Healthy, Wealthy, & Wise Retirement Podcast

For this episode, I am excited to welcome in a good friend and fellow financial advisor, Damian Beard.

While I enjoy discussing financial planning opportunities with Damian and he is an excellent advisor in his own right, this episode is all about Holding Tiny Hands. If you have never heard of Holding Tiny Hands, their mission is to provide emotional and psychological support to parents of preemies and critically ill infants.

Serving as Chair and Executive Director here in West Des Moines, Iowa, Damian shares how his passion for this mission originated, different ways the program can help, and how the "Tiny Hands" vision continues to grow.

I hope you enjoy this conversation just as much as I did, as Damian's excitement rubs off on anyone within earshot!

*this episode was recorded in video format- visit our YouTube Page to watch

Connect with Loren:

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Connect with Damian:

Email: [email protected]

Phone: 515-257-6214

Walk for NICU Superheroes (sign up to walk or sponsor)

Today, I chat with Janet Fisher, who is Senior Director of Development at Blank Children's Hospital here in Des Moines, Iowa.

Janet shares her personal experience with Blank Children's Hospital and how this ignited her passion for their mission, long before she ever became part of the team.

We talk about who Blank serves, what they are up to now, and how you can get involved if you'd like to add Blank Children's Hospital to the list of charities you support.

And if you would like to learn more or schedule a one-on-one tour of the facilities, I encourage you to reach out to Janet directly. I hope you enjoy this conversation!

*this episode was recorded in video format- visit our YouTube Page to watch

Connect with Loren:

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Connect with Janet:

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It's my honor to share some insights from CEO of Thompson & Associates, Dr. Eddie Thompson. Estate planning can be a dry topic, but Eddie brings humor, stories, and over 40 years of expertise to the conversation.

We talk about why estate planning is so important, how asking the right questions BEFORE creating legal documents is vital, and some of the most common mistakes people make (and how to avoid them).

I hope you enjoy this conversation as much as I did, and if you find it helpful, share it with a friend!

*this episode was recorded in video format- visit our YouTube Page to watch

Connect with Loren:

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Email: [email protected]

I hope you enjoy Part II with Dave Olchowka of Prizm, as we talk about where people can get into trouble with their home & auto coverage and how to avoid these pitfalls. We also talk about how often you should review your coverage, and situations that may warrant a fresh review.

We wrap up by sharing 3 reasons people don't review their coverage (and why most people aren't crazy about change in the first place), and how Prizm helps to remove these hurdles.

Again, you are welcome to a complementary review by clicking: Review My Coverage

*this episode was recorded in video format- visit our YouTube Page to watch

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Learn More About Prizm

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Listen in, as Dave Olchowka of Prizm joins the show to talk about a better way review your home & auto coverage. Dave launched Prizm in 2022, powered by innovative technology paired with human expertise. This leads to a quick and efficient process, while still always having a real person you can talk with.

We talk about why Dave launched Prizm and the problems it addresses, some common mistakes people make when it comes to their own coverage, and I share a bit of my own experience working with Prizm, as my wife and I put our own coverage through the Prizm review process.

I hope you enjoy this conversation, and be sure to take advantage of a complementary review yourself by clicking: Review My Coverage

*this episode was recorded in video format- visit our YouTube Page to watch

Connect with Loren:

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Learn More About Prizm

Email: [email protected]

Today is the conclusion of my conversation with Steve Blackwell, CEO of Invito Energy Partners. In part I, Steve and I talked about oil & gas from an investment standpoint, and how not all oil & gas opportunities are equal, nor do all carry the same risk.

For part II, we pivot to the unique tax benefits that oil & gas can offer, as this is what draws so many investors into the space. We talk about how an investment into oil & gas can be used to directly offset taxable income, but how it has to be done properly in order to qualify. We discuss who may benefit from an allocation to oil & gas, and just as importantly, who likely would not benefit.

We also list off a handful of situations where the immediate tax reduction could be a powerful strategy as a one-time or ongoing use (paying tax on Roth conversion, sale of a business/farm, inheriting IRA funds that lead to higher AGI, offsetting taxable impact of year-end bonuses, "widow's penalty," reducing Medicare IRMAA).

As a reminder, none of this should be taken as investment advice, as a personalized conversation is needed to determine if oil & gas, or any of the strategies we discuss on this show, are right for you and your situation. Further, the opportunity we discuss today is only available to accredited investors, which at the time of this recording, means having in income of $200k plus per year (or $300k joint income), or having an excess of $1 million of investable assets (not including your home).

In the show notes, you can find Invito's executive summary with part one, and a tax benefits guide with this episode. You can also simply reach out if you would like to learn more about this opportunity.

*this episode was recorded in video format- visit our YouTube Page to watch

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Today I'm joined by Steve Blackwell, CEO of Invito Energy Partners. Steve and his managing partner, Jared Christianson, have a long history and vast experience in the oil & gas space.

As an investment opportunity, oil & gas can be a powerful addition to a portfolio, as its returns are not directly tied to the market like many traditional investments, and it offers unique tax benefits, but only if done the right way.

While the tax benefits often lead the conversation when it comes to oil & gas, today we look at this solely from an investment perspective, because at the end of the day, all of the tax benefits in the world don't help us if the investment does not perform.

As always, none of this should be taken as investment advice, as a personalized conversation is needed to determine if oil & gas, or any of the strategies we discuss on this show, are right for you and your situation. Further, the opportunity we discuss today is only available to accredited investors, which at the time of this recording, means having in income of $200k plus per year (or $300k joint income), or having an excess of $1 million of investable assets (not including your home).

You can find Invito's executive summary in the show notes, or simply reach out if you would like to learn more about this opportunity.

*this episode was recorded in video format- visit our YouTube Page to watch

Connect with Loren:

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Email: [email protected]

This is a quick impromptu episode where I hopped on the microphone after a couple of client meetings to share some thoughts. In the first half, I talk about the role of the advisor, specifically how it's important for advisors to push back and challenge clients who have strong convictions regarding how to best invest their portfolio. At the end of the day, it's the client's money and they have the final say in how to invest, but I think it's through this push-pull dynamic that we can arrive at the best answers.

In the second half of this episode, I share my screen to walk through our Retirement Risks Analysis, which is a complimentary service we offer prospective clients. This is a review of 15 retirement risks, each color-coordinated so you can quickly identify strengths and weaknesses in your planning. This process helps us mutually determine if there is a good fit for a working relationship, and gives us some specific areas to improve so we can hit the ground running.

I hope you enjoy this episode, and if you'd like your own Retirement Risks Analysis personalized to you and your situation, get started with the "Share More & Get in Touch" link below, or shoot us a quick email with "Retirement Risks Analysis" in the subject line.

*this episode was recorded in video format, so you'll get the most out of it by visiting our YouTube Page and watching there

Connect with Loren:

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Email: [email protected]

On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received.

I hope you enjoy this relaxing, long-form interview with Perry Ross!

Connect with Loren:

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On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received.

I hope you enjoy this relaxing, long-form interview with Perry Ross!

Connect with Loren:

Share More & Get in Touch

Podcast Page