senior Executive Leader, Financial Capability Laura Higgins. She discusses with Elizabeth what moneysmart.gov.au provides to enable consumers and investors to make informed financial decisions, how it provides the most up to date and relevant information and shares her positive take on what we can learn from the financial difficulties we are working through right now.