Government shutdown is here; will it freeze your real estate closing and delay your home deal? Find out what this means for mortgages, FHA loans, VA loans, and flood insurance.

When uncertainty hits, buyers, sellers, and realtors need clarity. In this conversation, Jose Luiz Morales and Silverio Garcia from Silver Mortgage Group break down how teh USA government shutdown directly impacts the real estate market and what lenders are doing to keep files moving.

What you'll learn:
- How a real estate closing could be delayed and what timelines matter most
- Why IRS tax transcript requests may stall and what lenders can accept instead
- What happens to fha loan and VA loan approvals when systems are limited
- How the national flood insurance program affects buyers in flood zones and why flood insurance policies are critical right now
- Common closing delays real estate agents and clients should watch for
- The real risks of mortgages in government shutdown and what still moves today

This isn’t speculation, it’s the exact playbook lenders used in 2018 and are prepared to use again. Whether you’re an agent managing client expectations or a buyer in escrow, this video gives you the knowledge to protect your deal when headlines are chaotic.