In which we ask Stefanie Brand, the the Director for the New Jersey Division of Rate Counsel, to not only defend her adopted state but also hold it accountable, which - as the state's consumer advocate, she of course does with aplomb. FRR, MOPR, ZECs... they're all here - as is the Taylor Ham/Pork Roll controversy, why everyone dumps on NJ, whether Central Jersey exists, love for New York, Pennsylvania, Jacob DeGrom and Michelle Obama, living as a Mets fan, the Jersey Shore Sound and feeling like an underdog, Eagles vs. Giants, Phillies vs. Mets (and why that's even the question)... all-Jersey all the time on this episode. Check it while you're chilling down the shore.