Everybody is talking about interest rates right now. Trump, Jerome Powell, the Federal Reserve, rate cuts, and whether mortgage rates are about to come down. The headlines are loud, the opinions are everywhere, and for a lot of people, it is creating confusion and paralysis.

In this episode of Grow Your Money, we cut through the noise.

I break down what is really happening with interest rates, what political pressure can and cannot do, and how rate conversations actually impact homebuyers, not Wall Street talking points. More importantly, we talk about what you should be doing right now if homeownership is part of your future, instead of waiting on perfect timing that may never come.

This conversation is not about fear or hype. It is about preparation, positioning, and making smart moves regardless of what the market does next.

In this episode, we cover:

• What Trump and Powell have to do with interest rates, and what they do not

• How interest rate changes actually affect mortgage rates

• Why waiting on rates can cost you opportunity

• What it really means to be positioned to buy

• The role credit plays in taking advantage of lower rates

• How to prepare for homeownership even in an uncertain market

If you are thinking about buying a home now or in the future, this conversation is for you.

We also talk about practical next steps, including virtual credit parties and upcoming cohorts for women who want to stop guessing and start preparing intentionally for homeownership and long term wealth.

Remember, homeownership is not about timing the market. It is about timing your readiness.

Like, comment, and subscribe for more real conversations about money, credit, real estate, and building wealth with clarity and confidence.

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

Know Your Money, Grow Your Money: 4 Wealth Strategies During Economic Uncertainty

In this powerful talk from the Economic Elevation Summit, Constance Carter breaks down 4 proven ways to grow your money—even in the middle of inflation, layoffs, and rising prices.

You’ll learn:

 • Why real estate investing is still the most solid wealth builder

 • How to use stocks and compound interest to work smarter, not harder

 • What infinite banking is and how it can create tax-free generational wealth

 • Why the best investment you’ll ever make is in yourself

Constance also shares the reality of Black wealth projections—how the median Black net worth is projected to hit $0 by 2053—but why she believes we can change the narrative through technology, unity, and collective economics.

If you’re serious about breaking generational cycles and building legacy wealth, this is the video you can’t afford to miss.

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Join the Grow Your Money Club (GYM):growyourmoney.club 

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Visit: www.constancecarter.com

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Most people think brushing and flossing is about having a nice smile. But research shows something far more serious. Poor oral health has been linked to heart disease, heart attacks, stroke, and even premature death.

Yes, you heard that right.

The bacteria that live in unhealthy gums can enter the bloodstream, travel through the body, and trigger inflammation in the heart and blood vessels. That means something as simple as not brushing your teeth consistently could quietly increase your risk of serious heart problems.

So tonight we are asking a bold question:

Could skipping your toothbrush actually cost you your life?

I’m joined by Dr. Shirley Jones, holistic practitioner and health educator, to break down the science behind oral health, heart disease, inflammation, and what we should really be doing to protect our bodies.

We are also going to talk about:

• The connection between gum disease and heart attacks

• Why inflammation in the mouth affects the entire body

• Signs your oral health may already be impacting your heart

• Natural and medical strategies to protect both your teeth and your cardiovascular system

• Why prevention is the real wealth strategy

Because at the end of the day, you can build all the wealth in the world. But if you don’t have your health, you cannot enjoy any of it.

Tonight we are talking about why not brushing your teeth could literally kill you.

And more importantly, what you can do starting today to protect yourself.

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

Working 30 years at one job? That era is DONE.

In today’s economy, loyalty doesn’t equal security. Gen Z and Millennials are leaving jobs every 2–3 years, and even Gen X isn’t sticking around long. Automation, layoffs, and corporate downsizing are rewriting the rules—and the 30-year retirement plan your parents had? It’s not coming back.

In this episode, I’m breaking down:

 • Why job tenure is shrinking fast across all generations

 • How AI and economic shifts are disrupting “safe” careers

 • And why NOW is the time to start betting on YOURSELF

If you’ve been sitting on a business idea, a brand, a product, or a story—it’s time to move.

Join me inside the Bring Your Idea to Life training, where I walk you through how to monetize your brilliance, build your blueprint, and take ownership of your future.

Your job may be temporary. But your vision? That’s legacy.

 • job tenure by generation

 • why jobs are disappearing

 • future of work 2025

 • Black wealth building strategies

 • how to start a business from scratch

 • Bring Your Idea to Life Constance Carter

 • Grow Your Money Club

 • 30-year job myth

 • retire from your business not your job

 • entrepreneurship for Black women

 • job security is dead

 • how to build a legacy

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

Net7Collective Discovery Call *REPLAY*

For those of you interested in the Net7 Collective and didn't get a chance to join our discovery call, join me and a few of the ladies from all 4 cohorts as we share our journeys in Net7Collective. If you are interested, or you know a woman who may be interested and want further information, book a call with me, Constance Carter at https://bookwithconstance.com

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

The Blueprint to a Seven-Figure Net Worth | Grow Your Money Podcast

Everyone talks about making seven figures, but far fewer people talk about building a seven-figure net worth.

In today’s episode of the Grow Your Money Podcast, Constance Carter breaks down the real blueprint for building wealth and the pillars that help everyday people move from earning income to owning assets.

If you want to grow your net worth, you need more than motivation. You need strategy, leverage, and the right financial ecosystem.

In this episode, Constance walks through the key pillars of wealth building, including:

• Why credit is the foundation of leverage and financial opportunity

• How real estate has created more millionaires than almost any other asset

• Why investing is essential for long term wealth growth

• The importance of multiple revenue streams

• How to protect your wealth through asset protection and proper structures

• Why monetizing your knowledge, experience, and genius can create powerful income streams

• How the right community accelerates your financial growth

Constance also shares how her programs, including wealth strategy coaching, the Grow Your Money Club, and the Net 7 Collective, are designed to help individuals take action and build real wealth.

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Join the Live Masterclass

If you’re ready to take the next step in your wealth journey, join Constance for a special live training:

The Next Chapter Wealth Blueprint for Black Women

In this masterclass you will learn how to align your next chapter of life with a strategic path toward a seven-figure net worth.

📅 March 12

⏰ 7PM EST

📍 Live on Zoom

Reserve your spot now.

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Connect with Constance Carter

Wealth Educator | Real Estate Investor | Author | Entrepreneur

Subscribe to the channel for more content on:

Financial literacy

Credit strategy

Real estate investing

Wealth building

Entrepreneurship

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

They Can Steal Your House | Deed Theft Is on the Rise

Deed theft is one of the fastest-growing forms of real estate fraud in America, and most homeowners do not realize they are at risk until it is too late.

In this video, I break down how deed theft actually works, who is being targeted, and the warning signs most people miss. I also share my personal story and explain how I nearly became a victim myself, despite having years of experience in real estate.

This is not fear-based content. This is about protection, preparation, and preserving the wealth you have worked hard to build.

If you own property, inherited property, or plan to pass property to your children, this conversation is critical.

In this video, you will learn:

What deed theft is and how it happens

How scammers steal homes without breaking in

Who is most at risk for deed fraud

The warning signs of deed theft

How to protect your property and your legacy

What to do immediately if you suspect fraud

This video is also connected to my upcoming book, Taken Without Notice, where I go deeper into real stories, real cases, and the systems that allow property theft to happen right under people’s noses.

Your wealth is not just about acquiring assets. It is about protecting them.

Subscribe for more conversations about wealth, real estate, credit, and legacy protection.

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

Too many families are forced to grieve and fundraise at the same time. That should never be the plan.

Today’s conversation is real, personal, and necessary. After seeing a family burdened with unexpected costs due to the loss of a loved one with no life insurance, we’re breaking down the truth. GoFundMe is not a financial strategy, it’s a last resort.

In this session, we’re talking about why life insurance is not about you, it’s about the people you love. We’re covering the financial impact of being unprepared, the difference between types of policies, and how to make sure your family is protected, not struggling.

This is about legacy, responsibility, and making sure your name leaves behind wealth, not bills.

It’s my birthday, and as I reflect on life, I’m challenging you to do the same. What are you leaving behind?

Join me as we shift the mindset from reacting to planning, from surviving to building real generational wealth.

Because love should never come with a bill.

Support this podcast at — https://redcircle.com/conversationswithconstance/donations

AI, Corporate Power, and Your Paycheck: What’s Really Happening?

Microsoft and other tech leaders are saying artificial intelligence could dramatically reshape white collar work in the next 18 months. At the same time, major corporations are investing heavily in political influence.

That is not a coincidence. That is strategy.

In today’s episode of the Grow Your Money Podcast, we break down

• What AI is actually replacing and who is most exposed

• Why corporate political donations matter in an AI driven economy

• How policy, automation, and capital intersect

• What this could mean for Black professionals and middle class families

• How to position yourself before disruption accelerates

This is not a fear based conversation. This is a preparation conversation.

If payroll shrinks and productivity rises, who benefits first?

If corporations influence regulation while scaling automation, what happens to workers?

And most importantly, how do you protect and grow your wealth in this environment?

Employment can shift overnight.

Ownership is insulation.

Watch this episode if you are serious about understanding the economic shift happening in real time and positioning yourself on the right side of it.

Drop a comment and tell me:

Are you building assets or relying on a paycheck?

Subscribe for weekly wealth strategy, real estate game, business insights, and economic analysis that helps you stay prepared, not surprised.

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How Big Pharma Is Keeping Us Sick Through Healthcare Monopoly | GYM with Dr. Shirley Jones

America spends more on healthcare than any nation in the world, yet chronic illness continues to rise. In this powerful episode of Grow Your Money Club, Constance Carter sits down with Dr. Shirley Jones to break down how healthcare monopolies and Big Pharma incentives are quietly shaping the way we experience illness, treatment, and healing.

This is not an anti-medicine conversation. It is an educational discussion about systems, profit motives, and why prevention is often ignored in a for-profit healthcare model.

In this episode, we discuss:

• How healthcare monopolies are formed through consolidation

• Why chronic illness is more profitable than wellness

• The role of insurance companies and pharmacy benefit managers

• Why doctors are often limited in what they can recommend

• How symptoms are treated while root causes are ignored

• The disproportionate impact of this system on Black communities

• What real health empowerment and prevention actually look like

We also explore how lifestyle, food quality, stress, trauma, and environment contribute to disease long before medication is prescribed, and why those conversations are rarely prioritized.

This episode is about awareness, education, and advocacy. Your health is not a commodity, and informed patients make better decisions.

Watch, share, and join the conversation.

📌 Subscribe for more conversations on wealth, health, power, and legacy

📌 Join the Grow Your Money Club for deeper education and community

📌 Comment below with your questions and experiences

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