Morgan Owen, Founder of Penny Finance is an expert in all thing’s Finance (Home, Investment, Business, Commercial, Personal) as well as investment strategy, business consulting, and personal cash flow. She is a young, energetic, driven entrepreneur who challenges the status quo and finds it very hard to take no for an answer. A planner and organizer at heart, a thinker, a solution finder, Morgan uses her empathy as her superpower to connect and inspire those around her and to get results, plan for success and build financial independence.

👉 Episode Link

https://happytimehappymoney.com/episode214

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:10 Morgan's business journey

02:30 Starting again from scratch

05:30 Finding life fulfillment

07:00 Overcoming challenges

08:30 Free gift from Morgan to you!

Caroline is a full-time blogger, mom of 4, wife, and multitasking pro. She built a six-figure blog in less than 3 years while being a full-time mom and wife, and most recently retired her husband before she turned 30 from her work on her business. Her passion is to teach other women how to make money from their passion through blogging and focusing on the right tasks. Everything she does brings the fun and ease back to making money from her clients’ blogs & businesses.

👉 Episode Link

https://happytimehappymoney.com/episode213

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:10 Caroline's business journey

03:20 Tips to starting a blog

05:20 Tops business mistakes to avoid

06:20 Advice to making sales

07:40 Shift you business mindset

09:00 Free gift from Caroline to you!

Tricia is a millennial on a mission. Full time you'll find her working in tech sales at Pinterest. In her spare time she's motivating on the bike at Canadian spin studio SPINCO and online encouraging other young women to take control and build a life they love through with financial abundance, a success mindset, and a resilience attitude.

👉 Episode Link

https://happytimehappymoney.com/episode212

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:05 Tricia's life story

02:00 Personal development journey

04:00 Tips to changing your mindset

05:05 Breakdown your goals

06:40 Business tips to follow

09:00 Connect with Tricia!

Eran is an online entrepreneur who lives off passive income thanks to affiliate marketing, membership, and freelance business. He helps solopreneurs with their tech struggles and is obsessed with helping people.

👉 Episode Link

https://happytimehappymoney.com/episode211

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:00 Eran's career realization

02:30 Building a online business

03:40 Steps to succeeding

04:20 Tips to growing clients

06:00 Business advice

08:00 Free gift from Eran to you!

Jessica Wallace B.A., J.D., M.B.A., PhD Candidate is an expert in personal finance and macroeconomics. She helps people understand the ABCs of finance and how to make money to benefit you long-term.

👉 Episode Link

https://happytimehappymoney.com/episode210

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:00 Financial advising career

02:20 Learn how to budget

04:40 Tips to handing finances

06:00 The power of communication

08:10 Free consultation from Jessica!

Britt Bolnick is a successful biz owner, best-selling author, and magician living a life she loves in Maine.

She is owner and founder of In Arms Coaching, the co-founder of Pittie Posse Rescue, and the creatrix of Sacred Structure and the Bending Time tools.

She mentors soul-led women business owners and multi-passionate entrepreneurs, teaching a fool-proof and predictable way to reach 6 figures while you run your business in 30 hours a week or less. 

👉 Episode Link

https://happytimehappymoney.com/episode209

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:10 Britt's career story

03:30 How to change your lifestyle

05:10 How to understand your value

06:00 Tips to manage your time

08:00 Free gift from Britt to you!

Walli Miller is a financial coach and founder of Financially Thriving Money Coaching. She teaches high-achieving young professionals who feel overwhelmed with their finances. She coaches millennials on how to budget, save, and invest while balancing what they want today.

👉 Episode Link

https://happytimehappymoney.com/episode208

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:10 Walli's career story

02:15 Finding an ideal job

03:05 Discover financial independence

04:40 Tips to start investing

06:30 Investment mistakes to avoid

08:40 Free financial roadmap for you!

Jasmine also known as thebrokeaccountant on social media is an accountant and certified personal finance educator, dedicated to teaching financial literacy in all communities. After noticing a lack of financial literacy from her peers, Jasmine made it her mission to raise the people around her Financial IQ. Jasmine regularly speaks in public on financial literacy, hosting seminars and workshops everywhere from schools to non-profit organizations.

👉 Episode Link

https://happytimehappymoney.com/episode207

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:30 Starting a business in finance

03:50 Steps to get out of debt

05:00 Learn how to budget

06:15 How to start investing small

07:10 Financial mistakes to avoid

09:20 Connect with Jasmine!

She is an Australian Mum of two boys in her 30's who stumbled onto the FIRE Movement in mid-2019. This movement challenged her and her husband's traditional views on retirement and made them realize that they didn't have to work until they were 65 years old. Since then they have invested 160k in 2 years, and are well on their way to reaching their goal of financial independence. She created the blog Frank on FIRE as a way of documenting and sharing their honest and frank journey to financial independence.

👉 Episode Link

https://happytimehappymoney.com/episode206

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:05 Kylie's business inspiration

02:40 Shift your lifestyle mindset

03:40 What is your FIRE?

05:00 How to track your progress

06:05 How to keep yourself inspired

07:00 Free goal setting gift!

Scottie Taylor Jr. is a Money Mindset Coach and professional Financial Advisor. Scottie's goal is to unlock a client's personal potential, explore and improve their relationship with money, and ultimately, earn more money. Scottie helps his clients work through limiting beliefs, elevate their mindset, and, as he once did, take those crucial next steps toward working less, earning more, and living with more abundance.

👉 Episode Link

https://happytimehappymoney.com/episode205

👋Follow me on Instagram @viktoriia.miracle

⏯️ Follow and subscribe on Youtube @Viktoriia Miracle

🕚 TIMESTAMPS:

00:00 Welcome back!

01:00 Scottie's career journey

03:00 Changing belief system

05:10 Transform your money mindset

07:00 Money habits to adopt

09:05 Allow yourself to accept money

10:10 Free masterclass to scale your business!