Heather Boneparth's financial journey didn't start with a spreadsheet. It started with a fight with her grandfather at age 8 — and a lesson about money that took decades to unlearn.
The last thing her grandfather ever said to her was that all that matters in the world is your blood and your money. Growing up as the only child and grandchild on both sides of her family, Heather internalized early that money meant love — and that withholding it meant you weren't enough. Those messages followed her from South Jersey to the University of Florida, through law school, and into a career she chose not out of passion but out of a fierce need to never have to ask anyone for anything again.
The director of business and legal affairs at Bone Fide Wealth — and co-author of the new book Money Together, written with her husband Douglas — Heather talks with Chris Hill about:
- Why she chose law school over journalism, and what the 2008 financial crisis did to that plan
- Carrying more than $200,000 in student loan debt into a new relationship — with a man who happened to be a financial advisor — and the shame that came with it
- How the pandemic quietly rewrote the power dynamics in her marriage, and why money conversations are never a straight line
- What she wishes someone had told her earlier: that time is a greater currency than money

Check out Heather's new book Money Together.

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Opening clip - "Your Friend, Nate Bargatze"