Growth & Grace

The discussion focused on the importance of establishing banking relationships before needing financial assistance, especially for small business owners. Key points included the necessity of understanding business finances, such as cash flow, profit and loss statements, and balance sheets. The conversation highlighted the significance of being "bankable," which involves good credit, entity documentation, and managing financials. They also discussed the role of the SBA and other resources for small businesses. Additionally, the importance of reconciling accounts and understanding market demand was emphasized, along with the challenges of managing seasonal businesses and the impact of external factors like gas prices on business expenses.

In a discussion about personal finance, Ennis Williams, a financial advisor with Ignis Capital Advisors, emphasizes the importance of intentionality in managing money. He highlights that 95% of Americans save only 5% of their income, while a more effective strategy is to save 20-30%. Ennis advises separating savings from everyday spending and suggests that rental properties can be a good investment before buying a personal home. He also discusses the importance of having a clear financial plan and the benefits of using property management companies for rental properties. The conversation touches on the challenges of entrepreneurship and the need for business owners to plan for retirement.

A discussion on leadership qualities with Phyllis James, a lawyer and founder of the Foundation for Women's Leadership and Empowerment. The 19th annual Women's Leadership Conference, scheduled for August 31 and September 1 at the MGM Grand Conference Center, will focus on the theme "Made, Not Born," emphasizing that leadership is a continuous practice and growth mindset. Key speakers include Melissa Proctor, Beth Sanner, and Jesse Israel, who will address topics like crisis management, building high-performance teams, and wellness in leadership. The conference aims to provide valuable insights for leaders across various sectors.

Leaha Crawford and Julian Rosado begin by discussing the impact of LeBron James joining the Philadelphia Sixers and the excitement it generated in the city. They also introduce Azeeza Reed, an accredited financial counselor and owner of Azeeza Reed Consulting, who shares her journey from California University of Pennsylvania to working at Price Waterhouse Coopers. Azeeza emphasizes the importance of financial education, particularly for younger generations, and offers practical advice for managing debt and building wealth. She highlights the need for a balanced approach to financial management, combining technology with personalized human touch. The conversation also touches on the challenges of lifestyle creep and the importance of setting financial goals.

Niketa Everett, founder of All Seasons Cleaning and creator of the Wonderful World of Clean (WWOC) concept, discussed her journey and unique approach to cleaning services. She emphasized the importance of providing peace of mind and respecting customer privacy by not taking before-and-after photos. Niketa detailed her methods, including using steam machines for tough stains, customizing cleaning products for different surfaces, and maintaining color-coded rags to prevent cross-contamination. She also shared tips for home cleaning, such as using vinegar and water for showers and making beds daily. Everett's company relies on word-of-mouth referrals and offers personalized, high-quality cleaning services.

Leaha Crawford and Julian Rosado discuss their experiences with working from home and the transition to a virtual accounting and tax firm. Leaha shares her journey of moving her office, which took six hours with the help of a moving company, and the challenges of maintaining client relationships without a physical office. They talk about their daily routines, productivity methods like the 120-90-60 system, and the importance of setting personal and professional goals. Leaha emphasizes the significance of gratitude and maintaining a positive mindset, while Julian highlights the emotional impact of achievements and setbacks. They also touch on personal habits and preferences, including favorite movies, music, and locations.

Leaha Crawford and fire safety expert David Ricketts discuss summer fire safety, emphasizing the importance of regular maintenance for air conditioning systems and appliances. They highlight that winter and summer are peak times for home fires, especially with kids at home. Common causes include faulty ACs and improperly maintained electrical wiring. Ricketts advises checking ACs and furnaces twice a year and maintaining all appliances. He also warns against charging lithium-ion devices unattended and outside. Additionally, Ricketts recommends using UL-certified products and maintaining sprinkler systems. He offers free fire safety evaluations and designer fire extinguishers and blankets through LV Fires.

In the conversation, hosts Leaha Crawford and Julian Rosado welcome listeners to their radio show "Growth and Grace," which focuses on personal and professional development. They discuss the importance of coaching and mentoring for entrepreneurs, particularly in the Las Vegas Valley, with guest Brenda Bryant, an instructor with UNR Extension. Bryant emphasizes the significance of self-assessment, customer satisfaction, and the role of trusted advisors in business success. She also highlights upcoming events, including a business networking mixer celebrating its 20th anniversary and free Biz 101 classes for small business owners. The hosts and guest engage in a light-hearted lightning round to conclude the show.

Leaha Crawford and Julian Rosado discuss the concept of the "power of pivot" on their show "Growth and Grace." They explore how to adapt to life's changes, such as rising energy costs, higher grocery prices, and the shift to electric vehicles. They share personal experiences, including business challenges and personal setbacks, and emphasize the importance of resilience and flexibility. They also touch on the transition from human customer service to AI, the impact of technology on communication, and the value of embracing change. The hosts encourage listeners to reflect on what they need to release, what changes they are resisting, and the opportunities hidden in challenges.

In this episode of Growth & Grace, Leaha Crawford and Julian Rosado explore the hidden cost of carrying everyone else's burdens while neglecting your own well-being. From entrepreneurship and leadership to parenting and community service, many people spend their lives caring for others while quietly running on empty. This conversation examines why self-care is not selfish, how burnout develops, and what it means to prioritize your health, peace, and sustainability without guilt.