International payments is not an easy challenge to tackle, and Stellar is working diligently to upend the current aging and fee-ridden systems for a more democratized method of international asset transfer. In this episode we have Nikhil Saraf, Principal Software Engineer at Stellar Development Foundation, to educate us on the core features of Stellar, how it achieves consensus, and the practicals of how Stellar can be integrated into regular business and consumer applications.