South Africans come from numerous race groups, language groups, religions and cultural backgrounds. That makes life complicated, but it also enriches our social and professional world – provided we embrace it and work with it.

If you want to build wealth, you have to save part of your salary every month. Once you start, compound interest will bring astonishing results. Let your money make money! We also talk about a sensitive subject: family responsibilities.

A simple, practical recipe for deciding on a budget and making it work for you; with advice on how to make credit a tool, not a trap.

Managing money means making choices. That means being clear about what you need and want now, and what you need and what for your future. We help you clarify your goals and figuring out what that means for this salary payment.

Time is like money: a limited resource, which often seems in very short supply. You have to budget your time, just as you do with your money. To do that, you have to decide what is important and what is urgent, what should be done immediately, what can wait, and what need never be done at all.

Most jobs need you to communicate. The way you do that, will form a big part of the impression you make. Learn to do it clearly and professionally – and we’ll have some laughs along the way!

Stepping into the work space for the first time can be daunting. We get feedback from recent graduates, and talk about what it means to be professional: for you as a person, you doing your work, and you as member of a team.

Unless you’ve studied law, your employment contract may look confusing and overwhelming. Don’t take the easy way out and just sign. Let’s look at the main points to check.

If you’re invited for an interview, it probably means that you meet the basic requirements for the job. Now you must convince your prospective employer that you are the one they want. We talk about preparation, nerves and performance.

Every CV you send should be accompanied by a cover letter. This is your chance to catch the recruiter’s eye from among the dozens of other applications on her desk. Give it your all.