This is a quick impromptu episode where I hopped on the microphone after a couple of client meetings to share some thoughts. In the first half, I talk about the role of the advisor, specifically how it's important for advisors to push back and challenge clients who have strong convictions regarding how to best invest their portfolio. At the end of the day, it's the client's money and they have the final say in how to invest, but I think it's through this push-pull dynamic that we can arrive at the best answers.

In the second half of this episode, I share my screen to walk through our Retirement Risks Analysis, which is a complimentary service we offer prospective clients. This is a review of 15 retirement risks, each color-coordinated so you can quickly identify strengths and weaknesses in your planning. This process helps us mutually determine if there is a good fit for a working relationship, and gives us some specific areas to improve so we can hit the ground running.

I hope you enjoy this episode, and if you'd like your own Retirement Risks Analysis personalized to you and your situation, get started with the "Share More & Get in Touch" link below, or shoot us a quick email with "Retirement Risks Analysis" in the subject line.

*this episode was recorded in video format, so you'll get the most out of it by visiting our YouTube Page and watching there

Connect with Loren:

Share More & Get in Touch

Podcast Page

Email: [email protected]

On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received.

I hope you enjoy this relaxing, long-form interview with Perry Ross!

Connect with Loren:

Share More & Get in Touch

Podcast Page

On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received.

I hope you enjoy this relaxing, long-form interview with Perry Ross!

Connect with Loren:

Share More & Get in Touch

Podcast Page

I'm excited to share Part II of my conversation with Ph.D. Alex Murguia. Alex is a "go-to" expert when it comes to any finance-related topic, as he has a unique ability to combine an academic proficiency with humor and real-world experience. I hope you enjoy today's show, and don't forget to take advantage of completing your own RISA Assessment too!

*this episode was recorded in video format: YouTube

On today's show, we discuss:

1) Does our tolerance for market turbulence change throughout retirement?

2) Why is it so important to identify our "retirement income style" (and what are the 4 styles)?

3) Instead of unproductive behaviors like trying to time the market, what are some worthwhile steps we can take in retirement?

4) Why is it important to know your plan's "funded ratio," and what are some of the shortfalls of the more traditional approach called "probability of success?"

*Take a complimentary RISA Assessment

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Alex:

Retirement Researcher

Retire with Style Podcast

Today, I have the pleasure of welcoming Ph.D. Alex Murguia to the show. Alex is the CEO of Retirement Researcher and Managing Director of McLean Asset Management, an investment advisory firm based in Tysons, Virginia. He has been published in the New York Times, the Wall Street Journal, speaks at several financial conferences, and founded a financial planning software which helps retirees learn which retirement income strategies best fit their personalized style.

*this episode was recorded in video format: YouTube

On today's show, we discuss:

1) What actually is market volatility from an academic perspective?

2) What are some "market drivers" and is it worth trying to gauge them?

3) How much does the market move in absolute terms in order to our net gain or loss at the end of the year?

4) What are some biases we all have as investors (loss aversion, anchoring, survivorship, and action bias)?

*Take a complimentary RISA Assessment

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Alex:

Retirement Researcher

Retire with Style Podcast

Today, we wrap up with Part II of my conversation with Jacob Schroeder of Kiplinger. We continue discussing the concept of "F.I.R.E." -Financial Independence, Retire Early.

We talk about:

-How FIRE participants can access funds prior to age 59 1/2- "Rule of 55" & "SEPP 72(t)"

-What are some common characteristics of people who successfully implement a FIRE strategy?

-What if you are retired and bored?

*this episode was recorded in video format, and will soon be available on our channel: YouTube

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Jacob Schroeder:

Substack | LinkedIn

Kiplinger Articles

Welcome back! I've been away for a bit, but ready to swing into another year of podcasting, and I have a lot of interviews lined up that I'm excited to share.

For today's episode, Jacob Schroeder of Kiplinger returns to the show to share some of his research on the FIRE movement, which stands for "Financial Independence, Retire Early."

We talk about:

-What is FIRE and why do people get so excited about this?

-On the flip side, what are some of the pitfalls of a FIRE strategy?

-What is "Barista FIRE" and how is this different?

-Why your risks can be magnified by retiring early, particularly "longevity risk."

-How do FIRE enthusiasts flip the switch from saving and investing, to enjoying the fruits of their labor?

*this episode was recorded in video format, and will soon be available on our channel: YouTube

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Jacob Schroeder:

Substack | LinkedIn

Kiplinger Articles

Welcome in as we wrap up our conversation with Isaiah Douglass of Swan Bitcoin. Be sure to check out Part One if you missed it, as we lay the groundwork by discussing what Bitcoin is, how it's different than the broad term "cryptocurrency," whether or not it's too late to invest, and much more!

For today's episode, we tackle some of the below questions:

-How does the current political landscape impact Bitcoin?

-How much should investors allocate to Bitcoin?

-Where could Bitcoin realistically get to in the next 10 years?

-And since this has been a very pro-Bitcoin conversation, I ask Isaiah to present his strongest argument AGAINST Bitcoin. We will tackle additional challenges to Bitcoin in a future episode, but I found this interesting as Isaiah shared a concern that wasn't on my radar.

*this episode was recorded in video format, and will soon be available on our channel: YouTube

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Isaiah Douglass:

Twitter | LinkedIn

Swan Private

Learn Bitcoin

(805) 410-3195

Welcome in as Isaiah Douglass of Swan Bitcoin joins the show, and we begin our two-part conversation on one of our most frequently requested topics- Bitcoin.

Questions we cover:

-What is Bitcoin and why has it gained in popularity?

-How is Bitcoin different from the broad term "cryptocurrency?"

-What problems does Bitcoin solve?

-What are the characteristics of an "ideal" currency?

-Does Bitcoin have more of a track record than we might think?

-How much of a portfolio should be allocated to Bitcoin?

-Is it too late to invest in Bitcoin?

*this episode was recorded in video format, and will soon be available on our channel: YouTube

Connect with Loren:

Share More & Get in Touch

Podcast Page

More from Isaiah Douglass:

Twitter | LinkedIn

Swan Private

(805) 410-3195

Welcome in as my friend Neil Wilding joins the show to discuss the upcoming election, our country's budget obligations, and how taxes fit into this election and beyond.

This is a bit of a marathon episode as we have a lot to cover, some of which includes:

-discussion about "tax risk"

-mandatory spending vs. discretionary spending

-discussion about "legislative risk"

-Tax Cuts & Jobs Act (TCJA)

*this episode was recorded in video format, so if you'd like to watch, find us on YouTube

Connect with Loren:

Share More & Get in Touch

LinkedIn: Loren Sherman

Podcast Page

More from Neil Wilding:

Request Your Copy of "The New Holistic Retirement"

*email [email protected] for your free copy