Sam Altman gets fired and rehired in days. CZ from Binance agrees to jail time, IBM changes their 401(k) match…again, and Dave Ramsey says you can withdraw 8% of your assets per year.  We think he’s a fool. Plus, employees are making more money, getting more paid time off and have a more flexible schedule.  It only follows that they’re grumpy?!

That would be the client going all in on treasuries.  Inflation is down and the market is up.  For the year, the market has soared (see the Nasdaq) while the market has gone nowhere (see the Dow).  SBF found guilty on all counts.  Cheryl explains why she will never touch Medicare Advantage, beware of free dinners thanks to Florida Auto Glass shops and watch out for social security coming back for refunds on their mistakes.

Some people just don’t know their candy.  It wasn’t on our agenda but buying real estate in Florida, prenups and trusts.  Plus a woman uses her jailed husband’s IRA, moves and leaves him with the tax bill.  Or does she?  Plus plus don’t forget open enrollment and watch out for companies who want their signing bonuses back.  Maybe it was too good to be true.

Following another shaky week, a run to treasuries could prove costly.  Real estate rules in NYC could be changing, home insurance in Florida is going off the rails and Bitcoin spikes.

Seems like we finally agree on one thing.  Dumb math is just…dumb. Millenials are saving more than their parents did for retirement, social security gets another bump and MA, FINALLY, is increasing the estate exemption.  Is it enough to stay there? Plus more on SBF, women truckers and Cheryl’s lease conundrum.

Property taxes, delivery charges and forced tipping.  SBF’s crypto trial gets started, a weak quarter in the market and buying gold bars at Costco.  Plus tuition help from your employer, keeping cash on hand and a friendly reminder to pay your monthly bill for storage space.

Rough week in the markets as investors digest comments from the Fed and a looming government shutdown.  Those Taylor Swift tickets you resold are taxable, there is a new plan to cover the gap in social security and that car you rented from Avis was reported stolen.  Avis still refused to reimburse you.  Gotta love large corporations.

It’s not just a movie but a recurring theme in the markets. Will student loan payments hurt the economy? What will the Fed do? Plus beware of the ERC scams and credit repair services that don’t do much in the way of repairing.

September is a little rocky, Apple issues in China, Bed Bath & Beyond 401(k) woes, and setting a retirement date in your 80’s…maybe. Plus be careful of inheritance taxes, bags of money in the parking lot and the exciting but possibly turbulent money date!

Care to guess your age when you have the experience and wisdom?  Unlikely it’s the same age at which you forgo home insurance but many are doing just that – could be the 20% plus spike in rates. Plus J Powell scares the market and MA takes down Robinhood.